Question 1

All of the following are prohibited by the Fair Housing Law of 1968, as amended, EXCEPT

Accepted Answer

A)  discrimination in advertising. 
B)  denial of availability of housing on the basis of religion. 
C)  discrimination in terms or conditions for sale or rent. 
D)  discrimination on the basis of age. 
A)  discrimination in advertising. 
B)  denial of availability of housing on the basis of religion. 
C)  discrimination in terms or conditions for sale or rent. 
D)  discrimination on the basis of age. D

Question 2

Discrimination in the availability of housing on the basis of race is prohibited by the

Accepted Answer

A)  Civil Rights Act of 1866. 
B)  Fair Housing Law of 1968. 
C)  both a and b. 
D)  neither a nor b. 
A)  Civil Rights Act of 1866. 
B)  Fair Housing Law of 1968. 
C)  both a and b. 
D)  neither a nor b. C

Question 3

Among several methods of recourse, a person who is discriminated against must file a written complaint to

Accepted Answer

A)  HUD. 
B)  the state real estate commission. 
C)  the local association of REALTORS® . 
D)  a civil court. 
A)  HUD. 
B)  the state real estate commission. 
C)  the local association of REALTORS® . 
D)  a civil court. A

Question 4

The "Americans With Disabilities Act" deals primarily with

Accepted Answer

A)  single family residences. 
B)  multi family residences. 
C)  commercial properties. 
D)  all real estate. 
A)  single family residences. 
B)  multi family residences. 
C)  commercial properties. 
D)  all real estate.

Question 5

Choose the one most appropriate answer for each.
-the illegal practice of inducing panic selling in a neighborhood for financial gain

Accepted Answer

A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII 
A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII

Question 6

Choose the one most appropriate answer for each.
-any group or member of a group that can be identified by race, color, religion, sex, or national origin

Accepted Answer

A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII 
A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII

Question 7

A tester is an individual or organization that responds to advertising and visits real estate offices to test for compliance with fair housing laws.

Accepted Answer

A) True 
 B)False

Question 8

Choose the one most appropriate answer for each.
-the landmark case that established that any form of discrimination creates a "badge of slavery" and violates the Thirteenth Amendment

Accepted Answer

A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII 
A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII

Question 9

A white woman owned a duplex and lived in half and rented out the other half. She put a "For Rent" sign in the front yard. The first applicant was a black man whom she turned down stating that she didn't rent to men. He later learned that she had rented the unit to a white male. Under the circumstances, the first applicant has

Accepted Answer

A)  a discrimination case based on the 1968 Fair Housing laws. 
B)  a discrimination case based on the Civil Rights Act of 1866. 
C)  no recourse since the building is owner occupied. 
D)  access to HUD legal assistance while he files his case. 
A)  a discrimination case based on the 1968 Fair Housing laws. 
B)  a discrimination case based on the Civil Rights Act of 1866. 
C)  no recourse since the building is owner occupied. 
D)  access to HUD legal assistance while he files his case.

Question 10

The Americans with Disabilities Act is a federal law giving individuals the right of access to ____________________ facilities open to the public.

Accepted Answer

The answer of The Americans with Disabilities Act is a...

Question 11

Choose the one most appropriate answer for each.
-federal statute prohibiting discrimination in credit transactions

Accepted Answer

A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII 
A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII

Question 12

A victim of discrimination in housing may seek enforcement of the Fair Housing Law by filing a complaint with the state real estate department.

Accepted Answer

A) True 
 B)False

Question 13

A person would be guilty of discriminatory block busting in which of the following cases?

Accepted Answer

A)  Circulating information about socio-economic changes in a neighborhood 
B)  Profiting from socio-economic changes in an old neighborhood 
C)  Building a single family residence in an area which was predominantly condominiums 
D)  Inducing owners to sell by telling them an untruth about falling property values 
A)  Circulating information about socio-economic changes in a neighborhood 
B)  Profiting from socio-economic changes in an old neighborhood 
C)  Building a single family residence in an area which was predominantly condominiums 
D)  Inducing owners to sell by telling them an untruth about falling property values

Question 14

A real estate broker was offered a rental listing by a homeowner who stated that he would not rent to a person of certain religious beliefs.The broker should

Accepted Answer

A)  refuse to accept the listing on these terms. 
B)  accept the listing and leave it up to the owner to refuse any offers received from persons of that religion. 
C)  accept the listing and steer persons of that religion to other properties. 
D)  file a complaint of discrimination against the owner. 
A)  refuse to accept the listing on these terms. 
B)  accept the listing and leave it up to the owner to refuse any offers received from persons of that religion. 
C)  accept the listing and steer persons of that religion to other properties. 
D)  file a complaint of discrimination against the owner.

