Question 1

Medical care providers in the U.S. are reimbursed through the use of _______.

Accepted Answer

A)  fixed payment systems 
B)  variable payment systems 
C)  out-of-pocket fees 
D)  All of the above 
E)  both a and c 
A)  fixed payment systems 
B)  variable payment systems 
C)  out-of-pocket fees 
D)  All of the above 
E)  both a and c D

Question 2

Increased consumer copayment requirements may help to reduce health care expenditures.

Accepted Answer

A) True 
 B)False  True

Question 3

_______ are typically the primary source of funding for medical care insurance provided by a government agency.

Accepted Answer

A)  Taxes 
B)  Premiums 
C)  Copayments 
D)  Out-of-pocket fees 
E)  None of the above. 
A)  Taxes 
B)  Premiums 
C)  Copayments 
D)  Out-of-pocket fees 
E)  None of the above. A

Question 4

Which of the following refers to a situation where the health insurer reimburses 100% of the amount spent on medical services?

Accepted Answer

A)  Patient Protection and Affordable Care Act of 2010 
B)  Managed care 
C)  Coinsurance 
D)  First dollar coverage 
E)  both c and d 
A)  Patient Protection and Affordable Care Act of 2010 
B)  Managed care 
C)  Coinsurance 
D)  First dollar coverage 
E)  both c and d

Question 5

Non-distribution constraints prevent not-for-profit organizations from distributing profits to employees, managers, or company directors.

Accepted Answer

A) True 
 B)False

Question 6

The majority of U.S. hospitals operate as non-profit organizations.

Accepted Answer

A) True 
 B)False

Question 7

Not-for-profit firms rely on _______ for initial capital.

Accepted Answer

A)  ownership investments 
B)  pre-orders 
C)  donations 
D)  tax exemptions 
E)  non-distribution constraints 
A)  ownership investments 
B)  pre-orders 
C)  donations 
D)  tax exemptions 
E)  non-distribution constraints

Question 8

Fee-for-service reimbursement systems help reduce health care expenditures.

Accepted Answer

A) True 
 B)False

Question 9

Germany's health care system can be best described as _______.

Accepted Answer

A)  national health insurance 
B)  socialized health insurance 
C)  managed competition 
D)  public contracting 
E)  pluralistic 
A)  national health insurance 
B)  socialized health insurance 
C)  managed competition 
D)  public contracting 
E)  pluralistic

Question 10

Market failure results from which of the following in the medical care market?

Accepted Answer

A)  Lack of fully informed consumers 
B)  Social equity 
C)  Externalities 
D)  All of the above 
E)  None of the above 
A)  Lack of fully informed consumers 
B)  Social equity 
C)  Externalities 
D)  All of the above 
E)  None of the above

Question 11

A variable payment reimbursement system with low out-of-pocket expenses carries a _______ of large amounts of medical services.

Accepted Answer

A)  High likelihood 
B)  Moderate likelihood 
C)  Low likelihood 
D)  Very low likelihood 
E)  None of the above. 
A)  High likelihood 
B)  Moderate likelihood 
C)  Low likelihood 
D)  Very low likelihood 
E)  None of the above.

Question 12

The two major types of public health insurance in the U.S. are _______,

Accepted Answer

A)  Blue Cross and Blue Shield 
B)  Blue Shield and Medicaid 
C)  Blue Cross and Medicare 
D)  Medicare and Blue Shield 
E)  Medicare and Medicaid 
A)  Blue Cross and Blue Shield 
B)  Blue Shield and Medicaid 
C)  Blue Cross and Medicare 
D)  Medicare and Blue Shield 
E)  Medicare and Medicaid

Question 13

Switzerland's health care system can be best described as _______.

Accepted Answer

A)  national health insurance 
B)  socialized health insurance 
C)  managed competition 
D)  public contracting 
E)  pluralistic 
A)  national health insurance 
B)  socialized health insurance 
C)  managed competition 
D)  public contracting 
E)  pluralistic

Question 14

Which of the following countries provides universal health insurance coverage?

Accepted Answer

A)  United States 
B)  Germany 
C)  Switzerland 
D)  United Kingdom 
E)  Canada 
A)  United States 
B)  Germany 
C)  Switzerland 
D)  United Kingdom 
E)  Canada

Question 15

The purchase of insurance eliminates the risk of financial loss for all parties.

Accepted Answer

A) True 
 B)False

Medical care providers in the U.S. are reimbursed through the use of _______.

Increased consumer copayment requirements may help to reduce health care expenditures.

_______ are typically the primary source of funding for medical care insurance provided by a government agency.

Which of the following refers to a situation where the health insurer reimburses 100% of the amount spent on medical services?

Non-distribution constraints prevent not-for-profit organizations from distributing profits to employees, managers, or company directors.

The majority of U.S. hospitals operate as non-profit organizations.

Not-for-profit firms rely on _______ for initial capital.

Fee-for-service reimbursement systems help reduce health care expenditures.

Germany's health care system can be best described as _______.

Market failure results from which of the following in the medical care market?

A variable payment reimbursement system with low out-of-pocket expenses carries a _______ of large amounts of medical services.

The two major types of public health insurance in the U.S. are _______,

Switzerland's health care system can be best described as _______.

Which of the following countries provides universal health insurance coverage?

The purchase of insurance eliminates the risk of financial loss for all parties.

Introduction

Health and Medical Care: an Economic Perspective

Cost and Benefit Analysis

The Demand for Medical Care

The Demand for Medical Insurance: Traditional and Managed Care Coverage

Medical Care Production and Costs

Structure, Conduct, Performance, and Market Analysis

Government, Health, and Medical Care

Government As Health Insurer

The Private Health Insurance Industry

The Physician Services Industry

The Hospital Services Industry

The Pharmaceutical Industry

The Long-Term Care Industry

Health Insurance Reform

Filters

Exam 4: Health Care Systems and Institutions

Medical care providers in the U.S. are reimbursed through the use of _______.

Increased consumer copayment requirements may help to reduce health care expenditures.

_______ are typically the primary source of funding for medical care insurance provided by a government agency.

Which of the following refers to a situation where the health insurer reimburses 100% of the amount spent on medical services?

Non-distribution constraints prevent not-for-profit organizations from distributing profits to employees, managers, or company directors.

The majority of U.S. hospitals operate as non-profit organizations.

Not-for-profit firms rely on _______ for initial capital.

Fee-for-service reimbursement systems help reduce health care expenditures.

Germany's health care system can be best described as _______.

Market failure results from which of the following in the medical care market?

A variable payment reimbursement system with low out-of-pocket expenses carries a _______ of large amounts of medical services.

The two major types of public health insurance in the U.S. are _______,

Switzerland's health care system can be best described as _______.

Which of the following countries provides universal health insurance coverage?

The purchase of insurance eliminates the risk of financial loss for all parties.

Introduction

Health and Medical Care: an Economic Perspective

Cost and Benefit Analysis

The Demand for Medical Care

The Demand for Medical Insurance: Traditional and Managed Care Coverage

Medical Care Production and Costs

Structure, Conduct, Performance, and Market Analysis

Government, Health, and Medical Care

Government As Health Insurer

The Private Health Insurance Industry

The Physician Services Industry

The Hospital Services Industry

The Pharmaceutical Industry

The Long-Term Care Industry

Health Insurance Reform

Filters