Exam 13: Benefits and Services

Which of the following refers to a plan in which employees contribute a portion of their earnings to a fund and the employer typically matches the contribution in whole or part?

Because health care coverage is one of the most expensive benefits employers provide,many employers are trying to cut costs.What are some strategies for minimizing costs associated with employee health care? How do employee leasing firms help small businesses lower their health insurance costs?

Social Security provides health benefits to terminated employees and their families for 18 months following the employee's separation from the firm.

As an HR manager,you need to control costs associated with unemployment insurance.What are some steps you can take to protect your employer from paying unemployment claims for employees who were dismissed for inadequate performance?

Which of the following terms refers to benefits for time not worked such as unemployment insurance,vacation and holiday pay,and sick pay?

Private employers forced to downsize are required to provide COBRA coverage,and some firms offer dismissed employees severance pay.How do employers benefit from providing severance pay to dismissed employees? How do employees benefit from COBRA?

What are the key steps for launching a successful EAP program? Should firms offer EAPs? Why or why not?

Which of the following best describes the purpose of the Newborn Mother's Protection Act?

What is sick leave? Why is sick leave problematic for many employers? What family-friendly benefits may alleviate some of these problems?

Elizabeth works at an auto firm,which recently shut down for five weeks to change machinery.However,during the shutdown,Elizabeth was able to maintain her standard of living because of the firm's ________.

All of the following are the most likely reasons that mental health costs are rising EXCEPT ________.

All of the following characterize cash balance plans EXCEPT ________.

Which of the following is an example of a compressed workweek?

The more flexible a work schedule,the greater the effectiveness of the program.

The primary difference between health maintenance organizations and preferred provider organizations is that ________.

Which of the following requires employers to treat women affected by pregnancy,childbirth,or related medical conditions the same as any employee not able to work,with respect to all benefits?

Which of the following provides lower rates for the employer or employee and includes all employees regardless of health,physical condition,or length of employment?

Which of the following sets minimum mental health care benefits?

When an employer makes all of the contributions to the pension plan,the pension plan is classified as ________.

All of the following are characteristic of 401(k)plans EXCEPT ________.