Question 1

The Family and Medical Leave Act of 1993,requires that employers allow eligible employees to take a total of ____ during any ____ period.

Accepted Answer

A)  12 weeks' paid leave; 12-month 
B)  24 weeks' paid leave; 24-month 
C)  12 weeks' unpaid leave; 12-month 
D)  24 weeks' unpaid leave; 24-month 
A)  12 weeks' paid leave; 12-month 
B)  24 weeks' paid leave; 24-month 
C)  12 weeks' unpaid leave; 12-month 
D)  24 weeks' unpaid leave; 24-month

Question 2

Gloria's employer has instituted a flexible spending account program.Gloria is happy because she will be able to purchase benefits for her two school-age children.Is Gloria correct?

Accepted Answer

A) True 
 B)False

Question 3

Anne has applied for a job with a company that has a mini-medical plan.Anne is 27 years old,single,has no dependents,and is in robust health.Her family health history is excellent.Anne is an avid snow skier on advanced courses,parasailer and show jumping competitor.Which aspect of the plan would be of the MOST concern to her?

Accepted Answer

A)  Only 10 doctor visits per year are covered. 
B)  Only a few prescription drugs are covered. 
C)  Hospital coverage is very limited. 
D)  The choice of physicians is restricted. 
A)  Only 10 doctor visits per year are covered. 
B)  Only a few prescription drugs are covered. 
C)  Hospital coverage is very limited. 
D)  The choice of physicians is restricted.

Question 4

How can benefits be used as a competitive advantage by employers?

Accepted Answer

Benefits are such a large cost to the co

Question 5

Ambrose has been recently transferred from the Ohio headquarters of his firm to the European office.He is surprised to learn that instead of the 10 days of vacation per year he receives from his employer,his European colleagues get

Accepted Answer

A)  no discretionary vacation, only state holidays off. 
B)  exactly the same amount of vacation he gets in the U.S., but no family leave. 
C)  20 days of vacation per year, double the Ohio office's practice. 
D)  over 30 vacation days a year. 
A)  no discretionary vacation, only state holidays off. 
B)  exactly the same amount of vacation he gets in the U.S., but no family leave. 
C)  20 days of vacation per year, double the Ohio office's practice. 
D)  over 30 vacation days a year.

Question 6

All of the following are requirements of the Employee Retirement Income Security Act (ERISA)EXCEPT

Accepted Answer

A)  employers may offer retirement plans to certain classes of employees as a tool to aid retention of top-performing employees. 
B)  pension plans must meet minimum funding requirements. 
C)  employers must pay termination insurance to ensure employee pensions will be there even if the company goes out of business. 
D)  accrued benefits in the pension plan must be given to employees when they retire or leave. 
A)  employers may offer retirement plans to certain classes of employees as a tool to aid retention of top-performing employees. 
B)  pension plans must meet minimum funding requirements. 
C)  employers must pay termination insurance to ensure employee pensions will be there even if the company goes out of business. 
D)  accrued benefits in the pension plan must be given to employees when they retire or leave.

Question 7

____ are more risky from the point of view of retirees than are ____.

Accepted Answer

A)  Defined benefit, defined contribution 
B)  Defined contribution, defined benefit 
C)  Contributory plans, non-contributory plans 
D)  Non-contributory plans, contributory plans 
A)  Defined benefit, defined contribution 
B)  Defined contribution, defined benefit 
C)  Contributory plans, non-contributory plans 
D)  Non-contributory plans, contributory plans

Question 8

A trend in healthcare insurance benefits is

Accepted Answer

A)  toward providing higher levels of benefits for higher-performing employees as a motivation tool. 
B)  toward eliminating or reducing benefits for classes of employees who have poorer health. 
C)  transferring more of the cost of health insurance to the employees from the employer. 
D)  toward standardizing benefits to make benefits provision more cost-effective. 
A)  toward providing higher levels of benefits for higher-performing employees as a motivation tool. 
B)  toward eliminating or reducing benefits for classes of employees who have poorer health. 
C)  transferring more of the cost of health insurance to the employees from the employer. 
D)  toward standardizing benefits to make benefits provision more cost-effective.

Question 9

Caveat Emptor Services,Inc.,is a consulting firm that offers a service to employers that examines all medical work and charges.Caveat reviews the procedures done and the charges for the procedures.As necessary,Caveat obtains a second opinion about the medical procedures performed.Caveat is performing

Accepted Answer

A)  medical monitoring. 
B)  reimbursement control. 
C)  a utilization review. 
D)  a medical services audit. 
A)  medical monitoring. 
B)  reimbursement control. 
C)  a utilization review. 
D)  a medical services audit.

