Exam 18: Workers Compensation

Maximum medical improvement is the earliest point in time that a worker's injury or illness has improved as much as it is likely to improve or: A)52 weeks from the date the worker became eligible to receive income benefits. B)60 weeks from the date the worker became eligible to receive income benefits. C)90 weeks from the date the worker became eligible to receive income benefits. D)104 weeks from the date the worker became eligible to receive income benefits.

What is occupational disease?

If a worker failed to obey safety procedures and was injured on the job, he or she would be eligible for workers' compensation.

The permanent physical damage to a worker's body from a work-related injury or illness is known as: A)disease. B)disability. C)handicap. D)impairment.

A workers' compensation insurance carrier must pay, reduce, deny, or determine to audit a claim no later than the: A)30th day after receipt of the claim. B)45th day after receipt of the claim. C)95th day after receipt of the claim. D)120th day after receipt of the claim.

Medical benefits for a workers' compensation claim begin __________ .

An injured worker who disagrees with the maximum medical improvement date or the impairment rating assigned by a physician must dispute the rating within 90 days.

List the four types of workers' compensation benefits.

In all categories of workers' compensation claims, the injured worker will receive compensation for: A)medical expenses. B)lost wages. C)vocational rehabilitation. D)pain and suffering.

An employee who is injured on the job and requires treatment, but is NOT able to return to work within several days, is categorized as having an injury: A)without disability. B)with temporary disability. C)with permanent disability. D)requiring vocational rehabilitation.

A worker may NOT receive benefits for a generally covered injury if any of the following are true EXCEPT the:

Temporary income benefits are paid if the injury or illness causes the worker to lose income for more than 7 days.

In regard to workers' compensation cases, patient health information and claim data are subject to the same confidentiality rules as regular medical records.

To be eligible to receive temporary income benefits, an injured worker must have lost some or all income for more than: A)3 days. B)7 days. C)2 weeks. D)30 days.

If an injured worker has an impairment rating of 8%, the worker would receive impairment income benefits for: A)8 weeks. B)16 weeks. C)24 weeks. D)52 weeks.

Ombudsmen can provide all of the following services EXCEPT: A)legal advice to the injured worker. B)information to assist the injured worker in making decisions. C)a presentation of facts and evidence at dispute-resolution proceedings. D)information about how to appeal a dispute-resolution decision.

Eligibility to receive supplemental income benefits ends 365 days from the date of injury.

All of the following are types of income benefits EXCEPT: A)temporary income benefits. B)supplemental income benefits. C)surviving dependents' income benefits. D)lifetime income benefits.

The provider from whom an injured worker receives medical care is referred to as the __________ doctor or __________ of record.

The act that covers maritime workers injured or killed on or adjacent to navigable waters of the United States is known as the: A)Federal Employees' Compensation Act. B)District of Columbia Workers' Compensation Act. C)Energy Employees Occupational Illness Compensation Program Act. D)Longshore and Harbor Workers' Compensation Act.