Exam 16: Disability Income Insurance and Disability Benefit Programs

Disability income policies do not provide medical expense benefits.

Who are the eight types of workers not covered by state disability?

A policy that offers an insured person protection when loss of sight or loss of limb(s) occurs is called

The number of years of service required before benefits can be paid under CSRS is ____________________.

If the validity of a State Disability Insurance case is in question, a/an _______________________________ may be asked by the insurance company to examine the disabled individual.

Which two programs managed by the Social Security Administration pay disability benefits to people younger than 65?

Temporary disability exists when an illness or injury prevents a person from performing one or more of the functions of his or her regular job.

The first state to provide a successful State Disability Insurance program was

In 1956, the U.S. Congress established a program under Title II of the Social Security Act for long-term disability known as

A reason for denial of disability income benefits is insufficient medical information.

The term guaranteed renewable means that the insurer is

When an employer provides disability income insurance and the employee leaves the company, the insurance terminates unless the employee is disabled.

Which two programs managed by the Social Security Administration pay monthly disability benefits to people younger than age 65 who cannot work for at least a year because of a severe disability?

For patients receiving VA medical care, travel expenses to and from the facility are a benefit.

Benefits for medical expenses are provided through disability income insurance.

What are the four levels of the appeal process used if disagreement with determination of disability occurs?

Disabled workers younger than 65 years of age are eligible for SSDI.

A ______________________________ (DDS) team composed of a physician/psychologist and disability examiner makes the determination regarding disability for the SSDI and SSI programs.

Coverage that provides a specific monthly or weekly income when a person is unable to work because of an illness or injury is known as

California allows for state disability benefits in a normal routine pregnancy.