Question 1

Employees' satisfaction with benefits is most definitely linked to benefit communications.

Accepted Answer

A) True 
 B)False

Question 2

Divorced spouses and dependent children of former or current employees are offered extended health care coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA).

Accepted Answer

A) True 
 B)False

Question 3

Long-term disability insurance _____.

Accepted Answer

A)  applies exclusively to nongovernmental employers with over 50 employees 
B)  pays for temporary living expenses and moving expenses incurred by disabled employees 
C)  pays a flat fee for a fixed number of hours of legal assistance each month for disabled employees 
D)  provides continuing income protection for employees who become disabled and are unable to work 
A)  applies exclusively to nongovernmental employers with over 50 employees 
B)  pays for temporary living expenses and moving expenses incurred by disabled employees 
C)  pays a flat fee for a fixed number of hours of legal assistance each month for disabled employees 
D)  provides continuing income protection for employees who become disabled and are unable to work

Question 4

Why is the effective communication of benefits important for the efficient functioning of a company?

Accepted Answer

Employees are often not fully aware of t

Question 5

Every company is required to pay an unemployment tax that is based on the _____.

Accepted Answer

A)  actuarial calculations of the benefits to be paid to employees 
B)  the total number of employees covered under workers' compensation 
C)  employees' lengths of service 
D)  the number of claims filed by workers who leave employment 
A)  actuarial calculations of the benefits to be paid to employees 
B)  the total number of employees covered under workers' compensation 
C)  employees' lengths of service 
D)  the number of claims filed by workers who leave employment

Question 6

Why do a relatively low percentage of men take paternity leave?

Accepted Answer

A)  Men who are not single parents are not covered in the Family and Medical Leave Act. 
B)  Employers typically reject paternity leave applications because employees are likely to obtain such leaves under fraudulent conditions. 
C)  Men have a perception that it is not considered socially acceptable for them to stay home for child-related reasons. 
D)  A provision in the Family and Medical Leave Act mandates that only one parent per family can take leaves, which are usually taken by the mother. 
A)  Men who are not single parents are not covered in the Family and Medical Leave Act. 
B)  Employers typically reject paternity leave applications because employees are likely to obtain such leaves under fraudulent conditions. 
C)  Men have a perception that it is not considered socially acceptable for them to stay home for child-related reasons. 
D)  A provision in the Family and Medical Leave Act mandates that only one parent per family can take leaves, which are usually taken by the mother.

Question 7

A situation in which only higher-risk employees select and use certain benefits under a flexible benefits plan provided by employers is referred to as _____.

Accepted Answer

A)  risk dispersion 
B)  benefits concentration 
C)  adverse selection 
D)  open enrollment 
A)  risk dispersion 
B)  benefits concentration 
C)  adverse selection 
D)  open enrollment

Question 8

Copayments are the portion of medical expenses paid by an insured individual for medical treatment.

Accepted Answer

A) True 
 B)False

Question 9

Which of the following is a benefit that employers must provide?

Accepted Answer

A)  Wellness programs 
B)  Unemployment compensation 
C)  Education assistance 
D)  Public-service leave 
A)  Wellness programs 
B)  Unemployment compensation 
C)  Education assistance 
D)  Public-service leave

Question 10

Which are the two important U.S. laws that govern issues related to the protection of the health of former workers, and what are some of their provisions?

Accepted Answer

The two most important laws that govern

Question 11

Which of the following is a strategy that is most frequently used by employers offering health care benefits to control and reduce their costs?

Accepted Answer

A)  Decreasing deductibles and copayments 
B)  Instituting low-deductible plans 
C)  Increasing employee contributions 
D)  Expanding family coverage 
A)  Decreasing deductibles and copayments 
B)  Instituting low-deductible plans 
C)  Increasing employee contributions 
D)  Expanding family coverage

Question 12

Which of the following best describes workers' compensation?

Accepted Answer

A)  Compensation provided to workers after retirement 
B)  A benefit program provided to workers injured on the job 
C)  A benefit program provided to workers who survive terminal diseases 
D)  Total pay package that includes both basic wages and benefits 
A)  Compensation provided to workers after retirement 
B)  A benefit program provided to workers injured on the job 
C)  A benefit program provided to workers who survive terminal diseases 
D)  Total pay package that includes both basic wages and benefits

Question 13

In the United States, benefit costs have significantly reduced between 2001 and 2015.

Accepted Answer

A) True 
 B)False

Question 14

Which of the following statements is true in the context of part-time employee benefits and status?

Accepted Answer

A)  Part-time employees are more likely to receive life insurance benefits than paid holidays. 
B)  Part-time employees are more likely to receive retirement benefits than health care benefits. 
C)  Part-time employees are less likely to receive short-term disability benefits than long-term disability benefits. 
D)  Part-time employees are less likely to receive paid disability leave benefits than health care benefits. 
A)  Part-time employees are more likely to receive life insurance benefits than paid holidays. 
B)  Part-time employees are more likely to receive retirement benefits than health care benefits. 
C)  Part-time employees are less likely to receive short-term disability benefits than long-term disability benefits. 
D)  Part-time employees are less likely to receive paid disability leave benefits than health care benefits.

Question 15

In companies that provide defined benefit plans, if the funding is inadequate to pay the benefits promised, the employees must make up the shortfall.

Accepted Answer

A) True 
 B)False

Question 16

Individuals who work for federal contractors are entitled to 56 hours of paid sick leave per year as a result of Executive Order 13706.

Accepted Answer

A) True 
 B)False

Question 17

In the context of health care legislations, which of the following is true of the Health Insurance Portability and Accountability Act (HIPAA)?

