Exam 5: Negligence, Professional Liability, and Insurance

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Explain how the courts determine whether a duty of care exists in a negligence action.

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Health care services in Canada are funded through the government-sponsored medical system, which is often supplemented by plans providing extended coverage.

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The standard of care that is required of a professional in a negligence action is that she acts to the best of her ability.

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An insurance company's right to subrogation refers to their right to refuse to pay where the insured is responsible for his own loss.

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An investor who wanted to build a duplex asked the city zoning officer whether Lot A of Plan 16, known as 1 Street, was zoned for a single-family house or a duplex. The zoning officer was distracted by a news report on the radio and accidentally gave the investor a printed copy of the zoning for the wrong lot that said "duplex," although 1 Street was only zoned for single-family houses. After the investor began building a duplex, the city stopped him for building contrary to the zoning by-laws. He lost $50,000. On these facts (assume all can be proven), which of the following is true?

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Which of the following is true with respect to the law of tort?

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Joe entered a store and approached a display of china. He was examining an extremely valuable vase and carelessly dropped it, destroying it. Which of the following is correct with respect to his liability?

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Explain the role of self-governing professional bodies, including a discussion of their disciplinary function.

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In which one of the following would Joe be able to collect the entire amount of insurance claimed?

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Insurance agents owe important obligations to their principals, but do not owe any specific duty to their customers.

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What is the last clear chance doctrine?

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In which one of the following would Joe be able to collect the entire amount of insurance claimed?

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Discuss the role of insurance, especially compulsory insurance, and how it relates to tort law.

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Children are not held liable for their torts.

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What is the test used for physical causation?

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When Joan visited her friend Clive, who was renting a small farm in Langley, she was injured by some dangerous cleaning solvent that Clive stores in very large quantities for Soapo Ltd. The solvent had leaked from one of several massive 1000-litre drums. When Joan had walked toward the side door of the farmhouse, she stepped through a puddle of what turned out to be solvent. The solvent not only ruined her shoes, but also burned her skin when some splashed onto her legs. The solvent also drained down into the fish pond on the adjacent property owned by the Nelsons. Read each of the following separately and indicate which is true.

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What is the forfeiture rule?

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If a person attempts to help, there is a duty to exercise reasonable care.

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At common law, a mother owes a duty of care to an unborn child.

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Explain what is meant by the "reasonable person" test.

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