Question 1

A problem with providing flexibility in benefit choice is that:

Accepted Answer

A)  it does not cover higher-risk employees. 
B)  it increases the risk of adverse selection by employees. 
C)  it is typically discriminatory in nature. 
D)  it increases attrition rates. 
A)  it does not cover higher-risk employees. 
B)  it increases the risk of adverse selection by employees. 
C)  it is typically discriminatory in nature. 
D)  it increases attrition rates.

Question 2

Most benefits, except for paid time off, are taxed as income to employees.

Accepted Answer

A) True 
 B)False

Question 3

Which of the following is a typical abuse-control measure used by employers to keep employees from taking excessive time off around holidays?

Accepted Answer

A)  Employees are required to work the first and last scheduled workdays around the holiday. 
B)  Only employees with significant seniority are allowed to combine holidays with vacation days to extend the time off. 
C)  Employees are paid extra for working the days immediately following and preceding a holiday. 
D)  Employees are allowed to "bank" holidays and take the banked days off during times when schedules are less busy. 
A)  Employees are required to work the first and last scheduled workdays around the holiday. 
B)  Only employees with significant seniority are allowed to combine holidays with vacation days to extend the time off. 
C)  Employees are paid extra for working the days immediately following and preceding a holiday. 
D)  Employees are allowed to "bank" holidays and take the banked days off during times when schedules are less busy.

Question 4

Which of the following is one of the approaches taken by employers offering health care benefits to control and reduce their costs?

Accepted Answer

A)  Decreasing deductibles and copayments 
B)  Decreasing high-deductible plans 
C)  Increasing employee contributions 
D)  Providing unlimited family coverage 
A)  Decreasing deductibles and copayments 
B)  Decreasing high-deductible plans 
C)  Increasing employee contributions 
D)  Providing unlimited family coverage

Question 5

Karen, a diabetic patient, has quit her job as an internal auditor with a bank and has joined another company as the assistant CFO. Which of the following laws would enable Karen to switch her health insurance plan from her former employer to her new employer?

Accepted Answer

A)  ERISA 
B)  FMLA 
C)  ADEA 
D)  HIPAA 
A)  ERISA 
B)  FMLA 
C)  ADEA 
D)  HIPAA

Question 6

Copayments are costs that an insured pays for medical treatment.

Accepted Answer

A) True 
 B)False

Question 7

What are the different conditions under which employers grant "leaves of absence" to their employees?

Accepted Answer

Employers grant leaves of absence, taken

Question 8

Workers' compensation programs are typically funded:

Accepted Answer

A)  at the expense of the employer. 
B)  at the expense of all the stake holders. 
C)  by the value-added taxes levied by the federal government on specific goods. 
D)  by the contributions made to state governments by both employees and employers. 
A)  at the expense of the employer. 
B)  at the expense of all the stake holders. 
C)  by the value-added taxes levied by the federal government on specific goods. 
D)  by the contributions made to state governments by both employees and employers.

Question 9

Divorced spouses and dependent children of former or current employees should be offered extended health care coverage under the COBRA.

Accepted Answer

A) True 
 B)False

Question 10

A vendor that provides administrative services to an organization is referred to as _____.

Accepted Answer

A)  part-time employee. 
B)  whistle-blower. 
C)  mediator. 
D)  third-party administrator 
A)  part-time employee. 
B)  whistle-blower. 
C)  mediator. 
D)  third-party administrator

Question 11

Only employees who have worked at least 12 months and 1,250 hours in the previous year are eligible for leave under the FMLA.

Accepted Answer

A) True 
 B)False

Question 12

Why do a relatively low percentage of men take paternity leave?

Accepted Answer

A)  Men who are not single parents are not covered in the Family and Medical Leave Act. 
B)  Employers can deny FMLA leave if the employee is not replaceable, and men tend to hold jobs that are more critical than women do. 
C)  It is not considered socially acceptable for men to stay home for child-related reasons. 
D)  Only one parent per family can take FMLA leave and they are usually taken by the mother. 
A)  Men who are not single parents are not covered in the Family and Medical Leave Act. 
B)  Employers can deny FMLA leave if the employee is not replaceable, and men tend to hold jobs that are more critical than women do. 
C)  It is not considered socially acceptable for men to stay home for child-related reasons. 
D)  Only one parent per family can take FMLA leave and they are usually taken by the mother.

Question 13

Violations of the Employee Retirement Income Security Act (ERISA) can lead to disqualification of a pension plan.

Accepted Answer

A) True 
 B)False

Question 14

Which are the two important U.S. laws that govern issues related to the protection of the health of former workers?

Accepted Answer

The two most important laws passed that

Question 15

Which of the following is a voluntary employee benefit that employers may provide in addition to legally required benefits?

Accepted Answer

A)  Medical plans 
B)  Workers' compensation 
C)  Education assistance 
D)  Social security 
A)  Medical plans 
B)  Workers' compensation 
C)  Education assistance 
D)  Social security

Question 16

_____ typically consists of approaches that monitor and reduce medical costs through restrictions and market system alternatives.

Accepted Answer

A)  Utilization review 
B)  Managed care 
C)  A medical review program 
D)  A medical option plan 
A)  Utilization review 
B)  Managed care 
C)  A medical review program 
D)  A medical option plan

Question 17

Which of the following is a disadvantage of Web-based benefits administration?

Accepted Answer

A)  It can easily overwhelm employees. 
B)  It increases the expenses of benefits administration. 
C)  It usually leads to the involvement of a third-party administrator. 
D)  It limits the self-service options for employees. 
A)  It can easily overwhelm employees. 
B)  It increases the expenses of benefits administration. 
C)  It usually leads to the involvement of a third-party administrator. 
D)  It limits the self-service options for employees.

