Question 1

The number of EAPs in Canada is growing because they are a proactive way for organizations to reduce

Accepted Answer

A) disability costs. 
B) employee services costs. 
C) counseling costs. 
D) supervisory training costs. 
E) disciplinary costs. 
A) disability costs. 
B) employee services costs. 
C) counseling costs. 
D) supervisory training costs. 
E) disciplinary costs.

Question 2

Critical illness insurance is

Accepted Answer

A) coverage providing a lump-sum benefit to an employee who is diagnosed with a life-threatening illness. 
B) coverage for prescription drugs. 
C) a deductible expense per year that gives money for expensive new drugs. 
D) money for an employee paid in incrementals for critical illness. 
E) coverage providing a fixed lump-sum benefit in addition to life insurance benefits when death is accidental. 
A) coverage providing a lump-sum benefit to an employee who is diagnosed with a life-threatening illness. 
B) coverage for prescription drugs. 
C) a deductible expense per year that gives money for expensive new drugs. 
D) money for an employee paid in incrementals for critical illness. 
E) coverage providing a fixed lump-sum benefit in addition to life insurance benefits when death is accidental.

Question 3

Employers must pay careful attention to their obligation to educate and ________ plan members about pension investment.

Accepted Answer

A) advise 
B) inform 
C) counsel 
D) provide quarterly bulletins to 
E) provide sessions to 
A) advise 
B) inform 
C) counsel 
D) provide quarterly bulletins to 
E) provide sessions to

Question 4

Some provinces require additional termination pay when mass layoffs occur.The amount of additional pay depends on

Accepted Answer

A) the level of unemployment in the region. 
B) the employee's length of service. 
C) the time of year. 
D) the number of employees being laid off. 
E) the reasons for the layoff. 
A) the level of unemployment in the region. 
B) the employee's length of service. 
C) the time of year. 
D) the number of employees being laid off. 
E) the reasons for the layoff.

Question 5

A provision in pension plans referring to the money contributed by the employer that has been placed in a pension fund and cannot be forfeited for any reason is

Accepted Answer

A) vesting. 
B) stockholder equity. 
C) non-funding. 
D) investing. 
E) bonding. 
A) vesting. 
B) stockholder equity. 
C) non-funding. 
D) investing. 
E) bonding.

Question 6

All parties agree that the best way to manage workers' compensation claims over the long term is

Accepted Answer

A) accident prevention. 
B) privatization of workers' compensation. 
C) instituting employee premiums. 
D) reducing benefits. 
E) better claims monitoring. 
A) accident prevention. 
B) privatization of workers' compensation. 
C) instituting employee premiums. 
D) reducing benefits. 
E) better claims monitoring.

Question 7

Common health-related insurance plans, other than supplementary health care/medical insurance, include

Accepted Answer

A) vision care and physiotherapy. 
B) chronic illness benefits, vision care, and dental care. 
C) vision care, hearing aids, and dental care. 
D) vision care, psychological counseling, and dental insurance. 
E) group legal insurance. 
A) vision care and physiotherapy. 
B) chronic illness benefits, vision care, and dental care. 
C) vision care, hearing aids, and dental care. 
D) vision care, psychological counseling, and dental insurance. 
E) group legal insurance.

Question 8

Unlike government-provided retirement benefits, employer-sponsored pension plans are

Accepted Answer

A) restricted to deferred profit sharing. 
B) easily managed. 
C) invested in foreign securities. 
D) pre-funded. 
E) formalized. 
A) restricted to deferred profit sharing. 
B) easily managed. 
C) invested in foreign securities. 
D) pre-funded. 
E) formalized.

Question 9

Canadian employers pay about ____% of all health care expenses in Canada, most of which is for prescription drugs.

Accepted Answer

A) 36 
B) 25 
C) 40 
D) 30 
E) 50 
A) 36 
B) 25 
C) 40 
D) 30 
E) 50

Question 10

The following are personal services that most employees will need at one time or another except

Accepted Answer

A) social/recreational opportunities. 
B) counseling. 
C) employee assistance plans. 
D) credit unions. 
E) clerical services. 
A) social/recreational opportunities. 
B) counseling. 
C) employee assistance plans. 
D) credit unions. 
E) clerical services.

