Exam 5: Negligence, Professional Liability, and Insurance

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Strict liability means that liability can be established even when there is no fault.

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Discuss how legislation has impacted in the field of negligence.

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A person has to prove only that another caused his injury to succeed in a negligence action.

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A fidelity bond is when the employee pays the employer a fee to cover themselves while they are on the job.

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A seven-year-old boy followed his dog into Mr. Howe's backyard. He fell into a large hole dug by Mr. Howe in preparation for a tree that had been ordered. The boy broke his arm in the fall. At the hospital, the boy was treated by a doctor who had been employed there for four years. The doctor did not set the boy's arm because he made a mistake in reading the x-ray. Because the arm was not treated correctly, it healed improperly. When the boy kept complaining, his mother took him to their family doctor, who discovered the error. The boy had to have his arm rebroken so that it could be set properly. Based on these facts, which of the following is true?

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Which of the following statements describes the standard expected of experts?

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With regard to the law of negligence, which of the following is False?

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Which of the following is not an appropriate matter for insurance coverage?

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Pete and John had been hired by the same computer consulting company. They worked a 3-hour shift and walked to a pub, where they had several beers. John said he'd drive Pete home. Pete knew John had been drinking but agreed to go with him anyway. The alcohol affected John's driving. He lost control of the car, which crashed through Mr. Britt's fence and Britt's garage. Pete was injured. John was not injured. Britt's neighbour, Mr. Watson, called the police. John was charged with the offence of driving while impaired and was found guilty in the criminal proceedings. Given these facts, which of the following is true?

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What is the test used for legal causation?

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In Canada, under what circumstances will the owner of property be held strictly liable for his conduct?

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Some jurisdictions have instituted "no fault" insurance programs. Which of the following statements is true?

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A recent innovation in the insurance industry is where several types of liability are bundled together, allowing the insured higher limits of coverage for a more economical premium.

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No-fault personal liability automobile insurance is an attempt to distribute losses among the most accident-prone drivers.

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Death is inevitable, and so life insurance pay-outs are calculated on the basis of a prediction of how long a person of a certain age and health can be expected to live.

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The occurrences of professional malpractice actions have decreased dramatically in recent years, due largely to the increased availability of liability insurance.

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Historically, how did the law treat negligent misstatement differently than negligent misconduct?

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What elements must be established in order to succeed in a negligence action?

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What is the remoteness test used for?

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Paul invited several friends over to celebrate Ann's birthday. About an hour before the guests arrived, Paul bought some sparkling wine and put it in his refrigerator. When all the guests were assembled, Paul lifted the chilled bottle of wine from its gift box. Before it was completely out of the box, the bottle exploded, sending glass in all directions. The glass cut Paul's hand and also the eye of one of his guests, Joan. No one else was hurt at all. Assuming all these facts could be proved, which of the following is true?

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