Question 1

Which of the following represents the largest proportion of all reported disabilities?

Accepted Answer

A)  respiratory diseases 
B)  cardiovascular diseases 
C)  mental illness 
D)  cancer 
A)  respiratory diseases 
B)  cardiovascular diseases 
C)  mental illness 
D)  cancer

Question 2

________ provide services like financial counseling,child care referrals,elder care referrals,adoption assistance,mental health counseling,and life event planning.

Accepted Answer

A)  Pension plans 
B)  Employee assistance programs 
C)  Family-friendly benefits 
D)  Benefit management systems 
A)  Pension plans 
B)  Employee assistance programs 
C)  Family-friendly benefits 
D)  Benefit management systems

Question 3

When employers offer domestic partner benefits to employees,it means that employees' same-sex domestic partners are eligible to receive the same benefits as do the husband,wife,or legal dependent of one of the firm's employees.

Accepted Answer

A) True 
 B)False

Question 4

All of the following benefits are required by federal or state law EXCEPT ________.

Accepted Answer

A)  workers' compensation 
B)  unemployment insurance 
C)  disability insurance 
D)  maternity leave 
A)  workers' compensation 
B)  unemployment insurance 
C)  disability insurance 
D)  maternity leave

Question 5

All of the following are health care cost-control methods used by employers EXCEPT ________.

Accepted Answer

A)  requiring employees to pay high premiums 
B)  auditing medical claims for errors 
C)  requiring disability insurance 
D)  encouraging medical tourism 
A)  requiring employees to pay high premiums 
B)  auditing medical claims for errors 
C)  requiring disability insurance 
D)  encouraging medical tourism

Question 6

The stipulations of the Family and Medical Leave Act apply to private employers of 50 or more employees.

Accepted Answer

A) True 
 B)False

Question 7

How is the Social Security program funded?

Accepted Answer

A)  sale of government bonds 
B)  tax on employee wages 
C)  tax on homeowners 
D)  tax on luxury goods 
A)  sale of government bonds 
B)  tax on employee wages 
C)  tax on homeowners 
D)  tax on luxury goods

Question 8

Which of the following is a prepaid health care system that provides medical services for employees who pay a nominal fee?

Accepted Answer

A)  PPO 
B)  HMO 
C)  DMO 
D)  ESOP 
A)  PPO 
B)  HMO 
C)  DMO 
D)  ESOP

Question 9

Curt works at a computer firm that is experiencing financial difficulties.In an attempt to save money and prevent layoffs,the firm is enforcing a temporary reduction in work hours for Curt's division.Curt now works 35 hours a week instead of 40.Which of the following most likely describes this situation?

Accepted Answer

A)  flextime 
B)  job sharing 
C)  work sharing 
D)  compressed workweek 
A)  flextime 
B)  job sharing 
C)  work sharing 
D)  compressed workweek

Question 10

Orion is a business software firm based in Atlanta that employs over 400 people.Orion has traditionally provided legislatively required benefits for its employees including Social Security,workers' compensation,and unemployment insurance.In addition,Orion offers employees health and dental insurance.Orion employees work Monday through Friday on a 9 to 5 schedule.Orion's top executives are considering the idea of adding a flexible benefits plan and implementing a flexible work schedule. Which of the following,if true,undermines the argument that Orion should offer its employees a cafeteria plan?

Accepted Answer

A)  A survey of Orion employees indicates that the majority of employees are very satisfied with the firm's current benefit offerings. 
B)  Orion experiences very few workers' compensation claims each year as compared to similarly sized businesses in the Atlanta area. 
C)  Orion employee surveys indicate that most employees are interested in either 401(k) plans or Roth IRAs as methods of saving for retirement. 
D)  Orion uses an employee leasing firm to handle recruiting, hiring, and benefits administration. 
A)  A survey of Orion employees indicates that the majority of employees are very satisfied with the firm's current benefit offerings. 
B)  Orion experiences very few workers' compensation claims each year as compared to similarly sized businesses in the Atlanta area. 
C)  Orion employee surveys indicate that most employees are interested in either 401(k) plans or Roth IRAs as methods of saving for retirement. 
D)  Orion uses an employee leasing firm to handle recruiting, hiring, and benefits administration.

Question 11

Social Security offers all of the following EXCEPT ________.

