Exam 5: Employer-Sponsored Health Insurance Programs

These indicate yearly probabilities of death based on such factors as age and sex. (Individual Versus Group Insurance Coverage)

What are the two types of fee-for-service plans? (Fee-For-Service Plans)

The Mental Health Parity Act,which plays a prominent role in establishing parity requirements for mental health plans,was enacted in 2003. (Regulation of Mental Health and Substance Abuse Plans)

This consumer-driven health care option allows employees to contribute pre-tax wages annually to pay for qualified medical expenses,but they will lose the balance not used at year's end. (Consumer-Driven Health Care)

Exclusive provider organizations are similar to PPOs in that they offer reimbursement for services provided outside the established network. (Preferred Provider Organizations)

Which of the following is not one of the ways PPACA is expected to extend coverage to more people? (Patient Protection and Affordable Care Act of 2010)

Flexible spending accounts permit employees to pay for health costs covered by an employer's insurance plan. (Consumer-Driven Health Care)

FASB 106 does not affect the amount of net profit companies list on balance sheets. (Retiree Health Care Benefits)

These are the most popular approaches used by employers to offer consumer-driven health care. (Consumer-Driven Health Care)

This consumer-driven health care option contains contributions made by employers and the balance can be carried-over to the next year. (Consumer-Driven Health Care)

In 2011,half of the private sector workers in opposite sex partnerships had access to health care benefits. (Health Insurance Coverage)

FASB 106 does not do which of the following? (Retiree Health Care Benefits)

A premium is the amount an employer pays to establish and maintain a health insurance policy. (Defining and Exploring Health Insurance Programs)

Health insurance became part of the Social Security Act of 1935 during the Great depression of the 1930s. (Origins of Health Insurance Benefits)

Preexisting condition clauses usually span between one and two years. (Preexisting Condition Clauses)

Network model HMOs primarily use contracts with established practices of physicians that cover multiple specialties,but do not directly employ physicians. (Prepaid Group Practice Model)

Union presence does not affect access to health insurance. (Origins of Health Insurance Benefits)

Title XVIII of the Social Security Act established the Medicaid program. (Origins of Health Insurance Benefits)

Formularies are lists of drugs proven to be clinically appropriate and cost effective. (Prescription Drug Benefits)

This federal law requires group health plans to provide medical and surgical benefits for mastectomies. (The Employee Retirement Income Security Act of 1974 (ERISA))