Exam 18: Workers Compensation

The Federal Employees' Compensation Act (FECA) is the act that gave the federal government the authority to set and enforce safety and health standards for most U.S. employers.

A workers' compensation claim will be paid by the carrier even if no case number is assigned.

An individual who becomes disabled due to a non-work-related injury may be eligible for which type of benefits paid by a private plan or government program? A)Medical and income benefits B)Medical benefits C)Income benefits D)Income and death benefits

All states provide workers' compensation coverage for: A)medical expenses only. B)lost wages only. C)medical expenses and lost wages. D)death benefits only.

List the five categories of work-related injuries.

Workers' compensation death benefits paid when a worker has died as a result of an on-the-job injury are paid to the employee's: A)designated beneficiary. B)children under age 18 only. C)spouse only. D)spouse and dependent children.

The report that affirms that a worker has been released from medical treatment and is fit to return to work and resume normal job responsibilities is the: A)interim report. B)status report. C)final report. D)rehabilitation report.

Being injured in a car accident while on a business trip is NOT considered a covered injury under workers' compensation programs.

The legislation that provides workers' compensation benefits to civilian employees of the United States government is the __________________. A)Federal Health and Safety Act (FHSA) B)Federal Employees' Compensation Act (FECA) C)Occupational Safety and Health Act (OSHA) D)Employees Occupational Illness Compensation Program Act (EOICPA)

Workers' compensation claims must be submitted to the insurance carrier within: A)30 days of the date of service. B)45 days of the date of service. C)95 days of the date of service. D)120 days of the date of service.

What are the three primary rights of a worker injured on the job or suffering from a job-related illness?

The category of workers' compensation benefits that will pay for medical expenses only is injury: A)without disability. B)with temporary disability. C)with permanent disability. D)requiring vocational rehabilitation.

What is the penalty for workers' compensation fraud?

An employee who is injured on the job, requires treatment, and is able to return to work after retraining is categorized as having an injury: A)without disability. B)with temporary disability. C)with permanent disability. D)requiring vocational rehabilitation.

Employers that are regulated by OSHA include: A)manufacturers. B)church organizations. C)independent contractors. D)federal agencies.

Dependent children of a worker killed on the job are eligible to receive death benefits until they: A)obtain a full-time job. B)reach age 18. C)reach age 18, or 25 if enrolled as a full-time college student. D)reach age 21.

The __________ rating describes the degree of permanent damage done to the worker's body as a whole.

An employer who misrepresents the amount of payroll or classification of employees in order to reduce workers' compensation costs commits: A)premium abuse. B)premium fraud. C)benefit abuse. D)benefit fraud.

What is a Work Status Report, and who completes it?

A worker who works full time at an unreported job while collecting workers' compensation benefits commits: A)benefit abuse. B)criminal abuse. C)benefit fraud. D)premium fraud.