Exam 21: Fair Housing, Ada, Equal Credit, and Community Reinvestment

A woman owned a duplex and lived in half and rented out the other half. She put a "For Rent" sign in the front yard. The first applicant was a black man whom she turned down stating that she didn't rent to men. Under the Fair Housing laws, she

Under federal law, the owner of one single-family dwelling in which the owner has resided for 10 years, who does not employ an agent and does not use discriminatory advertising, may discriminate in the sale or rental of the property on any of the following EXCEPT

A situation where one or more individuals under the age of 18 are domiciled with a parent or other person having custody is described as ____________________ status.

An amendment to the Fair Housing Law of 1968, signed by the president in 1968, prohibits

The act of directing any group away from or to an integrated or minority neighborhood is called ____________________.

The Americans with Disabilities Act (ADA)applies only to residential properties.

Choose the one most appropriate answer for each. -calls for mandatory information and some optional information that lending institutions should make available to their customers

A law requiring lenders to have a plan to make lendable funds available for all low-income neighborhoods it serves as well as more affluent neighborhoods is the

A protected class is a class of people that by law are protected from ____________________.

Choose the one most appropriate answer for each. -using the categories of married, unmarried,or separated

Choose the one most appropriate answer for each. -applies to federal prohibitions under the Bill of Rights to the state

The ____________________ Amendment prohibits any state from depriving a person of life, liberty, or property without due process of law and prohibits any state from denying any person within its jurisdiction the equal protection of the laws.

Inducement of panic selling in a neighborhood for financial gain is known as blockbusting.

The Fair Housing Law of 1968 applies to single family and multi-family housing.

The 1968 Fair Housing Law does not apply to an individual renting his only house without using a broker.

The Community Reinvestment Act provides for equal credit to borrowers.

Which of the following is exempt from 1968 Fair Housing Law?

Choose the one most appropriate answer for each. -encompasses 12 categories of retail and service business, including places of lodging, food and drink establishments, places of public gathering, etc

Comparing the 1968 Fair Housing Law and the Civil Rights Act of 1866, which is true?

Choose the one most appropriate answer for each. -law applying to single-family housing utilizing the services of a real estate broker