Question 1

Supplemental Security Income (SSI)

Accepted Answer

A)  provides a minimum income for elders, the blind, and the disabled. 
B)  does not vary by state. 
C)  eligibility is based solely on income, not assets. 
D)  allows for special circumstances, such as illness of a spouse. 
A)  provides a minimum income for elders, the blind, and the disabled. 
B)  does not vary by state. 
C)  eligibility is based solely on income, not assets. 
D)  allows for special circumstances, such as illness of a spouse.

Question 2

Which of the following are covered by Medicare?

Accepted Answer

A)  dental care 
B)  eyeglasses 
C)  hearing aids 
D)  acute hospital care 
A)  dental care 
B)  eyeglasses 
C)  hearing aids 
D)  acute hospital care

Question 3

About twenty-five percent of the nation's hospitals have "boarder elderly" who

Accepted Answer

A)  remain in hospitals because they cannot find affordable nursing home accommodations. 
B)  suffer from chronic illnesses that require more intensive care than nursing homes can provide. 
C)  elderly hypochondriacs who are not really sick but think they are. 
D)  elderly patients who return to the hospital frequently for treatment of acute conditions, such as flu and pneumonia. 
A)  remain in hospitals because they cannot find affordable nursing home accommodations. 
B)  suffer from chronic illnesses that require more intensive care than nursing homes can provide. 
C)  elderly hypochondriacs who are not really sick but think they are. 
D)  elderly patients who return to the hospital frequently for treatment of acute conditions, such as flu and pneumonia.

Question 4

Which of the following is a factor that contributes to inadequate pension benefits?

Accepted Answer

A)  leaving a job before 30 years of service and job changes 
B)  involuntary job interruptions, such as layoffs 
C)  gender 
D)  age 
A)  leaving a job before 30 years of service and job changes 
B)  involuntary job interruptions, such as layoffs 
C)  gender 
D)  age

Question 5

The United States was the first nation to introduce a major public system of social insurance against old-age dependence.

Accepted Answer

A) True 
 B)False

Question 6

" Prisoners of paradise" is a label applied to elders in California

Accepted Answer

A)  who have obtained reverse mortgages. 
B)  who have purchased single-family homes in retirement communities. 
C)  whose rent has escalated. 
D)  who purchase homes in areas at high-risk for hurricanes. 
A)  who have obtained reverse mortgages. 
B)  who have purchased single-family homes in retirement communities. 
C)  whose rent has escalated. 
D)  who purchase homes in areas at high-risk for hurricanes.

Question 7

Under the Social Security law,to receive her husband's benefits a woman must have been married to him at least

Accepted Answer

A)  5 years. 
B)  10 years. 
C)  15 years. 
D)  20 years. 
A)  5 years. 
B)  10 years. 
C)  15 years. 
D)  20 years.

Question 8

Elders spend about ________ percent of the money used for health care.

Accepted Answer

A)  15 to 20 
B)  20 to 25 
C)  25 to 30 
D)  30 to 40 
E)  40 to 50 
A)  15 to 20 
B)  20 to 25 
C)  25 to 30 
D)  30 to 40 
E)  40 to 50

Question 9

In the early 1900s ,elders tended to invest in saving accounts,bonds,and stocks,which were profitable until the recession hit and lowered the interest rates.

Accepted Answer

A) True 
 B)False

Question 10

In a reverse mortgage,the borrower

Accepted Answer

A)  pays only interest, not principle, for the years of the loan. 
B)  increases indebtness while drawing down the equity in the home. 
C)  makes smaller interest payments in the last years of the loan. 
D)  makes a lump sum payment to pay off the loan. 
A)  pays only interest, not principle, for the years of the loan. 
B)  increases indebtness while drawing down the equity in the home. 
C)  makes smaller interest payments in the last years of the loan. 
D)  makes a lump sum payment to pay off the loan.

Question 11

The idea of privatizing Social Security would

Accepted Answer

A)  make payments towards retirement optional. 
B)  invest mandatory payments into the stock market. 
C)  allow workers to invest their Social Security taxes into a self-employed business. 
D)  put mandatory payments into a savings account with a private banking institution. 
A)  make payments towards retirement optional. 
B)  invest mandatory payments into the stock market. 
C)  allow workers to invest their Social Security taxes into a self-employed business. 
D)  put mandatory payments into a savings account with a private banking institution.

Question 12

It is projected that by the middle of this century,non-Hispanic whites will constitute about 67% of the older population.

Accepted Answer

A) True 
 B)False

Question 13

All of the following are changes that have been made to help restore the fiscal health of the Social Security system EXCEPT

Accepted Answer

A)  Social Security tax rates have increased. 
B)  The earliest eligibility age (for early retirees) has been increased. 
C)  The percent reduction for early retirees has been increased. 
D)  The eligibility age for full benefits has been gradually increased. 
A)  Social Security tax rates have increased. 
B)  The earliest eligibility age (for early retirees) has been increased. 
C)  The percent reduction for early retirees has been increased. 
D)  The eligibility age for full benefits has been gradually increased.

Question 14

In the _________ model of medical service,a Medicare beneficiary can visit any doctor specified in the health care network or a doctor outside of the network for an additional cost.

Accepted Answer

A)  fee-for-service 
B)  Health Maintenance Organization (HMO) 
C)  Preferred Provider Organization (PPO) 
D)  Provider-Sponsored Organization (PSO) 
A)  fee-for-service 
B)  Health Maintenance Organization (HMO) 
C)  Preferred Provider Organization (PPO) 
D)  Provider-Sponsored Organization (PSO)

Question 15

Which of the following is LEAST likely to be an issue for urban older adults according to your text?

