Question 1

Which of the following is not a barrier in the use of senior centers by the elderly?

Accepted Answer

A)  lack of transportation 
B)  lack of culturally sensitive programs 
C)  lack of professional staff 
D)  lack of knowledge about the centers 
A)  lack of transportation 
B)  lack of culturally sensitive programs 
C)  lack of professional staff 
D)  lack of knowledge about the centers C

Question 2

Which of the following best describes Medicare?

Accepted Answer

A)  a health insurance program for people 65 and older 
B)  a needs-based health insurance program 
C)  an income support program for retirees 
D)  a program that pays for the nursing home care for the oldest-old 
A)  a health insurance program for people 65 and older 
B)  a needs-based health insurance program 
C)  an income support program for retirees 
D)  a program that pays for the nursing home care for the oldest-old A

Question 3

Medicare is a national health insurance program for all people 60 years and older who are also eligible for Social Security.

Accepted Answer

A) True 
 B)False  False

Question 4

The replacement rate in the context of Social Security refers to the amount of preretirement pay that is replaced by the Social Security retirement benefit. Compared with high-wage earners, for low-wage earners, the replacement rate is:

Accepted Answer

A)  lower. 
B)  higher. 
C)  none. 
D)  None of the answers is correct. 
A)  lower. 
B)  higher. 
C)  none. 
D)  None of the answers is correct.

Question 5

The most recent change to Medicare was the Medicare Modernization Act of 2003, which added:

Accepted Answer

A)  coverage for family members. 
B)  a prescription drug benefit. 
C)  coverage for medical equipment. 
D)  coverage for physical therapy. 
A)  coverage for family members. 
B)  a prescription drug benefit. 
C)  coverage for medical equipment. 
D)  coverage for physical therapy.

Question 6

The _____ component of housing policy expands the supply of low-income housing through a provision known as Section 8.

Accepted Answer

A)  tax expenditure 
B)  tax deduction 
C)  subsidy 
D)  home share 
A)  tax expenditure 
B)  tax deduction 
C)  subsidy 
D)  home share

Question 7

What has the U.S. used as an incentive to encourage employers to provide health insurance?

Accepted Answer

A)  free coverage for low-income workers 
B)  tax code 
C)  matching funds 
D)  employees' contributions 
A)  free coverage for low-income workers 
B)  tax code 
C)  matching funds 
D)  employees' contributions

Question 8

An accurate statement about Supplemental Security Income is that it:

Accepted Answer

A)  provides greater monetary benefit than that received from Social Security. 
B)  is primarily funded by Social Security taxes. 
C)  is available to aged, blind, and disabled people who are very poor. 
D)  increases monetary benefits by one-third if a recipient lives with a relative. 
A)  provides greater monetary benefit than that received from Social Security. 
B)  is primarily funded by Social Security taxes. 
C)  is available to aged, blind, and disabled people who are very poor. 
D)  increases monetary benefits by one-third if a recipient lives with a relative.

Question 9

Public assistance programs provide minimal benefits for the very needy.

Accepted Answer

A) True 
 B)False

Question 10

Social insurance programs, as their main purpose, provide:

Accepted Answer

A)  help to individuals who meet certain means tests. 
B)  economic security over the life course and prevent people from falling into destitution. 
C)  economic security to people during the middle years of the life course. 
D)  tax breaks to individuals. 
A)  help to individuals who meet certain means tests. 
B)  economic security over the life course and prevent people from falling into destitution. 
C)  economic security to people during the middle years of the life course. 
D)  tax breaks to individuals.

Question 11

Which of the following is not one of the classifications of welfare programs?

Accepted Answer

A)  social insurance 
B)  social maintenance 
C)  public assistance 
D)  fiscal welfare 
A)  social insurance 
B)  social maintenance 
C)  public assistance 
D)  fiscal welfare

Question 12

An individual is most likely to receive the highest benefit of Social Security when he or she retires and claims the benefit at the age of _____.

Accepted Answer

A)  57 
B)  62 
C)  70 
D)  68 
A)  57 
B)  62 
C)  70 
D)  68

Question 13

How was the Delayed Retirement Credit useful to Americans?

Accepted Answer

A)  It excused people from paying Social Security taxes until the age of 70. 
B)  It enabled people to receive extra income if they decided to retire and claim Social Security benefits by the age of 50. 
C)  It increased benefits for people who waited beyond the full retirement age to claim Social Security benefits. 
D)  It allowed people to receive free health care until the age of 60. 
A)  It excused people from paying Social Security taxes until the age of 70. 
B)  It enabled people to receive extra income if they decided to retire and claim Social Security benefits by the age of 50. 
C)  It increased benefits for people who waited beyond the full retirement age to claim Social Security benefits. 
D)  It allowed people to receive free health care until the age of 60.

Question 14

There is currently a debate related to who should be eligible to receive social benefits. Some people feel that _____ should be the criterion for receiving such benefits.

Accepted Answer

A)  need 
B)  income 
C)  health status 
D)  age 
A)  need 
B)  income 
C)  health status 
D)  age

Question 15

The Older Americans Act (OAA) _____.

Accepted Answer

A)  provided services to enhance independent living, including meals, personal care, and meals-on-wheels 
B)  established the Social Security program 
C)  established Medicare and Medicaid 
D)  provided funding for nursing home care for the frail elderly 
A)  provided services to enhance independent living, including meals, personal care, and meals-on-wheels 
B)  established the Social Security program 
C)  established Medicare and Medicaid 
D)  provided funding for nursing home care for the frail elderly

Question 16

In 2015, more than _____ million Americans received Social Security benefits.