Question 18

Which of the following best describes workers' compensation?

Accepted Answer

A)  Compensation provided to workers after retirement 
B)  Benefits provided to persons injured on the job 
C)  Benefits provided to workers who survive terminal diseases 
D)  Total pay package that includes both basic wages and benefits 
A)  Compensation provided to workers after retirement 
B)  Benefits provided to persons injured on the job 
C)  Benefits provided to workers who survive terminal diseases 
D)  Total pay package that includes both basic wages and benefits

Question 19

George, a travel agent, shares some of his unused vacation time with his colleague Sam. Is such an arrangement legal in the U.S.?

Accepted Answer

Yes, such an arrangement is legal in the

Question 20

During times of widespread economic hardship:

Accepted Answer

A)  employees who are not actively seeking employment become ineligible for unemployment compensation. 
B)  the government increases the number of weeks during which workers receive unemployment compensation. 
C)  employers stop contributing to unemployment compensation funds. 
D)  weekly payments as part of the unemployment compensation are reduced by half. 
A)  employees who are not actively seeking employment become ineligible for unemployment compensation. 
B)  the government increases the number of weeks during which workers receive unemployment compensation. 
C)  employers stop contributing to unemployment compensation funds. 
D)  weekly payments as part of the unemployment compensation are reduced by half.

A problem with providing flexibility in benefit choice is that:

Most benefits, except for paid time off, are taxed as income to employees.

Which of the following is a typical abuse-control measure used by employers to keep employees from taking excessive time off around holidays?

Which of the following is one of the approaches taken by employers offering health care benefits to control and reduce their costs?

Karen, a diabetic patient, has quit her job as an internal auditor with a bank and has joined another company as the assistant CFO. Which of the following laws would enable Karen to switch her health insurance plan from her former employer to her new employer?

Copayments are costs that an insured pays for medical treatment.

What are the different conditions under which employers grant "leaves of absence" to their employees?

Workers' compensation programs are typically funded:

Divorced spouses and dependent children of former or current employees should be offered extended health care coverage under the COBRA.

A vendor that provides administrative services to an organization is referred to as _____.

Only employees who have worked at least 12 months and 1,250 hours in the previous year are eligible for leave under the FMLA.

Why do a relatively low percentage of men take paternity leave?

Violations of the Employee Retirement Income Security Act (ERISA) can lead to disqualification of a pension plan.

Which are the two important U.S. laws that govern issues related to the protection of the health of former workers?

Which of the following is a voluntary employee benefit that employers may provide in addition to legally required benefits?

_____ typically consists of approaches that monitor and reduce medical costs through restrictions and market system alternatives.

Which of the following is a disadvantage of Web-based benefits administration?

Which of the following best describes workers' compensation?

George, a travel agent, shares some of his unused vacation time with his colleague Sam. Is such an arrangement legal in the U.S.?

During times of widespread economic hardship:

Human Resource Management in Organizations

Human Resources Strategy and Planning

Equal Employment Opportunity

Workforce, Jobs, and Job Analysis

Individualorganization Relations and Retention

Recruiting and Labor Markets

Selecting Human Resources

Training Human Resources

Talent, Careers, and Development

Performance Management and Appraisal

Total Rewards and Compensation

Variable Pay and Executive Compensation

Risk Management and Worker Protection

Employee Rights and Responsibilities

Unionmanagement Relations

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Exam 13: Managing Employee Benefits

A problem with providing flexibility in benefit choice is that:

Most benefits, except for paid time off, are taxed as income to employees.

Which of the following is a typical abuse-control measure used by employers to keep employees from taking excessive time off around holidays?

Which of the following is one of the approaches taken by employers offering health care benefits to control and reduce their costs?

Karen, a diabetic patient, has quit her job as an internal auditor with a bank and has joined another company as the assistant CFO. Which of the following laws would enable Karen to switch her health insurance plan from her former employer to her new employer?

Copayments are costs that an insured pays for medical treatment.

What are the different conditions under which employers grant "leaves of absence" to their employees?

Workers' compensation programs are typically funded:

Divorced spouses and dependent children of former or current employees should be offered extended health care coverage under the COBRA.

A vendor that provides administrative services to an organization is referred to as _____.

Only employees who have worked at least 12 months and 1,250 hours in the previous year are eligible for leave under the FMLA.

Why do a relatively low percentage of men take paternity leave?

Violations of the Employee Retirement Income Security Act (ERISA) can lead to disqualification of a pension plan.

Which are the two important U.S. laws that govern issues related to the protection of the health of former workers?

Which of the following is a voluntary employee benefit that employers may provide in addition to legally required benefits?

_____ typically consists of approaches that monitor and reduce medical costs through restrictions and market system alternatives.

Which of the following is a disadvantage of Web-based benefits administration?

Which of the following best describes workers' compensation?

George, a travel agent, shares some of his unused vacation time with his colleague Sam. Is such an arrangement legal in the U.S.?

During times of widespread economic hardship:

Human Resource Management in Organizations

Human Resources Strategy and Planning

Equal Employment Opportunity

Workforce, Jobs, and Job Analysis

Individualorganization Relations and Retention

Recruiting and Labor Markets

Selecting Human Resources

Training Human Resources

Talent, Careers, and Development

Performance Management and Appraisal

Total Rewards and Compensation

Variable Pay and Executive Compensation

Risk Management and Worker Protection

Employee Rights and Responsibilities

Unionmanagement Relations

Filters