Question 1

In a provider-sponsored organization (PSO)

Accepted Answer

A)  Medicare pays only when the organization submits an eligible Medicare expense of a member. 
B)  Medicare pays the health plan a monthly fee for each recipient. 
C)  all unused Medicare money is returned to Medicare at the end of the year. 
D)  the government directly administers health care to Medicare patients. 
A)  Medicare pays only when the organization submits an eligible Medicare expense of a member. 
B)  Medicare pays the health plan a monthly fee for each recipient. 
C)  all unused Medicare money is returned to Medicare at the end of the year. 
D)  the government directly administers health care to Medicare patients.

Question 2

In 2010, the percentage of persons age 65 and over living in poverty

Accepted Answer

A)  increased between 1970 and 2000. 
B)  was below the poverty rate for children. 
C)  was slightly less than the rate for persons 18 to 64. 
D)  was 24.6 percent in 2000. 
A)  increased between 1970 and 2000. 
B)  was below the poverty rate for children. 
C)  was slightly less than the rate for persons 18 to 64. 
D)  was 24.6 percent in 2000.

Question 3

Which of the following are covered by Medicare?

Accepted Answer

A)  dental care 
B)  eyeglasses 
C)  hearing aids 
D)  acute hospital care 
A)  dental care 
B)  eyeglasses 
C)  hearing aids 
D)  acute hospital care

Question 4

The group less likely to experience poverty is

Accepted Answer

A)  single, widowed or divorced women 
B)  ethnic minorities who live alone 
C)  non-Hispanic older white men over age 65 
D)  the oldest old 
A)  single, widowed or divorced women 
B)  ethnic minorities who live alone 
C)  non-Hispanic older white men over age 65 
D)  the oldest old

Question 5

Under the current Social Security system, a person is not penalized for wages earned after age

Accepted Answer

A)  62. 
B)  65. 
C)  68. 
D)  70. 
A)  62. 
B)  65. 
C)  68. 
D)  70.

Question 6

In a reverse mortgage, the borrower

Accepted Answer

A)  pays only interest, not principle, for the years of the loan. 
B)  increases indebtness while drawing down the equity in the home. 
C)  makes smaller interest payments in the last years of the loan. 
D)  makes a lump sum payment to pay off the loan. 
A)  pays only interest, not principle, for the years of the loan. 
B)  increases indebtness while drawing down the equity in the home. 
C)  makes smaller interest payments in the last years of the loan. 
D)  makes a lump sum payment to pay off the loan.

Question 7

Contrast the problems of the urban and rural poor elderly. How do their attitudes differ?

Accepted Answer

The problems faced by the urban and rura

Question 8

About percent of older home owners in 1995 owned their homes free and clear.

Accepted Answer

A)  35 
B)  50 
C)  65 
D)  80 
A)  35 
B)  50 
C)  65 
D)  80

Question 9

The United States was the first nation to introduce a major public system of social insurance against old-age dependence.

Accepted Answer

A) True 
 B)False

Question 10

Congress established Medicare to pay for

Accepted Answer

A)  most of the medical expenses due to long term, chronic conditions. 
B)  all of the cost of preventive health care checkups. 
C)  a portion of medical expenses due to the most serious illnesses. 
D)  all medical expenses of the elderly, blind, and disabled. 
A)  most of the medical expenses due to long term, chronic conditions. 
B)  all of the cost of preventive health care checkups. 
C)  a portion of medical expenses due to the most serious illnesses. 
D)  all medical expenses of the elderly, blind, and disabled.

Question 11

Why are elderly women more likely to be in poverty than elderly men?

Accepted Answer

Elderly women are more likely to be in p

Question 12

The major source of income of older adults include:

Accepted Answer

A)  Social Security, private pension, assets, and investments 
B)  Social Secutiry, children assistance, and spouse income 
C)  working income, private pension, and investments 
D)  working income, spouse income, and children assistance 
A)  Social Security, private pension, assets, and investments 
B)  Social Secutiry, children assistance, and spouse income 
C)  working income, private pension, and investments 
D)  working income, spouse income, and children assistance

Question 13

Rural elders in poverty

Accepted Answer

A)  are more likely to live in the northeastern U.S. 
B)  tend to have higher incomes than the urban elders. 
C)  are more satisfied with their lives than urban elders. 
D)  have more access to medical services. 
A)  are more likely to live in the northeastern U.S. 
B)  tend to have higher incomes than the urban elders. 
C)  are more satisfied with their lives than urban elders. 
D)  have more access to medical services.

Question 14

Part A of Medicare is insurance.

