Question 1

Disability income insurance provides benefits for work-related disability.

Accepted Answer

A) True 
 B)False  False

Question 2

The definition of total disability varies from policy to policy because there is no standard definition.

Accepted Answer

A) True 
 B)False  True

Question 3

The Civil Service Retirement System (CSRS) is a program that combines federal disability and Social Security disability.

Accepted Answer

A) True 
 B)False  True

Question 4

Provisions written into the insurance contract denying coverage or limiting the scope of coverage are called

Accepted Answer

A)  exceptions. 
B)  exclusions. 
C)  preexisting conditions. 
D)  denied benefits. 
A)  exceptions. 
B)  exclusions. 
C)  preexisting conditions. 
D)  denied benefits.

Question 5

Residual benefits pay a

Accepted Answer

A)  partial benefit when the insured is not totally disabled. 
B)  partial benefit when the insured is totally disabled. 
C)  total sum based on the type of illness. 
D)  total payment based on the type of past employment. 
A)  partial benefit when the insured is not totally disabled. 
B)  partial benefit when the insured is totally disabled. 
C)  total sum based on the type of illness. 
D)  total payment based on the type of past employment.

Question 6

What is the time limit for a veteran to file a claim to receive outpatient treatment at VA expense for a service-connected disability?

Accepted Answer

A)  Within 6 months of sustaining the injury 
B)  Within 1 year of sustaining the injury 
C)  Within 3 years of sustaining the injury 
D)  Within 18 months of receiving an honorable discharge 
A)  Within 6 months of sustaining the injury 
B)  Within 1 year of sustaining the injury 
C)  Within 3 years of sustaining the injury 
D)  Within 18 months of receiving an honorable discharge

Question 7

When an illness or injury prevents an insured person from performing one or more of the functions of his or her regular job, the disability is called

Accepted Answer

A)  partial disability. 
B)  residual disability. 
C)  total disability. 
D)  both a and b 
A)  partial disability. 
B)  residual disability. 
C)  total disability. 
D)  both a and b

Question 8

People residing in states that do not provide State Disability Insurance may elect to contact a local private insurance carrier to arrange for coverage under a/an ____________________ disability insurance plan.

Accepted Answer

The answer of People residing in states that do not...

Question 9

If a state has State Disability Insurance, all types of workers are covered.

Accepted Answer

A) True 
 B)False

Question 10

In an insurance contract, a/an ____________________ of premiums means that while disabled the employee does not have to pay any premiums because they are paid by the policy.

Accepted Answer

The answer of In an insurance contract, a/an ____________________ of...

Question 11

In regard to disability income insurance, the _____________________ period is the maximum amount of time for which benefits will be paid to the injured or ill person for a disability.

Accepted Answer

The answer of In regard to disability income insurance, the...

Question 12

State Disability Insurance (SDI) is also known as

Accepted Answer

A)  Unemployment Compensation Disability (UC
D) . 
B)  temporary disability insurance (TDI). 
C)  Social Security Disability Insurance (SSDI). 
D)  both a and b 
A)  Unemployment Compensation Disability (UC
D) . 
B)  temporary disability insurance (TDI). 
C)  Social Security Disability Insurance (SSDI). 
D)  both a and b

Question 13

No prior employment is necessary for SSDI eligibility.

Accepted Answer

A) True 
 B)False

Question 14

The Supplemental Security Income (SSI) program under Title XVI of the Social Security Act provides

Accepted Answer

A)  monthly income benefits to workers and those self-employed who meet certain conditions. 
B)  disability payments to needy people with limited income and few resources. 
C)  for those who have worked for Civil Service and who become totally disabled. 
D)  income for those injured on the job. 
A)  monthly income benefits to workers and those self-employed who meet certain conditions. 
B)  disability payments to needy people with limited income and few resources. 
C)  for those who have worked for Civil Service and who become totally disabled. 
D)  income for those injured on the job.

Question 15

For people trying to qualify for SSDI or SSI, determination is made by the physician.

Accepted Answer

A) True 
 B)False

Question 16

For a disability income insurance case, the time period from the beginning of disability to receiving the first payment of benefits is called a/an ____________________ period.

Accepted Answer

The answer of For a disability income insurance case, the...

Question 17

Nonindustrial disability insurance programs exist in only five states and Puerto Rico.

Accepted Answer

A) True 
 B)False

Question 18

Disability income insurance is available from

Accepted Answer

A)  private insurance companies. 
B)  employer-sponsored plans. 
C)  government-funded programs. 
D)  all of the above. 
A)  private insurance companies. 
B)  employer-sponsored plans. 
C)  government-funded programs. 
D)  all of the above.

