Exam 4: Privacy

An identity theft incident that involves breaking into a database to gain personal identity information is called a(n) ____________________. or

Under the PATRIOT Act, the FBI can issue a National Security Letter to compel banks, Internet service providers, and credit reporting companies to turn over information about their customers without a court order but only if the FBI believed the individual to be a foreign spy.

The cost of a data breach can be quite expensive, by some estimates nearly $500 for each record lost. Nearly half the cost is due to lost business opportunity associated with customers who've been lost due to the incident.

A Freedom of Information Act request prevents disclosure of records if it would invade someone's privacy. A balancing test must be applied to evaluate whether the privacy interests at stake are outweighed by competing public interests.

The ___________________________________ is a powerful tool for journalists and the public to acquire information that the government is reluctant to release. or or or

The Children's Online Privacy Protection Act requires a Web site that caters to children to offer comprehensive privacy policies and to receive parental consent before collecting any personal information from children under 18 years of age.

The ________________________________________ bars the export of data to countries that do not have data privacy protection standards comparable to the European Union's.

The Electronic Communications Privacy Act of 1986 required the communications industry to build tools into its products that federal investigators could use-after obtaining a court order-to eavesdrop on conversations and intercept electronic communications.

Cookies allow marketers to collect click-stream data-information gathered by monitoring a consumer's online activity.

Roger Clark, director of the ACLU, first coined the term information privacy which is the combination of communications privacy and data privacy.

Under the Gramm-Leach-Bliley Act, customers who take no action on the privacy notice, automatically ____________________ and give financial institutions the right to share personal data with other financial institutions.

The ____ prohibits the government from concealing the existence of any personal data record-keeping systems.

One of the key factors affecting the growth of e-commerce is the lack of Internet users' confidence in ______________________________.

The Supreme Court has ruled that ____.

The ____ prohibits unauthorized access to stored wire and electronic communications, such as the contents of e-mail in-boxes, instant messages, message boards, and social networking sites that are not readily accessible to the general public.

A pen register is a device that records the originating number of incoming calls for a particular phone number.

A(n) ____ terminates or repeals a law or portions of it after a specific date unless further legislative action is taken to extend the law.

Under the ____, financial institutions must provide a privacy notice to each consumer that explains what data about the consumer is gathered, with whom that data is shared, how the data is used, and how the data is protected.

The ____________________ provided law enforcement authorities more power to track down terrorists and prevent future attacks. or

The ____ is an act that repealed a depression-era law known as Glass-Steagell. Some place partial blame for the financial crises that began in 2008 on the passage of this act and the loosening of banking restrictions.