Exam 12: Banking Industry: Structure and Competition

What country is given credit for the birth of the Eurodollar market?

Bank holding companies that rival money center banks in size,but are not located in money center cities are

A major difference between the United States and Japanese banking systems is that

Like the dual banking system for commercial banks,thrifts can have either ________ or ________ charters.

The driving force behind the securitization of mortgages and automobile loans has been

One of the concerns of increased bank consolidation is the reduction in community banks which could result in

The Second Bank of the United States was denied a new charter by

The decline in traditional banking internationally can be attributed to

Thrift institutions include

One factor contributing to the decline in cost advantages that banks once had is the

To eliminate the abuses of the state-chartered banks,the ________ created a new banking system of federally chartered banks,supervised by the ________.

Probably the most significant factor explaining the drastic drop in the number of bank failures since the Great Depression has been

Allowing bank branching across state lines gives banks greater ability to coordinate bank operations. This makes it easier for them to receive the benefits of

Banks have attempted to maintain adequate profit levels by

The legislation that effectively prohibited banks from branching across state lines and forced all national banks to conform to the branching regulations in the state in which they reside is the

A ________ is a subsidiary of a U.S.bank that is engaged primarily in international banking.

Thrift institutions importance as a source of funds for borrowers

Since 1974,commercial banks importance as a source of funds for nonfinancial borrowers

In a ________ banking system,commercial banks provide a full range of banking,securities,and insurance services,all within a single legal entity.

New computer technology has