Question 1

U.S.employers offer an average of ________ sick leave days a year for full-time employees.

Accepted Answer

A)  5 
B)  10 
C)  15 
D)  20 
A)  5 
B)  10 
C)  15 
D)  20

Question 2

The Family and Medical Leave Act requires employers to give employees up to 12 weeks paid leave for the birth/adoption of a child,to care for a sick family member,or for serious personal health reasons.

Accepted Answer

A) True 
 B)False

Question 3

To be eligible for Social Security,a person must have worked 40 quarter-year periods (10 years total employment)and must have earned a minimum of $1,120 per quarter.

Accepted Answer

A) True 
 B)False

Question 4

________ is a government program that provides income for retirees,the disabled,and survivors of deceased workers,and health care for the aged through the Medicare program.

Accepted Answer

The answer of ________ is a government program that provides...

Question 5

The growth of benefits costs has pushed employers to:

Accepted Answer

A)  diversify the workforce. 
B)  hire more part-time employees. 
C)  move from managed care to traditional health insurance. 
D)  ask for more government intervention in the health industry. 
A)  diversify the workforce. 
B)  hire more part-time employees. 
C)  move from managed care to traditional health insurance. 
D)  ask for more government intervention in the health industry.

Question 6

When an employee applies for family or medical leave,an employer:

Accepted Answer

A)  may deny it to employees with less than one year of service. 
B)  does not have to guarantee the employee the same/similar job upon returning to work. 
C)  does not have to maintain health insurance coverage for the employee. 
D)  cannot hire replacement workers while the employee is on leave. 
A)  may deny it to employees with less than one year of service. 
B)  does not have to guarantee the employee the same/similar job upon returning to work. 
C)  does not have to maintain health insurance coverage for the employee. 
D)  cannot hire replacement workers while the employee is on leave.

Question 7

The expansion of health-care coverage to employees' non-married partners has become a common practice in the United States.

Accepted Answer

A) True 
 B)False

Question 8

Employees receive full Social Security benefits at the age of 62.

Accepted Answer

A) True 
 B)False

Question 9

Cheyanne is a recent widow.She is the mother of a 19-year-old daughter and the care-provider of her mother-in-law who is 60 years old.Cheyanne is eligible for survivor benefits.

Accepted Answer

A) True 
 B)False

Question 10

What is ERISA? What is the difference between a defined benefits plan and a defined contribution plan?

Accepted Answer

The major law governing the administrati

Question 11

The benefits mix for a company should be governed by its compensation strategy,its objectives,and the makeup of its workforce.

Accepted Answer

A) True 
 B)False

Question 12

Which of the following is most likely true?

Accepted Answer

A)  Unions have done very little with regard to indirect compensation for members. 
B)  Benefits given at unionized firms are typically given at nonunionized firms at a later date. 
C)  Most large unions have been unsuccessful at securing and retaining pensions for members. 
D)  Unions rarely request employee benefits beyond those that are legally required. 
A)  Unions have done very little with regard to indirect compensation for members. 
B)  Benefits given at unionized firms are typically given at nonunionized firms at a later date. 
C)  Most large unions have been unsuccessful at securing and retaining pensions for members. 
D)  Unions rarely request employee benefits beyond those that are legally required.

Question 13

Which term refers to individual employee accounts funded by the employer,the employee,or both based on rules specified in Section 125 of the Internal Revenue Code?

Accepted Answer

A)  Core-plus option plan 
B)  Modular plan 
C)  Flexible spending account 
D)  Health savings account 
A)  Core-plus option plan 
B)  Modular plan 
C)  Flexible spending account 
D)  Health savings account

Question 14

Once an employee leaves an employer,that employee:

Accepted Answer

A)  loses all health insurance coverage. 
B)  is immediately eligible for health insurance under Social Security. 
C)  may pay for and keep their health insurance for 18-36 months. 
D)  gains coverage under COBRA or ERISA, depending on their age. 
A)  loses all health insurance coverage. 
B)  is immediately eligible for health insurance under Social Security. 
C)  may pay for and keep their health insurance for 18-36 months. 
D)  gains coverage under COBRA or ERISA, depending on their age.

Question 15

HR can most likely help employers control health-care costs by:

Accepted Answer

A)  shifting their companies into traditional insurance programs. 
B)  forming a self-funding arrangement for health insurance. 
C)  requiring that employees use only HMO plans. 
D)  offering low deductible health plans. 
A)  shifting their companies into traditional insurance programs. 
B)  forming a self-funding arrangement for health insurance. 
C)  requiring that employees use only HMO plans. 
D)  offering low deductible health plans.

Question 16

Which term refers to annual out-of-pocket expenses that an insurance policyholder must make before an insurance plan makes any reimbursements?

Accepted Answer

A)  Co-payment 
B)  Contribution 
C)  Coinsurance 
D)  Deductible 
A)  Co-payment 
B)  Contribution 
C)  Coinsurance 
D)  Deductible

Question 17

Additional Case 12.2
Tri-State Shipping employs 45 workers. They ship commodities across the country. Until recently, they had only legally required benefits, but business has become very profitable and they can now offer their employees more benefits.
The average age of their employees is 50. Most employees have been there for more than 20 years, and the company prides itself on keeping workers. The majority of the jobs require heavy lifting or the operation of heavy equipment for loading and unloading trucks, trains, etc. Their workers' compensation tax has been running about 5% per year. They are in one of the lowest workers' compensation tax rate states, but TSS has had a lot of injuries. The lifting required and type of equipment used tends to result in a lot of sprained backs, mashed fingers, or bruised muscles. When workers are injured, they tend to heal quickly and return to work quickly.
Despite its reputation for keeping workers, the dock supervisor recently fired a 21-year old employee who had been with TSS for 12 months. Even though everyone liked him, the young man just couldn't learn his job.
-Refer to Additional Case 12.2.Which of the following would be the best way to lower the firm's workers' compensation costs?

