Question 1

When creating your budget, use:

Accepted Answer

A)  Money left after taxes and deductions 
B)  Money you saved from working 
C)  Money you get from your parents 
D)  All of the above 
E)  None of the above 
A)  Money left after taxes and deductions 
B)  Money you saved from working 
C)  Money you get from your parents 
D)  All of the above 
E)  None of the above

Question 2

Personal financial management will not affect your work situation.

Accepted Answer

A) True 
 B)False

Question 3

________ is the amount of money that is yours after paying off debt.

Accepted Answer

The answer of ________ is the amount of money that...

Question 4

Interest is the total cost you will pay when taking out a loan.

Accepted Answer

A) True 
 B)False

Question 5

The key to good budgeting is:

Accepted Answer

A)  Saving 
B)  Cash management 
C)  Investing 
D)  All of the above 
E)  None of the above 
A)  Saving 
B)  Cash management 
C)  Investing 
D)  All of the above 
E)  None of the above

Question 6

Your car loan is an example of a liability.

Accepted Answer

A) True 
 B)False

Question 7

With a FICO score:

Accepted Answer

A)  The higher your FICO score, the better your credit 
B)  The higher your FICO score, the worse your credit 
C)  The lower your FICO score, the better your credit 
D)  None of the above 
A)  The higher your FICO score, the better your credit 
B)  The higher your FICO score, the worse your credit 
C)  The lower your FICO score, the better your credit 
D)  None of the above

Question 8

________ are expenses that do not change from month to month.

Accepted Answer

The answer of ________ are expenses that do not change...

Question 9

Flexible expenses are more easily identified than fixed expenses.

Accepted Answer

A) True 
 B)False

Question 10

A(n) ________ is money going out.

Accepted Answer

The answer of A(n) ________ is money going out....

Question 11

________ is the amount of money in your paycheck before taxes or other deductions are made.

Accepted Answer

The answer of ________ is the amount of money in...

Question 12

A(n) ________ is a detailed credit history on an individual.

Accepted Answer

The answer of A(n) ________ is a detailed credit history...

Question 13

Your savings account:

Accepted Answer

A)  Should contain at least five months' income 
B)  Should have approximately 5% of your paycheck contributed to it each month 
C)  Both A and B 
D)  None of the above 
A)  Should contain at least five months' income 
B)  Should have approximately 5% of your paycheck contributed to it each month 
C)  Both A and B 
D)  None of the above

Question 14

When starting a savings plan:

Accepted Answer

A)  Have at least five months' income saved for emergencies 
B)  Wait until you have acquired your career job 
C)  Save only in months where you have extra income 
D)  All of the above 
E)  None of the above. 
A)  Have at least five months' income saved for emergencies 
B)  Wait until you have acquired your career job 
C)  Save only in months where you have extra income 
D)  All of the above 
E)  None of the above.

Question 15

If you do not have your personal finances under control, it may cause:

Accepted Answer

A)  Irresponsibility 
B)  Stress 
C)  Reduced performance 
D)  All of the above 
E)  None of the above 
A)  Irresponsibility 
B)  Stress 
C)  Reduced performance 
D)  All of the above 
E)  None of the above

When creating your budget, use:

Personal financial management will not affect your work situation.

________ is the amount of money that is yours after paying off debt.

Interest is the total cost you will pay when taking out a loan.

The key to good budgeting is:

Your car loan is an example of a liability.

With a FICO score:

________ are expenses that do not change from month to month.

Flexible expenses are more easily identified than fixed expenses.

A(n) ________ is money going out.

________ is the amount of money in your paycheck before taxes or other deductions are made.

A(n) ________ is a detailed credit history on an individual.

Your savings account:

When starting a savings plan:

If you do not have your personal finances under control, it may cause:

Your Attitude and Personality

Personal Financial Management

Time and Stress Managementorganizational Skills

Ethics, Politics, and Diversity

Etiquettedress

Customer Servicequality

Human Resource Management

Communication

Accountability and Workplace Relationships

Teamwork, Motivation, and Leadership

Conflict and Negotiation

Job Search Skills

Resume Package

Interview Techniques

Career and Life Changes

Filters

Exam 2: Goal Setting and Life Management

When creating your budget, use:

Personal financial management will not affect your work situation.

________ is the amount of money that is yours after paying off debt.

Interest is the total cost you will pay when taking out a loan.

The key to good budgeting is:

Your car loan is an example of a liability.

With a FICO score:

________ are expenses that do not change from month to month.

Flexible expenses are more easily identified than fixed expenses.

A(n) ________ is money going out.

________ is the amount of money in your paycheck before taxes or other deductions are made.

A(n) ________ is a detailed credit history on an individual.

Your savings account:

When starting a savings plan:

If you do not have your personal finances under control, it may cause:

Your Attitude and Personality

Personal Financial Management

Time and Stress Managementorganizational Skills

Ethics, Politics, and Diversity

Etiquettedress

Customer Servicequality

Human Resource Management

Communication

Accountability and Workplace Relationships

Teamwork, Motivation, and Leadership

Conflict and Negotiation

Job Search Skills

Resume Package

Interview Techniques

Career and Life Changes

Filters