Accepted Answer

A)  survivor's benefits for those insured under the Social Security Act 
B)  disability payments to employees who become totally disabled 
C)  tax refunds for retirees who are 55 and older 
D)  Medicare program administration 
A)  survivor's benefits for those insured under the Social Security Act 
B)  disability payments to employees who become totally disabled 
C)  tax refunds for retirees who are 55 and older 
D)  Medicare program administration

Question 12

When an employer makes all of the contributions to the pension plan,the pension plan is classified as ________.

Accepted Answer

A)  qualified 
B)  non-qualified 
C)  defined contribution 
D)  non-contributory 
A)  qualified 
B)  non-qualified 
C)  defined contribution 
D)  non-contributory

Question 13

Which of the following requires that pension rights be vested and protected by the Pension Benefits Guarantee Corporation?

Accepted Answer

A)  Economic Growth and Tax Relief Conciliation Act 
B)  Employee Retirement Income Security Act 
C)  Job Creation and Worker Assistance Act 
D)  Social Security Act 
A)  Economic Growth and Tax Relief Conciliation Act 
B)  Employee Retirement Income Security Act 
C)  Job Creation and Worker Assistance Act 
D)  Social Security Act

Question 14

Which of the following provides pay to an employee when he or she is temporarily out of work because of illness?

Accepted Answer

A)  sick leave 
B)  severance pay 
C)  supplemental pay 
D)  workers' compensation 
A)  sick leave 
B)  severance pay 
C)  supplemental pay 
D)  workers' compensation

Question 15

Which of the following provides lower rates for the employer or employee and includes all employees regardless of health or physical condition?

Accepted Answer

A)  workers' compensation insurance 
B)  group life insurance 
C)  disability insurance 
D)  pension plans 
A)  workers' compensation insurance 
B)  group life insurance 
C)  disability insurance 
D)  pension plans

Question 16

All of the following are preventive services offered by employers as part of their wellness programs EXCEPT ________.

Accepted Answer

A)  anti-smoking incentives 
B)  low-cost immunizations 
C)  case management services 
D)  on-site primary care 
A)  anti-smoking incentives 
B)  low-cost immunizations 
C)  case management services 
D)  on-site primary care

Question 17

Orion is a business software firm based in Atlanta that employs over 400 people.Orion has traditionally provided legislatively required benefits for its employees including Social Security,workers' compensation,and unemployment insurance.In addition,Orion offers employees health and dental insurance.Orion employees work Monday through Friday on a 9 to 5 schedule.Orion's top executives are considering the idea of adding a flexible benefits plan and implementing a flexible work schedule. All of the following questions are relevant to Orion's decision to add a cafeteria plan EXCEPT which one?

Accepted Answer

A)  What benefits are available to employees at Orion's main competitors? 
B)  What costs would Orion incur for switching to a cafeteria benefits plan? 
C)  How would a cafeteria plan alter Orion employees' Social Security benefits? 
D)  What effect would a cafeteria plan have on the coverage that Orion employees receive? 
A)  What benefits are available to employees at Orion's main competitors? 
B)  What costs would Orion incur for switching to a cafeteria benefits plan? 
C)  How would a cafeteria plan alter Orion employees' Social Security benefits? 
D)  What effect would a cafeteria plan have on the coverage that Orion employees receive?

Question 18

Eric has worked full-time for a large manufacturing company for over three years.Eric and his wife have recently adopted a baby,and Eric wants to take time off from work to care for the child.Which of the following laws most likely applies to Eric's situation?

Accepted Answer

A)  Pregnancy Discrimination Act 
B)  Family and Medical Leave Act 
C)  Title VII of the Civil Rights Act 
D)  Health Insurance Portability and Accountability Act 
A)  Pregnancy Discrimination Act 
B)  Family and Medical Leave Act 
C)  Title VII of the Civil Rights Act 
D)  Health Insurance Portability and Accountability Act

Question 19

The Pension Benefits Guarantee Corporation guarantees both defined benefit plans and defined contribution plans.

Accepted Answer

A) True 
 B)False

Question 20

What benefits are required by federal or state laws? What benefits are discretionary on the part of employers?

Accepted Answer

Benefits required by law include Social

Which of the following represents the largest proportion of all reported disabilities?

