Exam 5: Negligence, Professional Liability, and Insurance Law

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Explain what is meant by an insurable interest.

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Explain what is meant by an insurable interest and how the existence of this principle impacts on the right to collect on an insurance claim.

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Distinguish between misfeasance and nonfeasance.

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At common law, a mother owes a duty of care to an unborn child.

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What is the test used for legal causation?

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How is negligent misstatement treated in Canada today?

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When Joan visited her friend Clive, who was renting a small farm in Langly, she was injured by some dangerous cleaning solvent that Clive stores in very large quantities for Soapo Ltd. The solvent had leaked from just one of the massive 1000-litre drums. When she had walked toward the side door of the farmhouse, she stepped through a puddle of what turned out to be solvent. The solvent not only ruined her shoes, but also burned the skin when some splashed onto her legs. The solvent also drained down into the fish pond on the adjacent property owned by the Nelsons. Read each of the following separately and indicate which is true.

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Which of the following statements with regard to the tort of negligence is false?

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Paul invited several friends over to celebrate Ann's birthday. About an hour before the guests arrived, Paul bought some sparkling wine and put it in his refrigerator. When all the guests were assembled, Paul lifted the chilled bottle of wine from its gift box. Before it was completely out of the box, the bottle exploded, sending glass in all directions. The glass cut Paul's hand and also the eye of one of his guests, Joan. No one else was hurt at all. Assuming all these facts could be proved, which of the following is true?

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Explain the importance of the distinction between an invitee, licensee, and trespasser.

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