Exam 9: Distributing Health Care

Geyman believes that the insurance industry should be more profit-driven as this would lead to a more efficient system.

Geyman believes that a single-payer system would be efficient.

Avik Roy believes that market-based transactions are more efficient that Government mandates.

The free rider problem is a problem for many types of insurance scheme.

Conservatives value voluntarism.

There is currently a legally recognized claim right to health care in American society.

The adverse selection problem in insurance occurs when an insurance company selects too many sick people to insure given the number of healthy people that it is insuring.

According to Norman Daniels, health care differs from ordinary commodities in such a way that its distribution should not be governed by the usual rules of buying and selling in the market economy.

Donald Light believes that universal access to health care should be supported by conservatives on the basis of the principle of personal integrity.

Having a large percentage of uninsured people in a population will lead to a less healthy population.

Under the terms of the Affordable Health Care Act, starting in 2014, almost everyone in the U.S. is required to have medical insurance. Those who fail to get insurance are penalized, and those who are unable to afford it are eligible for subsidized coverage.

The U.S. spends more on health care than any other country in the world.

Avik Roy believes that economic liberty is of great moral value.

One cause of the increase in health care cost is the fact that Americans are typically unwilling to accept the explicit rationing of resources that would involve, for example, denying heart transplants to people in their seventies or mammograms to women in their thirties.

According to Kai Nielsen where the life of everyone matters equally, everyone should receive the same quality of medical treatment, regardless of the ability to pay.