Exam 19: Consumer Protection

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The Food Quality Protection Act expanded FDA jurisdiction to:

(Multiple Choice)
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If a violation of the Equal Credit Opportunity Act occurs the consumer can sue the creditor for:

(Multiple Choice)
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The Fair Debt Collection Practices Act applies to:

(Multiple Choice)
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For a complaint proposed to the five commissioners by an FTC staff member to be officially issued:

(Multiple Choice)
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Under the Equal Credit Opportunity Act, lenders can:

(Multiple Choice)
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In Chuway v. National Action Financial Services, where Chuway sued a debt collector for violating the Fair Debt Collection Practices Act by having unclear language in a collection letter, the appeals court held that the law had been violated for failure to use precise language in the letter.

(True/False)
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The FTC deception policy holds that failure to reveal certain information may be found to be deceptive.

(True/False)
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Under the FTC's Mail-Order Rule:

(Multiple Choice)
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A major enforcement agency of the Fair Credit Billing Act is:

(Multiple Choice)
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Once the FDA approves a drug for the market, it has no further power to control the sale of that drug except to issue public warnings.

(True/False)
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Federal regulation of the relationship between consumers and creditors is based on an umbrella law that contains many credit laws:

(Multiple Choice)
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The primary concern of the Fair and Accurate Credit Transaction Act is to:

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The FDA requires nutrition labels only on canned or bottled foods sold to the public.

(True/False)
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The Nutrition Labeling and Education Act applies:

(Multiple Choice)
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Which of the following does not conform to FDA standards for food labels:

(Multiple Choice)
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The Food Additives Amendment to the Food, Drug and Cosmetic Act is known as:

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Which of the following is a part of the FTC's policy about advertising:

(Multiple Choice)
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The Consumer Leasing Act does not apply to leases for:

(Multiple Choice)
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Applicants who want to sell a drug in the U.S. market must:

(Multiple Choice)
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The 1962 Kefauver Amendment to the Food and Drug Act gave the FDA authority for the first time to:

(Multiple Choice)
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