Accepted Answer

A)  pollution 
B)  transportation 
C)  housing 
D)  animal control 
A)  pollution 
B)  transportation 
C)  housing 
D)  animal control

Question 16

Problems of unequal access of people in worsening health have been found in the _________ model of medical service.

Accepted Answer

A)  fee-for-service 
B)  Health Maintenance Organization (HMO) 
C)  Preferred Provider Organization (PPO) 
D)  Provider-Sponsored Organization (PSO) 
A)  fee-for-service 
B)  Health Maintenance Organization (HMO) 
C)  Preferred Provider Organization (PPO) 
D)  Provider-Sponsored Organization (PSO)

Question 17

An income tax levied on higher income Social Security beneficiaries affects the more well-to-do who invest in dividend stocks.

Accepted Answer

A) True 
 B)False

Question 18

Congress established Medicare to pay for

Accepted Answer

A)  most of the medical expenses due to long term, chronic conditions. 
B)  all of the cost of preventive health care checkups. 
C)  a portion of medical expenses due to the most serious illnesses. 
D)  all medical expenses of the elderly, blind, and disabled. 
A)  most of the medical expenses due to long term, chronic conditions. 
B)  all of the cost of preventive health care checkups. 
C)  a portion of medical expenses due to the most serious illnesses. 
D)  all medical expenses of the elderly, blind, and disabled.

Question 19

Aging has been considered to be a dimensional phenomenon,

Accepted Answer

A) True 
 B)False

Question 20

Social Security began in

Accepted Answer

A)  1920 to provide income for elderly farmers who could no longer work their farms. 
B)  1935 to counteract the effects of the Great Depression. 
C)  1945 to guarantee income for elderly war veterans. 
D)  1972 to provide income for elderly widows. 
A)  1920 to provide income for elderly farmers who could no longer work their farms. 
B)  1935 to counteract the effects of the Great Depression. 
C)  1945 to guarantee income for elderly war veterans. 
D)  1972 to provide income for elderly widows.

Supplemental Security Income (SSI)

Which of the following are covered by Medicare?

About twenty-five percent of the nation's hospitals have "boarder elderly" who

Which of the following is a factor that contributes to inadequate pension benefits?

The United States was the first nation to introduce a major public system of social insurance against old-age dependence.

" Prisoners of paradise" is a label applied to elders in California

Under the Social Security law,to receive her husband's benefits a woman must have been married to him at least

Elders spend about ________ percent of the money used for health care.

In the early 1900s ,elders tended to invest in saving accounts,bonds,and stocks,which were profitable until the recession hit and lowered the interest rates.

In a reverse mortgage,the borrower

The idea of privatizing Social Security would

It is projected that by the middle of this century,non-Hispanic whites will constitute about 67% of the older population.

All of the following are changes that have been made to help restore the fiscal health of the Social Security system EXCEPT

In the _________ model of medical service,a Medicare beneficiary can visit any doctor specified in the health care network or a doctor outside of the network for an additional cost.

Which of the following is LEAST likely to be an issue for urban older adults according to your text?

Problems of unequal access of people in worsening health have been found in the _________ model of medical service.

An income tax levied on higher income Social Security beneficiaries affects the more well-to-do who invest in dividend stocks.

Congress established Medicare to pay for

Aging has been considered to be a dimensional phenomenon,

Social Security began in

Aging in America

Stereotypes and Images

Social and Psychological Theories in Later Life Development

Physical Health and Well Being

Mental Health

Friends,family,and Community

Intimacy and Sexuality

Work and Leisure

Living Environments

The Oldest Old and Caregiving

Special Problems

Women and Ethnic Groups

Death and Dying

Politics, policies, and Programs

Filters

Exam 9: Finances and Lifestyles

Supplemental Security Income (SSI)

Which of the following are covered by Medicare?

About twenty-five percent of the nation's hospitals have "boarder elderly" who

Which of the following is a factor that contributes to inadequate pension benefits?

The United States was the first nation to introduce a major public system of social insurance against old-age dependence.

" Prisoners of paradise" is a label applied to elders in California

Under the Social Security law,to receive her husband's benefits a woman must have been married to him at least

Elders spend about ________ percent of the money used for health care.

In the early 1900s ,elders tended to invest in saving accounts,bonds,and stocks,which were profitable until the recession hit and lowered the interest rates.

In a reverse mortgage,the borrower

The idea of privatizing Social Security would

It is projected that by the middle of this century,non-Hispanic whites will constitute about 67% of the older population.

All of the following are changes that have been made to help restore the fiscal health of the Social Security system EXCEPT

In the _________ model of medical service,a Medicare beneficiary can visit any doctor specified in the health care network or a doctor outside of the network for an additional cost.

Which of the following is LEAST likely to be an issue for urban older adults according to your text?

Problems of unequal access of people in worsening health have been found in the _________ model of medical service.

An income tax levied on higher income Social Security beneficiaries affects the more well-to-do who invest in dividend stocks.

Congress established Medicare to pay for

Aging has been considered to be a dimensional phenomenon,

Social Security began in

Aging in America

Stereotypes and Images

Social and Psychological Theories in Later Life Development

Physical Health and Well Being

Mental Health

Friends,family,and Community

Intimacy and Sexuality

Work and Leisure

Living Environments

The Oldest Old and Caregiving

Special Problems

Women and Ethnic Groups

Death and Dying

Politics, policies, and Programs

Filters