Exam 23: Consumer Protection

The Health Care Reform Act is an amendment of the ________ Act.

What is the bait and switch advertising model?

The Do-Not-Call Registry was provided by the ________ to protect consumers from unsolicited commercial telephone calls.

The FTC states that a bait and switch occurs if ________.

The ________ is the federal administrative agency empowered to enforce the FDCA.

In the United States, the ________ is the federal administrative agency that is primarily responsible for regulating meat, poultry, and other food products.

Which of the following is true with regard to FDA regulations for cosmetics?

The Food and Drug Administration is empowered to ________.

What are the powers of the Consumer Product Safety Commission? Name some consumer products excluded from the purview of the CPSC.

Under the Health Care Reform Act, persons who do not obtain health coverage will be provided free health insurance by the government.

The Consumer Product Safety Commission is the federal administrative agency empowered to enforce the FDCA.

Casual leases between consumers are subject to the Consumer Leasing Act.

The ________ Act permits consumers to place fraud alerts in their credit files.

Which of the following federal statutes requires creditors to disclose finance charge, including interest, points, and other fees paid for the extension of credit to debtors?

Section 4205 of the Patient Protection and Affordable Health Care Act of 2010 requires restaurants and retail food establishments with 20 or more locations to disclose calorie counts of their food items.

The ________ Act of 2010 requires restaurants and retail food establishments with twenty or more locations to disclose calorie counts of their food items to be made on menus and menu boards.

________ laws are federal and state statutes and regulations that promote product safety and prohibit abusive, unfair, and deceptive business practices.

Title XIV of the Dodd-Frank Act, called the ________ Act, is designed to eliminate many abusive loan practices and mandates new duties and disclosure requirements for mortgage lenders.

The ________ Act is a federal law that prohibits banks from giving promotional items to entice persons to sign up for a credit card.

Jones & Hilton Co. owned a large cold storage warehouse where they stored and processed meat and meat products. An insider revealed to the media that the cold storage failed to meet numerous safety standards, encountered repeated rodent attacks, and sold potentially harmful and infected meat in the market without notifying authorities. The ________ has the authority to conduct inspections of the cold storage warehouse and initiate legal proceedings against the owners for endangering the health of consumers.