Exam 2: Health: Disability

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Sarah has contracted the roundworm trichinella spiralis from eating undercooked pork. The larvae cysts have invaded her muscles, including the brain and lungs. Because the cysts can remain viable for years she will continue to have muscle weakness and pain. The cysts in her brain have encephalitis which prevents her from being able to hold down a regular job and confines her to the house while she is medically treated. This type of disability is referred to as:

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What is disability income insurance?

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What is the purpose of the lifetime benefit option?

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What is the elimination period?

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Disability is defined in two separate ways. Which one of these is more beneficial to the insured?

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