Question 10

Which of the following statements is TRUE? Under federal law,employers must give employees

Accepted Answer

A)  severance pay. 
B)  paid sick leave. 
C)  time off to care for sick children and parents. 
D)  medical insurance. 
A)  severance pay. 
B)  paid sick leave. 
C)  time off to care for sick children and parents. 
D)  medical insurance.

Question 11

During summer vacation,Melinda worked as a "character" at a theme park.The job required her to wear a heavy costume over her body,including over her head.Melinda suffered heat stroke when the temperatures were over 95 degrees at the theme park.Her heat stroke was so severe that she suffered ill-effects for several months.Melinda was not well enough to enroll in school the for the fall semester and lost her college scholarship.Melinda received medical care through her employer's worker's compensation,which was fortunate,because Melinda did not have health insurance.Melinda

Accepted Answer

A)  can sue her employer for endangering her health by requiring her to wear the heavy costume in extreme temperatures. 
B)  can sue her employer for loss of educational opportunity and for the amount of her scholarship. 
C)  is prevented from suing her employer by the workers' compensation laws. 
D)  cannot sue her employer because she accepted the medical care provided under workers' compensation rather than paying her medical expenses herself. 
A)  can sue her employer for endangering her health by requiring her to wear the heavy costume in extreme temperatures. 
B)  can sue her employer for loss of educational opportunity and for the amount of her scholarship. 
C)  is prevented from suing her employer by the workers' compensation laws. 
D)  cannot sue her employer because she accepted the medical care provided under workers' compensation rather than paying her medical expenses herself.

Question 12

A ____ is a health-care provider that contracts with an employer or an employer group to provide health-care services to employees at a competitive rate.

Accepted Answer

A)  contractual medical organization (CMO) 
B)  preferred provider organization (PPO) 
C)  public/private health organization (PPH) 
D)  health maintenance organization (HMO) 
A)  contractual medical organization (CMO) 
B)  preferred provider organization (PPO) 
C)  public/private health organization (PPH) 
D)  health maintenance organization (HMO)

Question 13

The biggest cost increases in benefits have been in pension programs,causing employers to reduce pensions for retirees.

Accepted Answer

A) True 
 B)False

Question 14

Clarice wants to invest in a retirement plan that will allow her to pay the tax on her contributions in the current year.This will reduce the gains that will be taxed when she withdraws the funds when she retires.Clarice should invest in

Accepted Answer

A)  a Roth IRA. 
B)  a defined-benefits plan. 
C)  a 403(b). 
D)  a tax-deferred annuity. 
A)  a Roth IRA. 
B)  a defined-benefits plan. 
C)  a 403(b). 
D)  a tax-deferred annuity.

Question 15

To be eligible for workers' compensation,the worker must

Accepted Answer

A)  suffer a work-related injury or illness. 
B)  have purchased workers' compensation insurance. 
C)  not be totally or partially responsible for the accident or injury. 
D)  prove that the accident was caused by employer negligence. 
A)  suffer a work-related injury or illness. 
B)  have purchased workers' compensation insurance. 
C)  not be totally or partially responsible for the accident or injury. 
D)  prove that the accident was caused by employer negligence.

Question 16

Jessica is in the Army Reserve.When she is required to be away from her job for Reserve training,Jessica cannot be required to use her vacation time.This is a protection for military reservists in federal law.

Accepted Answer

A) True 
 B)False

Question 17

Why are retirement benefits of growing concern to employees and employers? What are the main types of retirement benefits? Describe their advantages and disadvantages from the point of view of the retiree and of the employer.

Accepted Answer

Retirement benefits are looming in impor

Question 18

Which of the following individuals would NOT qualify for COBRA? All of these employers have more than 20 employees.

Accepted Answer

A)  the 16-year old daughter of an employee of a medical products company who died of a massive stroke while on company business 
B)  the husband of an employee of a museum who has just taken early retirement 
C)  the secretary of a church congregation who has been laid off because of declining church income 
D)  an employee who quit a job with a movie theater chain 
A)  the 16-year old daughter of an employee of a medical products company who died of a massive stroke while on company business 
B)  the husband of an employee of a museum who has just taken early retirement 
C)  the secretary of a church congregation who has been laid off because of declining church income 
D)  an employee who quit a job with a movie theater chain

Question 19

A flexible benefits plan

Accepted Answer

A)  allows employees to contribute pre-tax dollars to buy additional benefits beyond the employer's basic package. 
B)  continuously updates benefit options as employee needs and desires change. 
C)  combines all time-off benefits into a total number of hours that employees can take off with pay. 
D)  allows employees to select the benefits they prefer from groups of benefits established by the employer. 
A)  allows employees to contribute pre-tax dollars to buy additional benefits beyond the employer's basic package. 
B)  continuously updates benefit options as employee needs and desires change. 
C)  combines all time-off benefits into a total number of hours that employees can take off with pay. 
D)  allows employees to select the benefits they prefer from groups of benefits established by the employer.

