Question 1

Health insurance providers in order of increasing management are

Accepted Answer

A) FFS,PPO,HMO 
B) PPO,FFS,HMO 
C) FFS,HMO,PPO 
D) PPO,HMO,FFS 
A) FFS,PPO,HMO 
B) PPO,FFS,HMO 
C) FFS,HMO,PPO 
D) PPO,HMO,FFS A

Question 2

Insurance plans that seek to reduce the moral hazard problem include

Accepted Answer

A) HMOs 
B) Low co-insurance rate plan 
C) Both a and b 
D) Neither a nor b 
A) HMOs 
B) Low co-insurance rate plan 
C) Both a and b 
D) Neither a nor b C

Question 3

Which of the following policies was not a cost-containment policy?

Accepted Answer

A) Increasing the Medicare payroll tax 
B) Using price controls 
C) Mandating the use of Certificate of Need (CON)on hospital capital 
D) Decreasing physician reimbursement 
E) All of the above 
A) Increasing the Medicare payroll tax 
B) Using price controls 
C) Mandating the use of Certificate of Need (CON)on hospital capital 
D) Decreasing physician reimbursement 
E) All of the above E

Question 4

________ enrollees are the _______ price-sensitive,and they continue to purchase plans with the ______ premiums

Accepted Answer

A) FFS;most;highest 
B) FFS;least;highest 
C) HMO;most;highest 
D) HMO;least;lowest 
A) FFS;most;highest 
B) FFS;least;highest 
C) HMO;most;highest 
D) HMO;least;lowest

Question 5

Compare the quality difference in care between HMOs and traditional health insurance.

Accepted Answer

HMOs consistently performed better than

Question 6

Which of the following is not true about health insurance?

Accepted Answer

A) Has driven up the cost of health care. 
B) Creates a moral hazard problem for many people. 
C) Makes demand for health care more elastic. 
D) Is a means of dealing with the uncertainty that surrounds health care. 
A) Has driven up the cost of health care. 
B) Creates a moral hazard problem for many people. 
C) Makes demand for health care more elastic. 
D) Is a means of dealing with the uncertainty that surrounds health care.

Question 7

Since 1975,which type of health insurance had the greatest increase in expenditures?

Accepted Answer

A) Medicare 
B) Medicaid 
C) Private insurance 
D) All grew by the same amount 
A) Medicare 
B) Medicaid 
C) Private insurance 
D) All grew by the same amount

Question 8

Tax exemption of health insurance leads to _________ market distortion._________ health insurance choices leads to _________ market distortion.

Accepted Answer

A) More;More;more 
B) More;More;less 
C) Less;Less;less 
D) More;More;more. 
E) None of the above 
A) More;More;more 
B) More;More;less 
C) Less;Less;less 
D) More;More;more. 
E) None of the above

Question 9

What does the Rand HMO experiment tell us about the effect of HMOs on hospitalized utilization?

Accepted Answer

The Rand HMO experiment random

Question 10

Which of the following reduce price competition?

Accepted Answer

A) Hospital consolidation 
B) Price regulation 
C) State regulation 
D) None of the above 
E) All of the above 
A) Hospital consolidation 
B) Price regulation 
C) State regulation 
D) None of the above 
E) All of the above

Question 11

The increased supply of physicians was most aided by

Accepted Answer

A) The increased use of health insurance 
B) The Health Professions Educational Assistance Act (HPE
A)  
C) The immigration of foreign medical graduates 
D) The rise in physician incomes 
A) The increased use of health insurance 
B) The Health Professions Educational Assistance Act (HPE
A)  
C) The immigration of foreign medical graduates 
D) The rise in physician incomes

Question 12

The failure of capitation payments is due to

Accepted Answer

A) Providers' inability to access risk 
B) Providers' inability;risk-adjustment claims to insurers 
C) Conflict with respect to the method;specialists of payment between primary care physicians and specialist. 
D) All of the above 
E) None of the above 
A) Providers' inability to access risk 
B) Providers' inability;risk-adjustment claims to insurers 
C) Conflict with respect to the method;specialists of payment between primary care physicians and specialist. 
D) All of the above 
E) None of the above

Question 13

Explain how the lack of information to patients about plans and physicians leads to more market distortions.

Accepted Answer

Lack of information on how good a substi

Question 14

Which reimbursement mechanisms encourage over-servicing by doctors?

Accepted Answer

A) Fee For Service 
B) Capitation 
C) Neither a nor b 
D) Both a and b 
A) Fee For Service 
B) Capitation 
C) Neither a nor b 
D) Both a and b

Question 15

Certificate of Need

Accepted Answer

A) Forced hospitals to gain government approval before commencing capital improvements 
B) Caused medical care expenditures to increase 
C) Both a and b 
D) Neither a nor b 
A) Forced hospitals to gain government approval before commencing capital improvements 
B) Caused medical care expenditures to increase 
C) Both a and b 
D) Neither a nor b

Question 16

__________ place the incentive to reduce cost on the __________

Accepted Answer

A) PPO;provider 
B) POS;provider 
C) FFS;provider 
D) PPO;consumer 
A) PPO;provider 
B) POS;provider 
C) FFS;provider 
D) PPO;consumer

Question 17

Why didn't HMOs grow in the 1960s and 1970s?

