Question 1

With the aging of the American population,it might be necessary to reduce the medical benefits to elderly.How do you feel about this idea?

Accepted Answer

This is a personal question,but unless there is some sort of restructuring of the medical system,it may be necessary to reduce benefits,increase premiums,or limit coverage of certain types of care.One solution may lie in greater emphasis on preventative care against smoking and obesity.

Question 2

In the United States,universal health care is administered by

Accepted Answer

A)  the federal government.
B)  state governments.
C)  private insurance companies.
D)  hospitals.
E)  none of the above. E

Question 3

__________ account(s)for the largest portion of public health expenditure in the United States.

Accepted Answer

A)  Children's hospitals
B)  Universal health coverage
C)  Medicaid
D)  Medicare D

Question 4

Under federal tax law,employer?provided health insurance is not subject to taxation.

Accepted Answer

A) True 
 B)False

Question 5

The "Connector" is a new medical device that helps with breathing.

Accepted Answer

A) True 
 B)False

Question 6

In 1980,26 million people in the US were over the age of 65.What is the amount currently?

Accepted Answer

A)  34 million
B)  35 million
C)  36 million
D)  37 million

Question 7

What was the percentage of GDP that was expended,in total,on health care?

Accepted Answer

A)  0.132%
B)  12%
C)  13.2%
D)  16%

Question 8

Generally,managed care means

Accepted Answer

A)  health care is provided by teams,not by an individual doctor.
B)  limits are placed on utilization of health care services.
C)  health care is provided by the government to all citizens.
D)  doctors pick which patients they want to see.

Question 9

The idea of a Health Savings Account (HSA)was enacted in 2003.What do you think are its main strengths?

Accepted Answer

The answer of The idea of a Health Savings Account...

Question 10

HI (Hospital Insurance)is financed by a payroll tax,while SMI (Supplementary Medical Insurance)is financed out of general revenues.

Accepted Answer

A) True 
 B)False

Question 11

US health care spending amounts to_____ per year.

Accepted Answer

A)  $7.8 billion
B)  $1.1 million
C)  $2.2 trillion
D)  $4.4 trillion

Question 12

The health care system currently in place will be dramatically changed in the next four years.

Accepted Answer

A)    True
B)    False
C)    Uncertain

Question 13

The Medicaid program provides health insurance for the

Accepted Answer

A)  elderly.
B)  poor.
C)  veterans of wars.
D)  slow.

Question 14

How many elderly people are covered by Medicare?

Accepted Answer

A)  one third
B)  one half
C)  almost all
D)  almost none

Question 15

-Refer to figure 10.5.What would be the impact on the three categories of people if they were given the value of medical insurance in cash instead of having it provided?

Accepted Answer

The answer of 
-Refer to figure 10.5.What would be the...

Question 16

The highest percentage of uses of health care funds in the US for 2004 was

Accepted Answer

A)  research.
B)  hospital care.
C)  home health care.
D)  nursing home care.

Question 17

What do you feel would be the effect of a mandate that requires all people to purchase health insurance?

Accepted Answer

The answer of What do you feel would be the...

Question 18

A catastrophic insurance policy is one which

Accepted Answer

A)  has cats causing health crises.
B)  insurance policy that has a high deductible.
C)  generous coverage for high medical costs.
D)  a & c
E)  b & c

Question 19

What does job lock mean?

Accepted Answer

A)  A tendency for workers to remain in their jobs to keep their insurance coverage
B)  A job where a time clock is used
C)  A job that provides insurance coverage only after several years of employment
D)  all of the above

Question 20

The prescription drug benefit plan was added to Medicare in

Accepted Answer

A)  2006
B)  1996
C)  1965
D)  1944

Exam 10: Government and the Market for Health Care

With the aging of the American population,it might be necessary to reduce the medical benefits to elderly.How do you feel about this idea?

In the United States,universal health care is administered by

__________ account(s) for the largest portion of public health expenditure in the United States.

Under federal tax law,employer?provided health insurance is not subject to taxation.

The "Connector" is a new medical device that helps with breathing.

In 1980,26 million people in the US were over the age of 65.What is the amount currently?

What was the percentage of GDP that was expended,in total,on health care?

Generally,managed care means

The idea of a Health Savings Account (HSA)was enacted in 2003.What do you think are its main strengths?

HI (Hospital Insurance)is financed by a payroll tax,while SMI (Supplementary Medical Insurance)is financed out of general revenues.

US health care spending amounts to_____ per year.

The health care system currently in place will be dramatically changed in the next four years.

The Medicaid program provides health insurance for the

How many elderly people are covered by Medicare?

-Refer to figure 10.5.What would be the impact on the three categories of people if they were given the value of medical insurance in cash instead of having it provided?

The highest percentage of uses of health care funds in the US for 2004 was

What do you feel would be the effect of a mandate that requires all people to purchase health insurance?

A catastrophic insurance policy is one which

What does job lock mean?

The prescription drug benefit plan was added to Medicare in