Accepted Answer

A)  Auditing all employee claims 
B)  Mandating employee drug tests 
C)  Placing injured workers on modified duty 
D)  Emphasizing safe working procedures 
A)  Auditing all employee claims 
B)  Mandating employee drug tests 
C)  Placing injured workers on modified duty 
D)  Emphasizing safe working procedures

Question 18

Employees who retire are not qualified for unemployment insurance benefits.

Accepted Answer

A) True 
 B)False

Question 19

Social Security does NOT include which of the following?

Accepted Answer

A)  Retirement income 
B)  Disability income 
C)  Workers' compensation 
D)  Survivors' benefits 
A)  Retirement income 
B)  Disability income 
C)  Workers' compensation 
D)  Survivors' benefits

Question 20

The standard Social Security tax is applied to earnings up to $106,800.Over this amount,employees are taxed at a rate of ________ on all additional earnings.

Accepted Answer

A)  1.45% 
B)  3.2% 
C)  5.65% 
D)  7.4% 
A)  1.45% 
B)  3.2% 
C)  5.65% 
D)  7.4%

U.S.employers offer an average of ________ sick leave days a year for full-time employees.

The Family and Medical Leave Act requires employers to give employees up to 12 weeks paid leave for the birth/adoption of a child,to care for a sick family member,or for serious personal health reasons.

To be eligible for Social Security,a person must have worked 40 quarter-year periods (10 years total employment)and must have earned a minimum of $1,120 per quarter.

________ is a government program that provides income for retirees,the disabled,and survivors of deceased workers,and health care for the aged through the Medicare program.

The growth of benefits costs has pushed employers to:

When an employee applies for family or medical leave,an employer:

The expansion of health-care coverage to employees' non-married partners has become a common practice in the United States.

Employees receive full Social Security benefits at the age of 62.

Cheyanne is a recent widow.She is the mother of a 19-year-old daughter and the care-provider of her mother-in-law who is 60 years old.Cheyanne is eligible for survivor benefits.

What is ERISA? What is the difference between a defined benefits plan and a defined contribution plan?

The benefits mix for a company should be governed by its compensation strategy,its objectives,and the makeup of its workforce.

Which of the following is most likely true?

Which term refers to individual employee accounts funded by the employer,the employee,or both based on rules specified in Section 125 of the Internal Revenue Code?

Once an employee leaves an employer,that employee:

HR can most likely help employers control health-care costs by:

Which term refers to annual out-of-pocket expenses that an insurance policyholder must make before an insurance plan makes any reimbursements?

Employees who retire are not qualified for unemployment insurance benefits.

Social Security does NOT include which of the following?

The standard Social Security tax is applied to earnings up to $106,800.Over this amount,employees are taxed at a rate of ________ on all additional earnings.

Meeting Present and Emerging Strategic Human Resource Challenges

Managing Work Flows and Conducting Job Analysis

Understanding Equal Opportunity and the Legal Environment

Managing Diversity

Recruiting and Selecting Employees

Managing Employee Separations, Downsizing, and Outplacement

Appraising and Managing Performance

Training the Workforce

Developing Careers

Managing Compensation

Rewarding Performance

Developing Employee Relations

Respecting Employee Rights and Managing Discipline

Working With Organized Labor

Managing Workplace Safety and Health

International HRM Challenge

Filters

Exam 12: Designing and Administering Benefits

U.S.employers offer an average of ________ sick leave days a year for full-time employees.

The Family and Medical Leave Act requires employers to give employees up to 12 weeks paid leave for the birth/adoption of a child,to care for a sick family member,or for serious personal health reasons.

To be eligible for Social Security,a person must have worked 40 quarter-year periods (10 years total employment)and must have earned a minimum of $1,120 per quarter.

________ is a government program that provides income for retirees,the disabled,and survivors of deceased workers,and health care for the aged through the Medicare program.

The growth of benefits costs has pushed employers to:

When an employee applies for family or medical leave,an employer:

The expansion of health-care coverage to employees' non-married partners has become a common practice in the United States.

Employees receive full Social Security benefits at the age of 62.

Cheyanne is a recent widow.She is the mother of a 19-year-old daughter and the care-provider of her mother-in-law who is 60 years old.Cheyanne is eligible for survivor benefits.

What is ERISA? What is the difference between a defined benefits plan and a defined contribution plan?

The benefits mix for a company should be governed by its compensation strategy,its objectives,and the makeup of its workforce.

Which of the following is most likely true?

Which term refers to individual employee accounts funded by the employer,the employee,or both based on rules specified in Section 125 of the Internal Revenue Code?

Once an employee leaves an employer,that employee:

HR can most likely help employers control health-care costs by:

Which term refers to annual out-of-pocket expenses that an insurance policyholder must make before an insurance plan makes any reimbursements?

Employees who retire are not qualified for unemployment insurance benefits.

Social Security does NOT include which of the following?

The standard Social Security tax is applied to earnings up to $106,800.Over this amount,employees are taxed at a rate of ________ on all additional earnings.

Meeting Present and Emerging Strategic Human Resource Challenges

Managing Work Flows and Conducting Job Analysis

Understanding Equal Opportunity and the Legal Environment

Managing Diversity

Recruiting and Selecting Employees

Managing Employee Separations, Downsizing, and Outplacement

Appraising and Managing Performance

Training the Workforce

Developing Careers

Managing Compensation

Rewarding Performance

Developing Employee Relations

Respecting Employee Rights and Managing Discipline

Working With Organized Labor

Managing Workplace Safety and Health

International HRM Challenge

Filters