Exam 2: Understanding Managed Care: Insurance Plans

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How long does a physician have to give a written notice before closing the practice to members of a MCO plan?

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Preferred provider organization (PPO) members pay less out of pocket for medical services from a contracted provider than from a non-network provider.

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In 2011, what percentage of all U.S. citizens of working age experienced a gap in medical health insurance coverage?

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The percentage of the provider's fees that the patient has to pay is known as:

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Beginning in 2014, employers with 50 or more workers who do not offer coverage will be fined what amount for each employee?

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Utilization guidelines are used to:

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What are some of the ways that managed care organizations (MCOs) create an increased administrative burden on a physician's office?

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The HMO Act of 1973 used federal funds to:

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As the costs of government healthcare programs increased, federal and state governments:

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At what age can an individual withdraw money from a health savings account (HSA) without penalty?

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An integrated delivery system (IDS) is a network of healthcare organizations under a parent holding company.

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Point-of-service (POS) plans require members to select a primary care physician (PCP).

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A primary care physician (PCP) in a health maintenance organization (HMO) can be an OB/GYN.

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It is possible for a health maintenance organization (HMO) member to receive care from a non-network provider or facility in an emergency situation.

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The Patient Protection and Affordable Care Act requires that all individuals have health insurance beginning in:

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A goal of managed care is for the patient to receive care in the most appropriate and most restrictive setting.

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In 2011, the new health care reform law required insurers to offer dependent coverage for adult children up to age ________ so they could be included on their parents' coverage.

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The type of policy that would provide coverage for custodial care in a nursing home is:

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To avoid the higher costs of healthcare, employers:

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An individual or facility providing medical care is called the ________.

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