Accepted Answer

A) They were relatively inefficient versus fee for service providers 
B) There existed little demand for HMO services 
C) State and county medical boards denied HMO access to hospitals 
D) All of the above 
E) None of the above 
A) They were relatively inefficient versus fee for service providers 
B) There existed little demand for HMO services 
C) State and county medical boards denied HMO access to hospitals 
D) All of the above 
E) None of the above

Question 18

What does the RAND HMO experiment conclude about the differences in FFS and HMO hospital admissions?

Accepted Answer

A) HMOs are more risk selective than FFS 
B) HMOs are less risk selective than FFS 
C) HMOs provide a better incentive to reduce admission rates than FFS 
D) HMOs provide a better incentive to increase admission rates than FFS. 
A) HMOs are more risk selective than FFS 
B) HMOs are less risk selective than FFS 
C) HMOs provide a better incentive to reduce admission rates than FFS 
D) HMOs provide a better incentive to increase admission rates than FFS.

Question 19

Explain how the new payment system for hospitals instituted by the National Health Services of Britain affected hospital stay length,expenditures,and mortality.

Accepted Answer

The payment system changed the decision-

Question 20

Describe the advantages and disadvantages of capitation payments.

Accepted Answer

Capitation payments give providers a fix

Health insurance providers in order of increasing management are

Insurance plans that seek to reduce the moral hazard problem include

Which of the following policies was not a cost-containment policy?

____ enrollees are the _ price-sensitive,and they continue to purchase plans with the ____ premiums

Compare the quality difference in care between HMOs and traditional health insurance.

Which of the following is not true about health insurance?

Since 1975,which type of health insurance had the greatest increase in expenditures?

Tax exemption of health insurance leads to _____ market distortion._ health insurance choices leads to _____ market distortion.

What does the Rand HMO experiment tell us about the effect of HMOs on hospitalized utilization?

Which of the following reduce price competition?

The increased supply of physicians was most aided by

The failure of capitation payments is due to

Explain how the lack of information to patients about plans and physicians leads to more market distortions.

Which reimbursement mechanisms encourage over-servicing by doctors?

Certificate of Need

place the incentive to reduce cost on the

Why didn't HMOs grow in the 1960s and 1970s?

What does the RAND HMO experiment conclude about the differences in FFS and HMO hospital admissions?

Explain how the new payment system for hospitals instituted by the National Health Services of Britain affected hospital stay length,expenditures,and mortality.

Describe the advantages and disadvantages of capitation payments.

An Introduction to the Economics of Medical Care

The Role of Government in Health and Medical Care

Health Policy and the Legislative Marketplace

The Production of Health: the Impact of Medical Services on Health

An Overview of the Medical Care Sector

The Demand for Medical Care

The Demand for Health Insurance

The Supply of Medical Care: an Overview

The Market for Health Insurance: Its Performance and Structure

The Physician Services Market

The Market for Hospital Services

The Pharmaceutical Industry

Health Manpower Shortages and Surpluses: Definitions, measurement, and Policies

The Market for Physician Manpower

The Market for Medical Education: Equity and Efficiency

The Market for Registered Nurses

National Health Insurance: an Approach to the Redistribution of Medical Care

Filters

Exam 9: Market Competition in Medical Care

Health insurance providers in order of increasing management are

Insurance plans that seek to reduce the moral hazard problem include

Which of the following policies was not a cost-containment policy?

________ enrollees are the _______ price-sensitive,and they continue to purchase plans with the ______ premiums

Compare the quality difference in care between HMOs and traditional health insurance.

Which of the following is not true about health insurance?

Since 1975,which type of health insurance had the greatest increase in expenditures?

Tax exemption of health insurance leads to _________ market distortion._________ health insurance choices leads to _________ market distortion.

What does the Rand HMO experiment tell us about the effect of HMOs on hospitalized utilization?

Which of the following reduce price competition?

The increased supply of physicians was most aided by

The failure of capitation payments is due to

Explain how the lack of information to patients about plans and physicians leads to more market distortions.

Which reimbursement mechanisms encourage over-servicing by doctors?

Certificate of Need

__________ place the incentive to reduce cost on the __________

Why didn't HMOs grow in the 1960s and 1970s?

What does the RAND HMO experiment conclude about the differences in FFS and HMO hospital admissions?

Explain how the new payment system for hospitals instituted by the National Health Services of Britain affected hospital stay length,expenditures,and mortality.

Describe the advantages and disadvantages of capitation payments.

An Introduction to the Economics of Medical Care

The Role of Government in Health and Medical Care

Health Policy and the Legislative Marketplace

The Production of Health: the Impact of Medical Services on Health

An Overview of the Medical Care Sector

The Demand for Medical Care

The Demand for Health Insurance

The Supply of Medical Care: an Overview

The Market for Health Insurance: Its Performance and Structure

The Physician Services Market

The Market for Hospital Services

The Pharmaceutical Industry

Health Manpower Shortages and Surpluses: Definitions, measurement, and Policies

The Market for Physician Manpower

The Market for Medical Education: Equity and Efficiency

The Market for Registered Nurses

National Health Insurance: an Approach to the Redistribution of Medical Care

Filters

____ enrollees are the _ price-sensitive,and they continue to purchase plans with the ____ premiums

Tax exemption of health insurance leads to _____ market distortion._ health insurance choices leads to _____ market distortion.

place the incentive to reduce cost on the