Question 11

The fastest-growing occupational disability category is

Accepted Answer

A) repetitive strain injuries. 
B) back injuries. 
C) eye strain and injuries. 
D) falls from a height (including ladders). 
E) psychiatric disabilities. 
A) repetitive strain injuries. 
B) back injuries. 
C) eye strain and injuries. 
D) falls from a height (including ladders). 
E) psychiatric disabilities.

Question 12

The provincial and federal governments both contribute funds for workers' compensation.

Accepted Answer

A) True 
 B)False

Question 13

Accidental death and dismemberment coverage provides annuity payments in addition to life insurance benefits when death is accidental.

Accepted Answer

A) True 
 B)False

Question 14

The main reasons for increasing health care benefit costs are

Accepted Answer

A) increasing use of expensive new drugs, rising drug utilization, and "cost cutting"reductions in provincial health care plans. 
B) "cost cutting"in provincial health care plans and the AIDS epidemic. 
C) psychiatric disabilities and AIDS. 
D) rising drug utilization and expensive new drugs. 
E) increasing workers' compensation claims for occupational illness and expensive new drugs. 
A) increasing use of expensive new drugs, rising drug utilization, and "cost cutting"reductions in provincial health care plans. 
B) "cost cutting"in provincial health care plans and the AIDS epidemic. 
C) psychiatric disabilities and AIDS. 
D) rising drug utilization and expensive new drugs. 
E) increasing workers' compensation claims for occupational illness and expensive new drugs.

Question 15

Unemployment benefits are meant for workers who are unable to work through no fault of their own.

Accepted Answer

A) True 
 B)False

Question 16

A pension plan in which a certain amount of profit is credited to each employee's account, payable at retirement, termination, or death, is a

Accepted Answer

A) group pension plan. 
B) defined benefit pension plan. 
C) defined contribution plan. 
D) deferred profit-sharing plan. 
E) group RRSP. 
A) group pension plan. 
B) defined benefit pension plan. 
C) defined contribution plan. 
D) deferred profit-sharing plan. 
E) group RRSP.

Question 17

Defined benefit pension plans pay out a benefit at retirement

Accepted Answer

A) that is defined by the amount that the employee contributes to the pension plan. 
B) that is defined by the amount that the employer contributes to the pension plan. 
C) that is based on years of service and final earnings. 
D) that is defined by the amount that both the employee and employer have contributed. 
E) as defined by the union agreement. 
A) that is defined by the amount that the employee contributes to the pension plan. 
B) that is defined by the amount that the employer contributes to the pension plan. 
C) that is based on years of service and final earnings. 
D) that is defined by the amount that both the employee and employer have contributed. 
E) as defined by the union agreement.

Question 18

To date, the evidence regarding the actual effects of employer-sponsored childcare on employee absenteeism, turnover, productivity, recruitment, or job satisfaction is

Accepted Answer

A) positive, without consideration of obstacles or attitudes toward work. 
B) neutral, with some positive and some negative effects. 
C) positive, with respect to increasing obstacles in coming to work. 
D) positive, with respect to reducing obstacles in coming to work and improving workers' attitudes. 
E) negative, in respect to employees' attitudes. 
A) positive, without consideration of obstacles or attitudes toward work. 
B) neutral, with some positive and some negative effects. 
C) positive, with respect to increasing obstacles in coming to work. 
D) positive, with respect to reducing obstacles in coming to work and improving workers' attitudes. 
E) negative, in respect to employees' attitudes.

Question 19

The looming labour shortage based on when baby boomers start retiring is resulting in employers seeking to retain older employees.Mel's organization is experiencing this issue.One program to support this issue is

Accepted Answer

A) RRSPs. 
B) supplemental employee retirement plans. 
C) defined benefit pension plans. 
D) phased retirement. 
E) defined contribution pension plans. 
A) RRSPs. 
B) supplemental employee retirement plans. 
C) defined benefit pension plans. 
D) phased retirement. 
E) defined contribution pension plans.

Question 20

The Canada/Quebec Pension Plan provides three types of benefits: retirement income, survivor benefits, and disability benefits.

Accepted Answer

A) True 
 B)False

The number of EAPs in Canada is growing because they are a proactive way for organizations to reduce

Critical illness insurance is

Employers must pay careful attention to their obligation to educate and ________ plan members about pension investment.