Accepted Answer

A)  15 
B)  30 
C)  56 
D)  85 
A)  15 
B)  30 
C)  56 
D)  85

Question 17

A country that has been a pioneer in designing and implementing a long-term-care program that promotes health care and reduces institutionalization is:

Accepted Answer

A)  Denmark. 
B)  France. 
C)  Japan. 
D)  Norway. 
A)  Denmark. 
B)  France. 
C)  Japan. 
D)  Norway.

Question 18

The term "welfare" as used by social scientists refers to programs that protect people from the risk of loss due to all of the following except:

Accepted Answer

A)  unemployment. 
B)  retirement. 
C)  accidents. 
D)  disability. 
A)  unemployment. 
B)  retirement. 
C)  accidents. 
D)  disability.

Question 19

A problem related to private long-term-care insurance is that it:

Accepted Answer

A)  is unavailable to people who are above the age of 75. 
B)  does not give any tax credit to people who pay their insurance premiums. 
C)  lacks enough regulation to ensure the financial stability of the insurance plans. 
D)  is only available to women and children. 
A)  is unavailable to people who are above the age of 75. 
B)  does not give any tax credit to people who pay their insurance premiums. 
C)  lacks enough regulation to ensure the financial stability of the insurance plans. 
D)  is only available to women and children.

Question 20

Which of the following best fits the concept of social insurance?

Accepted Answer

A)  a program that provides minimal benefits to people below poverty level 
B)  a program that provides economic security and is based on the concept of earned entitlement 
C)  indirect payments to individuals through the tax system 
D)  health insurance for working-age people provided through their employers 
A)  a program that provides minimal benefits to people below poverty level 
B)  a program that provides economic security and is based on the concept of earned entitlement 
C)  indirect payments to individuals through the tax system 
D)  health insurance for working-age people provided through their employers

Which of the following is not a barrier in the use of senior centers by the elderly?

Which of the following best describes Medicare?

Medicare is a national health insurance program for all people 60 years and older who are also eligible for Social Security.

The replacement rate in the context of Social Security refers to the amount of preretirement pay that is replaced by the Social Security retirement benefit. Compared with high-wage earners, for low-wage earners, the replacement rate is:

The most recent change to Medicare was the Medicare Modernization Act of 2003, which added:

The _____ component of housing policy expands the supply of low-income housing through a provision known as Section 8.

What has the U.S. used as an incentive to encourage employers to provide health insurance?

An accurate statement about Supplemental Security Income is that it:

Public assistance programs provide minimal benefits for the very needy.

Social insurance programs, as their main purpose, provide:

Which of the following is not one of the classifications of welfare programs?

An individual is most likely to receive the highest benefit of Social Security when he or she retires and claims the benefit at the age of _____.

How was the Delayed Retirement Credit useful to Americans?

There is currently a debate related to who should be eligible to receive social benefits. Some people feel that _____ should be the criterion for receiving such benefits.

The Older Americans Act (OAA) _____.

In 2015, more than _____ million Americans received Social Security benefits.

A country that has been a pioneer in designing and implementing a long-term-care program that promotes health care and reduces institutionalization is:

The term "welfare" as used by social scientists refers to programs that protect people from the risk of loss due to all of the following except:

A problem related to private long-term-care insurance is that it:

Which of the following best fits the concept of social insurance?

The Field of Social Gerontology

Life Course Transitions

Theories of Aging

Demography of Aging

Biological Perspectives on Aging

Psychological Perspectives on Aging

Family Relationships and Social Support Systems

Living Arrangements

Work and Retirement

Health and Health Care

Caring for the Frail Elderly

Dying, Death, and Bereavement

The Economics of Aging

Poverty and Inequality

The Politics of Aging

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Exam 5: Old Age and the Welfare State

Which of the following is not a barrier in the use of senior centers by the elderly?

Which of the following best describes Medicare?

Medicare is a national health insurance program for all people 60 years and older who are also eligible for Social Security.

The replacement rate in the context of Social Security refers to the amount of preretirement pay that is replaced by the Social Security retirement benefit. Compared with high-wage earners, for low-wage earners, the replacement rate is:

The most recent change to Medicare was the Medicare Modernization Act of 2003, which added:

The _____ component of housing policy expands the supply of low-income housing through a provision known as Section 8.

What has the U.S. used as an incentive to encourage employers to provide health insurance?

An accurate statement about Supplemental Security Income is that it:

Public assistance programs provide minimal benefits for the very needy.

Social insurance programs, as their main purpose, provide:

Which of the following is not one of the classifications of welfare programs?

An individual is most likely to receive the highest benefit of Social Security when he or she retires and claims the benefit at the age of _____.

How was the Delayed Retirement Credit useful to Americans?

There is currently a debate related to who should be eligible to receive social benefits. Some people feel that _____ should be the criterion for receiving such benefits.

The Older Americans Act (OAA) _____.

In 2015, more than _____ million Americans received Social Security benefits.

A country that has been a pioneer in designing and implementing a long-term-care program that promotes health care and reduces institutionalization is:

The term "welfare" as used by social scientists refers to programs that protect people from the risk of loss due to all of the following except:

A problem related to private long-term-care insurance is that it:

Which of the following best fits the concept of social insurance?

The Field of Social Gerontology

Life Course Transitions

Theories of Aging

Demography of Aging

Biological Perspectives on Aging

Psychological Perspectives on Aging

Family Relationships and Social Support Systems

Living Arrangements

Work and Retirement

Health and Health Care

Caring for the Frail Elderly

Dying, Death, and Bereavement

The Economics of Aging

Poverty and Inequality

The Politics of Aging

Filters