Exam 12: Living Apart: Housing Segregation in America

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The refusal to make loans or issue insurance in certain neighborhoods based on the racial composition or average income in the neighborhood,regardless of the characteristics of the individual homeowner is called:

(Multiple Choice)
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Blacks are relatively underrepresented in the suburbs.

(True/False)
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Molotch (2006)found that race affected the different governmental response in Hurricane Katrina in that:

(Multiple Choice)
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Because of foreclosures,often due to subprime and sometimes predatory loans,the homeownership rate has negatively affected which group the most?

(Multiple Choice)
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Once a neighborhood becomes minimally integrated a common result is:

(Multiple Choice)
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Which of the following is true about housing segregation?

(Multiple Choice)
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The incompetent federal response to Hurricane Katrina was due to all of the following EXCEPT:

(Multiple Choice)
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Industrial jobs have moved out of central cities.How has this hurt African Americans? Why don't African Americans move to the suburbs to follow the jobs?

(Essay)
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The majority of black Americans live in central cities.

(True/False)
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A great deal of research has found discrimination in the home lending and home insurance industry.Describe the major findings and why these policies affect African Americans more than other groups in our society.

(Essay)
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When callers on the phone to real estate or rental agents sound black or Hispanic,they are :

(Multiple Choice)
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The selective showing of property to majority and minority group members is called:

(Multiple Choice)
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Which of the following racial/ethnic groups experienced the least amount of housing segregation?

(Multiple Choice)
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Both black and white homeowners are harmed by blockbusting.

(True/False)
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In a recent study on preferences terms of the race or ethnicity of one's neighbors:

(Multiple Choice)
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The net effect of job shifts from cities to suburbs is to take jobs out of areas where blacks and Hispanics live.

(True/False)
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Deindustrialization is due to all of the following EXCEPT:

(Multiple Choice)
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According to research by Massey and others,segregation reduces the quality of life of the black middle class.

(True/False)
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The tendency for people in any two groups or races to live in separate areas is called:

(Multiple Choice)
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In Hurricane Katrina most of the people who died were African American.

(True/False)
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