Question 20

U.S.workers have half or fewer than half the holidays that their peers in other developed countries.

Accepted Answer

A) True 
 B)False

The Family and Medical Leave Act of 1993,requires that employers allow eligible employees to take a total of during any period.

Gloria's employer has instituted a flexible spending account program.Gloria is happy because she will be able to purchase benefits for her two school-age children.Is Gloria correct?

How can benefits be used as a competitive advantage by employers?

Ambrose has been recently transferred from the Ohio headquarters of his firm to the European office.He is surprised to learn that instead of the 10 days of vacation per year he receives from his employer,his European colleagues get

All of the following are requirements of the Employee Retirement Income Security Act (ERISA)EXCEPT

are more risky from the point of view of retirees than are .

A trend in healthcare insurance benefits is

Which of the following statements is TRUE? Under federal law,employers must give employees

A ____ is a health-care provider that contracts with an employer or an employer group to provide health-care services to employees at a competitive rate.

The biggest cost increases in benefits have been in pension programs,causing employers to reduce pensions for retirees.

Clarice wants to invest in a retirement plan that will allow her to pay the tax on her contributions in the current year.This will reduce the gains that will be taxed when she withdraws the funds when she retires.Clarice should invest in

To be eligible for workers' compensation,the worker must

Jessica is in the Army Reserve.When she is required to be away from her job for Reserve training,Jessica cannot be required to use her vacation time.This is a protection for military reservists in federal law.

Why are retirement benefits of growing concern to employees and employers? What are the main types of retirement benefits? Describe their advantages and disadvantages from the point of view of the retiree and of the employer.

Which of the following individuals would NOT qualify for COBRA? All of these employers have more than 20 employees.

A flexible benefits plan

U.S.workers have half or fewer than half the holidays that their peers in other developed countries.

Human Resource Management in Organizations

Strategic HR Management and Planning

Equal Employment Opportunity

Workers,Jobs,and Job Analysis

Human Resource Planning and Retention

Recruiting and Labor Markets

Selecting Human Resources

Training Human Resources

Talent Management

Performance Management and Appraisal

Total Rewards and Compensation

Incentive Plans and Executive Compensation

Risk Management and Worker Protection

Employee Rights and Responsibilities

Union/Management Relations

Filters

Exam 13: Managing Employee Benefits

The Family and Medical Leave Act of 1993,requires that employers allow eligible employees to take a total of ____ during any ____ period.

Gloria's employer has instituted a flexible spending account program.Gloria is happy because she will be able to purchase benefits for her two school-age children.Is Gloria correct?

How can benefits be used as a competitive advantage by employers?

Ambrose has been recently transferred from the Ohio headquarters of his firm to the European office.He is surprised to learn that instead of the 10 days of vacation per year he receives from his employer,his European colleagues get

All of the following are requirements of the Employee Retirement Income Security Act (ERISA)EXCEPT

____ are more risky from the point of view of retirees than are ____.

A trend in healthcare insurance benefits is

Which of the following statements is TRUE? Under federal law,employers must give employees

A ____ is a health-care provider that contracts with an employer or an employer group to provide health-care services to employees at a competitive rate.

The biggest cost increases in benefits have been in pension programs,causing employers to reduce pensions for retirees.

Clarice wants to invest in a retirement plan that will allow her to pay the tax on her contributions in the current year.This will reduce the gains that will be taxed when she withdraws the funds when she retires.Clarice should invest in

To be eligible for workers' compensation,the worker must

Jessica is in the Army Reserve.When she is required to be away from her job for Reserve training,Jessica cannot be required to use her vacation time.This is a protection for military reservists in federal law.

Why are retirement benefits of growing concern to employees and employers? What are the main types of retirement benefits? Describe their advantages and disadvantages from the point of view of the retiree and of the employer.

Which of the following individuals would NOT qualify for COBRA? All of these employers have more than 20 employees.

A flexible benefits plan

U.S.workers have half or fewer than half the holidays that their peers in other developed countries.

Human Resource Management in Organizations

Strategic HR Management and Planning

Equal Employment Opportunity

Workers,Jobs,and Job Analysis

Human Resource Planning and Retention

Recruiting and Labor Markets

Selecting Human Resources

Training Human Resources

Talent Management

Performance Management and Appraisal

Total Rewards and Compensation

Incentive Plans and Executive Compensation

Risk Management and Worker Protection

Employee Rights and Responsibilities

Union/Management Relations

Filters

The Family and Medical Leave Act of 1993,requires that employers allow eligible employees to take a total of during any period.

are more risky from the point of view of retirees than are .