Some provinces require additional termination pay when mass layoffs occur.The amount of additional pay depends on

A provision in pension plans referring to the money contributed by the employer that has been placed in a pension fund and cannot be forfeited for any reason is

All parties agree that the best way to manage workers' compensation claims over the long term is

Common health-related insurance plans, other than supplementary health care/medical insurance, include

Unlike government-provided retirement benefits, employer-sponsored pension plans are

Canadian employers pay about ____% of all health care expenses in Canada, most of which is for prescription drugs.

The following are personal services that most employees will need at one time or another except

The fastest-growing occupational disability category is

The provincial and federal governments both contribute funds for workers' compensation.

Accidental death and dismemberment coverage provides annuity payments in addition to life insurance benefits when death is accidental.

The main reasons for increasing health care benefit costs are

Unemployment benefits are meant for workers who are unable to work through no fault of their own.

A pension plan in which a certain amount of profit is credited to each employee's account, payable at retirement, termination, or death, is a

Defined benefit pension plans pay out a benefit at retirement

To date, the evidence regarding the actual effects of employer-sponsored childcare on employee absenteeism, turnover, productivity, recruitment, or job satisfaction is

The looming labour shortage based on when baby boomers start retiring is resulting in employers seeking to retain older employees.Mel's organization is experiencing this issue.One program to support this issue is

The Canada/Quebec Pension Plan provides three types of benefits: retirement income, survivor benefits, and disability benefits.

The Strategic Role of Human Resources Management

The Changing Legal Emphasis: Compliance and Impact on Canadian Workplaces

Human Resources Management and Technology

Designing and Analyzing Jobs

Human Resources Planning

Recruitment

Selection

Orientation and Training

Career Development

Performance Management

Strategic Pay Plans

Pay-for-Performance and Financial Incentives

Occupational Health and Safety

Managing Employee Separations: Foundations of Employee Engagement, Communication, and Turnover Management

Labour Relations

Managing Human Resources in a Global Business

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Exam 13: Employee Benefits and Services

The number of EAPs in Canada is growing because they are a proactive way for organizations to reduce

Critical illness insurance is

Employers must pay careful attention to their obligation to educate and ________ plan members about pension investment.

Some provinces require additional termination pay when mass layoffs occur.The amount of additional pay depends on

A provision in pension plans referring to the money contributed by the employer that has been placed in a pension fund and cannot be forfeited for any reason is

All parties agree that the best way to manage workers' compensation claims over the long term is

Common health-related insurance plans, other than supplementary health care/medical insurance, include

Unlike government-provided retirement benefits, employer-sponsored pension plans are

Canadian employers pay about ____% of all health care expenses in Canada, most of which is for prescription drugs.

The following are personal services that most employees will need at one time or another except

The fastest-growing occupational disability category is

The provincial and federal governments both contribute funds for workers' compensation.

Accidental death and dismemberment coverage provides annuity payments in addition to life insurance benefits when death is accidental.

The main reasons for increasing health care benefit costs are

Unemployment benefits are meant for workers who are unable to work through no fault of their own.

A pension plan in which a certain amount of profit is credited to each employee's account, payable at retirement, termination, or death, is a

Defined benefit pension plans pay out a benefit at retirement

To date, the evidence regarding the actual effects of employer-sponsored childcare on employee absenteeism, turnover, productivity, recruitment, or job satisfaction is

The looming labour shortage based on when baby boomers start retiring is resulting in employers seeking to retain older employees.Mel's organization is experiencing this issue.One program to support this issue is

The Canada/Quebec Pension Plan provides three types of benefits: retirement income, survivor benefits, and disability benefits.

The Strategic Role of Human Resources Management

The Changing Legal Emphasis: Compliance and Impact on Canadian Workplaces

Human Resources Management and Technology

Designing and Analyzing Jobs

Human Resources Planning

Recruitment

Selection

Orientation and Training

Career Development

Performance Management

Strategic Pay Plans

Pay-for-Performance and Financial Incentives

Occupational Health and Safety

Managing Employee Separations: Foundations of Employee Engagement, Communication, and Turnover Management

Labour Relations

Managing Human Resources in a Global Business

Filters