Accepted Answer

A)  It mandates employees to switch their health insurance plans when they change jobs. 
B)  It prohibits group insurance plans from dropping coverage for a sick employee. 
C)  It does not regulate the disclosure of protected health information. 
D)  It exclusively applies to employers with 100 or more full-time and/or part-time employees. 
A)  It mandates employees to switch their health insurance plans when they change jobs. 
B)  It prohibits group insurance plans from dropping coverage for a sick employee. 
C)  It does not regulate the disclosure of protected health information. 
D)  It exclusively applies to employers with 100 or more full-time and/or part-time employees.

Question 18

Workers in the private sector are far more likely to have a defined benefit plan than are workers in the public sector.

Accepted Answer

A) True 
 B)False

Question 19

Medicare is the health insurance program that was implemented by the U.S. government in 1965 to provide medical care primarily for _____.

Accepted Answer

A)  disabled workers 
B)  government employees 
C)  people over the age of 65 
D)  cancer patients 
A)  disabled workers 
B)  government employees 
C)  people over the age of 65 
D)  cancer patients

Question 20

Preferred provider organizations (PPOs) and health maintenance organizations (HMOs) _____.

Accepted Answer

A)  primarily aim at reducing health care costs paid by employees 
B)  do not provide health care services to private-sector organizations 
C)  separate their prescription drug coverage from the general health care plan 
D)  are the most common forms of managed care 
A)  primarily aim at reducing health care costs paid by employees 
B)  do not provide health care services to private-sector organizations 
C)  separate their prescription drug coverage from the general health care plan 
D)  are the most common forms of managed care

Employees' satisfaction with benefits is most definitely linked to benefit communications.

Divorced spouses and dependent children of former or current employees are offered extended health care coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA).

Long-term disability insurance _____.

Why is the effective communication of benefits important for the efficient functioning of a company?

Every company is required to pay an unemployment tax that is based on the _____.

Why do a relatively low percentage of men take paternity leave?

A situation in which only higher-risk employees select and use certain benefits under a flexible benefits plan provided by employers is referred to as _____.

Copayments are the portion of medical expenses paid by an insured individual for medical treatment.

Which of the following is a benefit that employers must provide?

Which are the two important U.S. laws that govern issues related to the protection of the health of former workers, and what are some of their provisions?

Which of the following is a strategy that is most frequently used by employers offering health care benefits to control and reduce their costs?

Which of the following best describes workers' compensation?

In the United States, benefit costs have significantly reduced between 2001 and 2015.

Which of the following statements is true in the context of part-time employee benefits and status?

In companies that provide defined benefit plans, if the funding is inadequate to pay the benefits promised, the employees must make up the shortfall.

Individuals who work for federal contractors are entitled to 56 hours of paid sick leave per year as a result of Executive Order 13706.

In the context of health care legislations, which of the following is true of the Health Insurance Portability and Accountability Act (HIPAA)?

Workers in the private sector are far more likely to have a defined benefit plan than are workers in the public sector.

Medicare is the health insurance program that was implemented by the U.S. government in 1965 to provide medical care primarily for _____.

Preferred provider organizations (PPOs) and health maintenance organizations (HMOs) _____.

Human Resource Management in Organizations

Human Resource Strategy and Planning

Equal Employment Opportunity

Workforce, Jobs, and Job Analysis

Individual Organization Relations and Retention

Recruiting High-Quality Talent

Selecting Human Resources

Training Human Resources

Talent, Careers, and Development

Performance Management and Appraisal

Total Rewards and Compensation

Risk Management and Worker Protection

Employee Rights and Responsibilities

Union-Management Relations

Global Human Resource Management

Filters

Exam 12: Managing Employee Benefits

Employees' satisfaction with benefits is most definitely linked to benefit communications.

Divorced spouses and dependent children of former or current employees are offered extended health care coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA).

Long-term disability insurance _____.

Why is the effective communication of benefits important for the efficient functioning of a company?

Every company is required to pay an unemployment tax that is based on the _____.

Why do a relatively low percentage of men take paternity leave?

A situation in which only higher-risk employees select and use certain benefits under a flexible benefits plan provided by employers is referred to as _____.

Copayments are the portion of medical expenses paid by an insured individual for medical treatment.

Which of the following is a benefit that employers must provide?

Which are the two important U.S. laws that govern issues related to the protection of the health of former workers, and what are some of their provisions?

Which of the following is a strategy that is most frequently used by employers offering health care benefits to control and reduce their costs?

Which of the following best describes workers' compensation?

In the United States, benefit costs have significantly reduced between 2001 and 2015.

Which of the following statements is true in the context of part-time employee benefits and status?

In companies that provide defined benefit plans, if the funding is inadequate to pay the benefits promised, the employees must make up the shortfall.

Individuals who work for federal contractors are entitled to 56 hours of paid sick leave per year as a result of Executive Order 13706.

In the context of health care legislations, which of the following is true of the Health Insurance Portability and Accountability Act (HIPAA)?

Workers in the private sector are far more likely to have a defined benefit plan than are workers in the public sector.

Medicare is the health insurance program that was implemented by the U.S. government in 1965 to provide medical care primarily for _____.

Preferred provider organizations (PPOs) and health maintenance organizations (HMOs) _____.

Human Resource Management in Organizations

Human Resource Strategy and Planning

Equal Employment Opportunity

Workforce, Jobs, and Job Analysis

Individual Organization Relations and Retention

Recruiting High-Quality Talent

Selecting Human Resources

Training Human Resources

Talent, Careers, and Development

Performance Management and Appraisal

Total Rewards and Compensation

Risk Management and Worker Protection

Employee Rights and Responsibilities

Union-Management Relations

Global Human Resource Management

Filters