________ provide services like financial counseling,child care referrals,elder care referrals,adoption assistance,mental health counseling,and life event planning.

When employers offer domestic partner benefits to employees,it means that employees' same-sex domestic partners are eligible to receive the same benefits as do the husband,wife,or legal dependent of one of the firm's employees.

All of the following benefits are required by federal or state law EXCEPT ________.

All of the following are health care cost-control methods used by employers EXCEPT ________.

The stipulations of the Family and Medical Leave Act apply to private employers of 50 or more employees.

How is the Social Security program funded?

Which of the following is a prepaid health care system that provides medical services for employees who pay a nominal fee?

Social Security offers all of the following EXCEPT ________.

When an employer makes all of the contributions to the pension plan,the pension plan is classified as ________.

Which of the following requires that pension rights be vested and protected by the Pension Benefits Guarantee Corporation?

Which of the following provides pay to an employee when he or she is temporarily out of work because of illness?

Which of the following provides lower rates for the employer or employee and includes all employees regardless of health or physical condition?

All of the following are preventive services offered by employers as part of their wellness programs EXCEPT ________.

Eric has worked full-time for a large manufacturing company for over three years.Eric and his wife have recently adopted a baby,and Eric wants to take time off from work to care for the child.Which of the following laws most likely applies to Eric's situation?

The Pension Benefits Guarantee Corporation guarantees both defined benefit plans and defined contribution plans.

What benefits are required by federal or state laws? What benefits are discretionary on the part of employers?

Introduction to Human Resource Management

Equal Opportunity and the Law

Human Resource Management Strategy and Analysis

Job Analysis and the Talent Management Process

Personnel Planning and Recruiting

Employee Testing and Selection

Interviewing Candidates

Training and Developing Employees

Performance Management and Appraisal

Employee Retention, Engagement, and Careers

Establishing Strategic Pay Plans

Pay for Performance and Financial Incentives

Ethics and Employee Rights and Discipline

Labor Relations and Collective Bargaining

Employee Safety and Health

Managing Global Human Resources

Managing Human Resources in Entrepreneurial Firms

Filters

Exam 13: Benefits and Services

Which of the following represents the largest proportion of all reported disabilities?

________ provide services like financial counseling,child care referrals,elder care referrals,adoption assistance,mental health counseling,and life event planning.

When employers offer domestic partner benefits to employees,it means that employees' same-sex domestic partners are eligible to receive the same benefits as do the husband,wife,or legal dependent of one of the firm's employees.

All of the following benefits are required by federal or state law EXCEPT ________.

All of the following are health care cost-control methods used by employers EXCEPT ________.

The stipulations of the Family and Medical Leave Act apply to private employers of 50 or more employees.

How is the Social Security program funded?

Which of the following is a prepaid health care system that provides medical services for employees who pay a nominal fee?

Social Security offers all of the following EXCEPT ________.

When an employer makes all of the contributions to the pension plan,the pension plan is classified as ________.

Which of the following requires that pension rights be vested and protected by the Pension Benefits Guarantee Corporation?

Which of the following provides pay to an employee when he or she is temporarily out of work because of illness?

Which of the following provides lower rates for the employer or employee and includes all employees regardless of health or physical condition?

All of the following are preventive services offered by employers as part of their wellness programs EXCEPT ________.

Eric has worked full-time for a large manufacturing company for over three years.Eric and his wife have recently adopted a baby,and Eric wants to take time off from work to care for the child.Which of the following laws most likely applies to Eric's situation?

The Pension Benefits Guarantee Corporation guarantees both defined benefit plans and defined contribution plans.

What benefits are required by federal or state laws? What benefits are discretionary on the part of employers?

Introduction to Human Resource Management

Equal Opportunity and the Law

Human Resource Management Strategy and Analysis

Job Analysis and the Talent Management Process

Personnel Planning and Recruiting

Employee Testing and Selection

Interviewing Candidates

Training and Developing Employees

Performance Management and Appraisal

Employee Retention, Engagement, and Careers

Establishing Strategic Pay Plans

Pay for Performance and Financial Incentives

Ethics and Employee Rights and Discipline

Labor Relations and Collective Bargaining

Employee Safety and Health

Managing Global Human Resources

Managing Human Resources in Entrepreneurial Firms

Filters