Question 19

The Armed Services Disability benefits program is available to

Accepted Answer

A)  anyone who has served in the armed services. 
B)  anyone who has served during a time of war. 
C)  all civilian and military personnel. 
D)  members of the armed services on active duty. 
A)  anyone who has served in the armed services. 
B)  anyone who has served during a time of war. 
C)  all civilian and military personnel. 
D)  members of the armed services on active duty.

Question 20

Medical requirements are the same for both the SSDI and SSI programs.

Accepted Answer

A) True 
 B)False

Disability income insurance provides benefits for work-related disability.

The definition of total disability varies from policy to policy because there is no standard definition.

The Civil Service Retirement System (CSRS) is a program that combines federal disability and Social Security disability.

Provisions written into the insurance contract denying coverage or limiting the scope of coverage are called

Residual benefits pay a

What is the time limit for a veteran to file a claim to receive outpatient treatment at VA expense for a service-connected disability?

When an illness or injury prevents an insured person from performing one or more of the functions of his or her regular job, the disability is called

People residing in states that do not provide State Disability Insurance may elect to contact a local private insurance carrier to arrange for coverage under a/an ____________________ disability insurance plan.

If a state has State Disability Insurance, all types of workers are covered.

In an insurance contract, a/an ____________________ of premiums means that while disabled the employee does not have to pay any premiums because they are paid by the policy.

In regard to disability income insurance, the _____________________ period is the maximum amount of time for which benefits will be paid to the injured or ill person for a disability.

State Disability Insurance (SDI) is also known as

No prior employment is necessary for SSDI eligibility.

The Supplemental Security Income (SSI) program under Title XVI of the Social Security Act provides

For people trying to qualify for SSDI or SSI, determination is made by the physician.

For a disability income insurance case, the time period from the beginning of disability to receiving the first payment of benefits is called a/an ____________________ period.

Nonindustrial disability insurance programs exist in only five states and Puerto Rico.

Disability income insurance is available from

The Armed Services Disability benefits program is available to

Medical requirements are the same for both the SSDI and SSI programs.

Role of an Insurance Billing Specialist

Compliance, Privacy, Fraud, and Abuse in Insurance Billing

Basics of Health Insurance

Medical Documentation and the Electronic Health Record

Diagnostic Coding

Procedural Coding

The Paper Claim: Cms-1500 02-12

The Electronic Claim

Receiving Payments and Insurance Problem Solving

Office and Insurance Collection Strategies

The Blue Plans, Private Insurance, and Managed Care Plans

Medicare

Medicaid and Other State Programs

Tricare and Veterans Health Care

Workers Compensation

Hospital Billing

Seeking a Job and Attaining Professional Advancement

Filters

Exam 16: Disability Income Insurance and Disability Benefit Programs

Disability income insurance provides benefits for work-related disability.

The definition of total disability varies from policy to policy because there is no standard definition.

The Civil Service Retirement System (CSRS) is a program that combines federal disability and Social Security disability.

Provisions written into the insurance contract denying coverage or limiting the scope of coverage are called

Residual benefits pay a

What is the time limit for a veteran to file a claim to receive outpatient treatment at VA expense for a service-connected disability?

When an illness or injury prevents an insured person from performing one or more of the functions of his or her regular job, the disability is called

People residing in states that do not provide State Disability Insurance may elect to contact a local private insurance carrier to arrange for coverage under a/an ____________________ disability insurance plan.

If a state has State Disability Insurance, all types of workers are covered.

In an insurance contract, a/an ____________________ of premiums means that while disabled the employee does not have to pay any premiums because they are paid by the policy.

In regard to disability income insurance, the _____________________ period is the maximum amount of time for which benefits will be paid to the injured or ill person for a disability.

State Disability Insurance (SDI) is also known as

No prior employment is necessary for SSDI eligibility.

The Supplemental Security Income (SSI) program under Title XVI of the Social Security Act provides

For people trying to qualify for SSDI or SSI, determination is made by the physician.

For a disability income insurance case, the time period from the beginning of disability to receiving the first payment of benefits is called a/an ____________________ period.

Nonindustrial disability insurance programs exist in only five states and Puerto Rico.

Disability income insurance is available from

The Armed Services Disability benefits program is available to

Medical requirements are the same for both the SSDI and SSI programs.

Role of an Insurance Billing Specialist

Compliance, Privacy, Fraud, and Abuse in Insurance Billing

Basics of Health Insurance

Medical Documentation and the Electronic Health Record

Diagnostic Coding

Procedural Coding

The Paper Claim: Cms-1500 02-12

The Electronic Claim

Receiving Payments and Insurance Problem Solving

Office and Insurance Collection Strategies

The Blue Plans, Private Insurance, and Managed Care Plans

Medicare

Medicaid and Other State Programs

Tricare and Veterans Health Care

Workers Compensation

Hospital Billing

Seeking a Job and Attaining Professional Advancement

Filters