Exam 16: Medical Insurance

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Which of the following is medical insurance for the spouse and unmarried dependent children of a veteran with permanent total disability resulting from a service-related injury?

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Which of the following traditional types of insurance coverage covers specific dollar amounts for provider's fees, hospital care, and surgery?

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If the employer operates its own health plan instead of purchasing a plan from an insurance company to cover its employees, what type of plan are they utilizing?

(Multiple Choice)
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The amount of charges the provider would have to write off if insurance did not cover it, is known as what?

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Which of the following terms is applied when more than one policy covers an individual?

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Indicate whether the statements apply to managed care or traditional insurance plans. -usually can go outside provider network

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Which of the following best describes insurance policies that provide coverage on a fee-for-service basis?

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Which of the following applies to Medicare coverage that pays for prescription drugs?

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Which of the following best describes the managed care organization model having the freedom of obtaining medical services from an HMO provider or by self-referral to a non-HMO provider?

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Which of the following is known as the fee system that defines allowable charges that will be accepted by insurance carriers?

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The statement mailed to the patient summarizing how the insurance carrier determined the reimbursement is known as what?

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Which of the following best describes a network of providers and hospitals who have a contract with insurance companies to provide discounted health care?

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Which of the following applies to medical insurance for dependents of active duty or retired military personnel and their dependents?

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Indicate whether the statements apply to managed care or traditional insurance plans. -annual deductible

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Indicate whether the statements apply to managed care or traditional insurance plans. -fee-for-service payment

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Which is the most common type of referral used by managed care?

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The amount of money that the insured must incur for medical services before the policy begins to pay is known as what?

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