Exam 2: Understanding Managed Care: Insurance Plans

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Point-of-service (POS) plans are becoming more popular because they offer more flexibility and freedom of choice than do standard health maintenance organizations (HMOs).

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What is the HMO Act of 1973?

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The subscriber in a health maintenance organization (HMO) can also be called a(n): A)employer or policyholder. B)policyholder or member. C)member or provider. D)patient or carrier.

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The type of health maintenance organization (HMO) plan that involves contracting with individual physicians to create a healthcare delivery system is a(n): A)group model. B)individual practice association (IPA) model. C)network model. D)staff model.

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The federal law that makes it possible for most people to continue their group health coverage for a period of time after leaving a job is called __________ .

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Features of a preferred provider organization (PPO) includes which of the following? A)It contracts with healthcare providers to form a network. B)It offers members financial incentives to use network providers. C)A PCP arranges, provides, coordinates, and authorizes all aspects of a member's healthcare. D)It employs salaried physicians who treat members in facilities it owns and operates.

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Because of managed care, providers have been required to revamp the way they operate their businesses and methods of patient care.

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A physician who coordinates a patient's care and refers patients to specialists is a(n): A)preferred provider physician (PPP). B)referring gatekeeper. C)primary care physician (PCP). D)primary physician coordinator (PPC).

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Managed care is a method of controlling healthcare costs and the delivery of care.

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Preferred provider organization (PPO) members pay less out of pocket for medical services from a contracted provider than from a non-network provider.

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Which of the following is true of an exclusive provider organization (EPO)?

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During the first half of the 20th century, most doctors were paid directly by: A)preferred provider organizations (PPOs). B)health maintenance organizations (HMOs). C)government programs. D)individuals.

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