Question 15

If O'Malley deeds property to O'Halloran on the condition that no Englishmen live there, what is the status of the deed?

Accepted Answer

A)  The condition is grandfathered in. 
B)  The deed is unenforceable. 
C)  The deed is valid but the condition is unenforceable. 
D)  The deed is voidable. 
A)  The condition is grandfathered in. 
B)  The deed is unenforceable. 
C)  The deed is valid but the condition is unenforceable. 
D)  The deed is voidable.

Question 16

A licensed real estate agent is offered a listing by an owner who will not sell to any person of a certain national origin.The agent should report the owner to the real estate department.

Accepted Answer

A) True 
 B)False

Question 17

Violations of fair housing laws may involve fines up to $100,000 in addition to civil damages, potential injunctions, reasonable attorney's fees and costs.

Accepted Answer

A) True 
 B)False

Question 18

Choose the one most appropriate answer for each.
-the significant case in interpreting the Fourteenth Amendment as it applies to the states

Accepted Answer

A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII 
A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII

Question 19

Choose the one most appropriate answer for each.
-a class of people that by law are protected from discrimination

Accepted Answer

A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII 
A) Americans with Disabilities Act (AD
A)  
B) block busting 
C) commercial facility 
D) Community Reinvestment Act (CR
A)  
E) CRA statement
F)Equal Credit Opportunity Act
G)Fair Housing Law
H)familial status
I)Fourteenth Amendment
J)handicapped
K)Jones v. Alfred H Mayer Company
L)marital status
M)minority
N)protected class
O)public accommodations
P)Shelley v. Kraemer
Q)steering
R)tester
S)Thirteenth Amendment
T)Title VIII

Question 20

An individual posing as a potential purchaser to determine whether discrimination exists in a real estate transaction is known as a ____________________.

Accepted Answer

The answer of An individual posing as a potential purchaser...

Exam 21: Fair Housing, Ada, Equal Credit, and Community Reinvestment

All of the following are prohibited by the Fair Housing Law of 1968, as amended, EXCEPT

Discrimination in the availability of housing on the basis of race is prohibited by the

Among several methods of recourse, a person who is discriminated against must file a written complaint to

The "Americans With Disabilities Act" deals primarily with

Choose the one most appropriate answer for each. -the illegal practice of inducing panic selling in a neighborhood for financial gain

Choose the one most appropriate answer for each. -any group or member of a group that can be identified by race, color, religion, sex, or national origin

A tester is an individual or organization that responds to advertising and visits real estate offices to test for compliance with fair housing laws.

Choose the one most appropriate answer for each. -the landmark case that established that any form of discrimination creates a "badge of slavery" and violates the Thirteenth Amendment

The Americans with Disabilities Act is a federal law giving individuals the right of access to ____________________ facilities open to the public.

Choose the one most appropriate answer for each. -federal statute prohibiting discrimination in credit transactions

A victim of discrimination in housing may seek enforcement of the Fair Housing Law by filing a complaint with the state real estate department.

A person would be guilty of discriminatory block busting in which of the following cases?

A real estate broker was offered a rental listing by a homeowner who stated that he would not rent to a person of certain religious beliefs.The broker should

If O'Malley deeds property to O'Halloran on the condition that no Englishmen live there, what is the status of the deed?

A licensed real estate agent is offered a listing by an owner who will not sell to any person of a certain national origin.The agent should report the owner to the real estate department.

Violations of fair housing laws may involve fines up to $100,000 in addition to civil damages, potential injunctions, reasonable attorney's fees and costs.

Choose the one most appropriate answer for each. -the significant case in interpreting the Fourteenth Amendment as it applies to the states

Choose the one most appropriate answer for each. -a class of people that by law are protected from discrimination

An individual posing as a potential purchaser to determine whether discrimination exists in a real estate transaction is known as a ____________________.

Nature and Description of Real Estate

Rights and Interests in Land

Forms of Ownership

Transferring Title

Recordation Abstracts and Title Insurance

Contract Law

Real Estate Sales Contracts

Mortgage and Note

Deed of Trust

Lending Practices

The Loan and the Consumer

Sources of Financing

Types of Financing

Taxes and Assessments

Title Closing and Escrow

Real Estate Leases

Real Estate Appraisal

Licensing Laws and Professional Affiliation

The Principal-Broker Relationship: Employment

The Principal-Broker Relationship: Agency

Condominiums, Cooperatives, Puds, and Timeshares

Property Insurance

Land-Use Control

Real Estate and the Economy

Investing in Real Estate

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