Exam 16: Disability Income Insurance and Disability Benefit Programs

After a state disability claim is approved, basic benefits become payable on the eighth day of disability or the third day of hospital confinement, whichever comes first.

The maximum amount of time for which benefits will be paid to the injured or ill person for a disability is called the

If a claimant does not agree with the determination of disability, a _____________________-level appeal process is available.

Funding for State Disability Insurance is usually a small percentage of the employee's wage that

What is the correct order in the appeals process?

In a life insurance policy, a feature that provides for twice the face amount of the policy to be paid if death results from accidental causes is called _____________________.

One of the most important items on a state disability claim form is the claimant's Social Security number.

The physician must obtain prior authorization from the nearest VA facility in disability cases if the treatment costs more than ____________________ per month.

What are six major government disability programs?

State Disability Insurance benefits begin after the