Exam 5: Employer-Sponsored Health Insurance Programs

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Staff model HMOs own the medical facilities and employ the medical and support staffs that work on the premises. (Prepaid Group Practice Model)

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This type of group insurance plan offers health insurance and other benefits to the employees of two or more unaffiliated employers,except for any arrangements established by a collective bargaining agreement. (Exhibit 5.2,Types of Group Plans)

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