Question 1

The safest way to obtain new checks is to

Accepted Answer

A) have them mailed first class to your house. 
B) have them mailed first class to your work. 
C) have them sent via United Parcel Service. 
D) pick them up at the bank. 
A) have them mailed first class to your house. 
B) have them mailed first class to your work. 
C) have them sent via United Parcel Service. 
D) pick them up at the bank.

Question 2

The federal law that prohibits the denying of credit based on gender,age,race,natural origin,religion,or marital status is the ________.

Accepted Answer

Equal Cred

Question 3

Posing as an employee of a financial institution to obtain information for purposes of identity theft is an example of pretexting.

Accepted Answer

A) True 
 B)False

Question 4

Which of the following will not protect you from identity theft while on vacation?

Accepted Answer

A) Carry all credit cards,passports,and birth certificates with you 
B) Have your mail stopped 
C) Do not leave credit slips in restaurants 
D) Do not leave sensitive information in your hotel room when you are not there 
A) Carry all credit cards,passports,and birth certificates with you 
B) Have your mail stopped 
C) Do not leave credit slips in restaurants 
D) Do not leave sensitive information in your hotel room when you are not there

Question 5

The most important element in FICO credit scoring is your payment history.

Accepted Answer

A) True 
 B)False

Question 6

Credit scores in the 500-600 range will result in

Accepted Answer

A) lower interest rates. 
B) higher interest rates. 
C) automatic acceptance of your credit application. 
D) preferential treatment of your application. 
A) lower interest rates. 
B) higher interest rates. 
C) automatic acceptance of your credit application. 
D) preferential treatment of your application.

Question 7

For creating credit scores,credit bureaus rely on a model created by the Fair Isaac Corporation.

Accepted Answer

A) True 
 B)False

Question 8

Using e-mail messages from a legitimate source to obtain account information for the purpose of identity theft is referred to as

Accepted Answer

A) pharming. 
B) phishing. 
C) skimming. 
D) trolling. 
A) pharming. 
B) phishing. 
C) skimming. 
D) trolling.

Question 9

The item that receives the most weight in the FICO credit scoring system is

Accepted Answer

A) the amount of credit used each month. 
B) credit payment history. 
C) credit utilization. 
D) credit inquiries. 
A) the amount of credit used each month. 
B) credit payment history. 
C) credit utilization. 
D) credit inquiries.

Question 10

The safest way to order merchandise using a credit card is by

Accepted Answer

A) cell phone. 
B) computer. 
C) hand-held phone. 
D) land line phone. 
A) cell phone. 
B) computer. 
C) hand-held phone. 
D) land line phone.

Question 11

Which of the following is not a factor in the FICO credit scoring?

Accepted Answer

A) Credit utilization 
B) Length of relationship with creditors 
C) Marital status 
D) Number of inquiries 
A) Credit utilization 
B) Length of relationship with creditors 
C) Marital status 
D) Number of inquiries

The safest way to obtain new checks is to

The federal law that prohibits the denying of credit based on gender,age,race,natural origin,religion,or marital status is the ________.

Posing as an employee of a financial institution to obtain information for purposes of identity theft is an example of pretexting.

Which of the following will not protect you from identity theft while on vacation?

The most important element in FICO credit scoring is your payment history.

Credit scores in the 500-600 range will result in

For creating credit scores,credit bureaus rely on a model created by the Fair Isaac Corporation.

Using e-mail messages from a legitimate source to obtain account information for the purpose of identity theft is referred to as

The item that receives the most weight in the FICO credit scoring system is

The safest way to order merchandise using a credit card is by

Which of the following is not a factor in the FICO credit scoring?

Overview of a Financial Plan

Planning With Personal Financial Statements

Applying Time Value Concepts

Using Tax Concepts for Planning

Banking and Interest Rates

Managing Your Money

Managing Your Credit

Personal Loans

Purchasing and Financing a Home

Auto and Homeowners Insurance

Health and Disability Insurance

Life Insurance

Investing Fundamentals

Investing in Stocks

Investing in Bonds

Investing in Mutual Funds

Asset Allocation

Retirement Planning

Estate Planning

Integrating the Components of a Financial Plan

Filters

Exam 7: Assessing and Securing Your Credit

The safest way to obtain new checks is to

The federal law that prohibits the denying of credit based on gender,age,race,natural origin,religion,or marital status is the ________.

Posing as an employee of a financial institution to obtain information for purposes of identity theft is an example of pretexting.

Which of the following will not protect you from identity theft while on vacation?

The most important element in FICO credit scoring is your payment history.

Credit scores in the 500-600 range will result in

For creating credit scores,credit bureaus rely on a model created by the Fair Isaac Corporation.

Using e-mail messages from a legitimate source to obtain account information for the purpose of identity theft is referred to as

The item that receives the most weight in the FICO credit scoring system is

The safest way to order merchandise using a credit card is by

Which of the following is not a factor in the FICO credit scoring?

Overview of a Financial Plan

Planning With Personal Financial Statements

Applying Time Value Concepts

Using Tax Concepts for Planning

Banking and Interest Rates

Managing Your Money

Managing Your Credit

Personal Loans

Purchasing and Financing a Home

Auto and Homeowners Insurance

Health and Disability Insurance

Life Insurance

Investing Fundamentals

Investing in Stocks

Investing in Bonds

Investing in Mutual Funds

Asset Allocation

Retirement Planning

Estate Planning

Integrating the Components of a Financial Plan

Filters