Accepted Answer

A)  acute medical care 
B)  hospital 
C)  long-term care 
D)  emergency medical care 
A)  acute medical care 
B)  hospital 
C)  long-term care 
D)  emergency medical care

Question 15

Aging has been considered to be a dimensional phenomenon,

Accepted Answer

A) True 
 B)False

Question 16

In order to qualify for Medicaid, you must

Accepted Answer

A)  be either categorically eligible or medically needed. 
B)  meet strict income requirements. 
C)  complete a detailed application process and "qualify" for aid. 
D)  all of the above 
A)  be either categorically eligible or medically needed. 
B)  meet strict income requirements. 
C)  complete a detailed application process and "qualify" for aid. 
D)  all of the above

Question 17

Relative deprivation occurs when

Accepted Answer

A)  a person has less resources than someone else. 
B)  a person's present resources are less than they were in the past. 
C)  a person is dissatisfied with his resources compared to what he thinks he deserves. 
D)  All of these choices. 
A)  a person has less resources than someone else. 
B)  a person's present resources are less than they were in the past. 
C)  a person is dissatisfied with his resources compared to what he thinks he deserves. 
D)  All of these choices.

Question 18

All of the following are changes that have been made to help restore the fiscal health of the Social Security system EXCEPT

Accepted Answer

A)  Social Security tax rates have increased. 
B)  The earliest eligibility age (for early retirees) has been increased. 
C)  The percent reduction for early retirees has been increased. 
D)  The eligibility age for full benefits has been gradually increased. 
A)  Social Security tax rates have increased. 
B)  The earliest eligibility age (for early retirees) has been increased. 
C)  The percent reduction for early retirees has been increased. 
D)  The eligibility age for full benefits has been gradually increased.

Question 19

Briefly explain how the Social Security system works. If you were designing the Social Security Act, what kinds of provisions and benefits would you give to elders compared to what they receive now?

Accepted Answer

The Social Security system works by coll

Question 20

Why is the Social Security system at risk for future bankruptcy? What the policy options to help keep the Social Security system solvent?

Accepted Answer

The Social Security system is at risk fo

In a provider-sponsored organization (PSO)

In 2010, the percentage of persons age 65 and over living in poverty

Which of the following are covered by Medicare?

The group less likely to experience poverty is

Under the current Social Security system, a person is not penalized for wages earned after age

In a reverse mortgage, the borrower

Contrast the problems of the urban and rural poor elderly. How do their attitudes differ?

About percent of older home owners in 1995 owned their homes free and clear.

The United States was the first nation to introduce a major public system of social insurance against old-age dependence.

Congress established Medicare to pay for

Why are elderly women more likely to be in poverty than elderly men?

The major source of income of older adults include:

Rural elders in poverty

Part A of Medicare is insurance.

Aging has been considered to be a dimensional phenomenon,

In order to qualify for Medicaid, you must

Relative deprivation occurs when

All of the following are changes that have been made to help restore the fiscal health of the Social Security system EXCEPT

Briefly explain how the Social Security system works. If you were designing the Social Security Act, what kinds of provisions and benefits would you give to elders compared to what they receive now?

Why is the Social Security system at risk for future bankruptcy? What the policy options to help keep the Social Security system solvent?

Aging in America

Stereotypes and Images

Social and Psychological Theories in Later Life Development

Physical Health and Well Being

Mental Health

Friends, Family, and Community

Intimacy and Sexuality

Work and Leisure

Living Environments

The Oldest Old and Caregiving

Special Problems

Women and Ethnic Groups

Death and Dying

Politics, Policies, and Programs

Filters

Exam 9: Finances and Lifestyles

In a provider-sponsored organization (PSO)

In 2010, the percentage of persons age 65 and over living in poverty

Which of the following are covered by Medicare?

The group less likely to experience poverty is

Under the current Social Security system, a person is not penalized for wages earned after age

In a reverse mortgage, the borrower

Contrast the problems of the urban and rural poor elderly. How do their attitudes differ?

About percent of older home owners in 1995 owned their homes free and clear.

The United States was the first nation to introduce a major public system of social insurance against old-age dependence.

Congress established Medicare to pay for

Why are elderly women more likely to be in poverty than elderly men?

The major source of income of older adults include:

Rural elders in poverty

Part A of Medicare is insurance.

Aging has been considered to be a dimensional phenomenon,

In order to qualify for Medicaid, you must

Relative deprivation occurs when

All of the following are changes that have been made to help restore the fiscal health of the Social Security system EXCEPT

Briefly explain how the Social Security system works. If you were designing the Social Security Act, what kinds of provisions and benefits would you give to elders compared to what they receive now?

Why is the Social Security system at risk for future bankruptcy? What the policy options to help keep the Social Security system solvent?

Aging in America

Stereotypes and Images

Social and Psychological Theories in Later Life Development

Physical Health and Well Being

Mental Health

Friends, Family, and Community

Intimacy and Sexuality

Work and Leisure

Living Environments

The Oldest Old and Caregiving

Special Problems

Women and Ethnic Groups

Death and Dying

Politics, Policies, and Programs

Filters