Question 1

Compared to defined benefit (DB) retirement pension plans,defined contribution (DC) pension plans ____________________.

Accepted Answer

A) are more portable 
B) are more difficult for the worker to control 
C) require a certain number of years of service with the company or organization 
D) place the burden on the employer,or company,to provide lifetime benefits for retired employees 
A) are more portable 
B) are more difficult for the worker to control 
C) require a certain number of years of service with the company or organization 
D) place the burden on the employer,or company,to provide lifetime benefits for retired employees A

Question 2

Which of the following is true about Social Security retirement benefits?

Accepted Answer

A) Retired workers can get full benefits,or monthly payments,at the age of 59½. 
B) Retired workers can count on Social Security benefits to provide for all their financial needs. 
C) If one member of a married couple dies,the other member loses all Social Security benefits if he or she never worked at a paid job. 
D) None of the above. 
A) Retired workers can get full benefits,or monthly payments,at the age of 59½. 
B) Retired workers can count on Social Security benefits to provide for all their financial needs. 
C) If one member of a married couple dies,the other member loses all Social Security benefits if he or she never worked at a paid job. 
D) None of the above. D

Question 3

What factors are likely to make for happiness and satisfaction in retirement?

Accepted Answer

One factor important for satisfaction in retirement is being in good health.Also,individuals who retire because they choose to do so and have plans to retire rather than being forced to do so is another important factor.In addition,married couples may be happiest if both members of the pair retire at the same time.

Question 4

The busy ethic refers to the __________________.

Accepted Answer

A) efforts of social workers to provide as many programs and activities as possible for the benefit of frail older adults 
B) recent trend for older adults to hold down two paying jobs in order to make ends meet 
C) tendency of many older adults to engage in stock market "day trading" using their home computers 
D) need people have to keep or feel busy and active in retirement 
A) efforts of social workers to provide as many programs and activities as possible for the benefit of frail older adults 
B) recent trend for older adults to hold down two paying jobs in order to make ends meet 
C) tendency of many older adults to engage in stock market "day trading" using their home computers 
D) need people have to keep or feel busy and active in retirement

Question 5

Which of the following best describes Riley's definition of an age-integrated society?

Accepted Answer

A) Young adults concentrate on the education role,middle-aged adults on the work role,and older adults on the leisure role. 
B) Young,middle-aged,and older adults all participate equally in the three roles of education,work,and leisure. 
C) Older adults are discouraged from retiring until they can no longer work full-time due to physical disability. 
D) People are required to work part-time while still in school and they must retire by the age of 62. 
A) Young adults concentrate on the education role,middle-aged adults on the work role,and older adults on the leisure role. 
B) Young,middle-aged,and older adults all participate equally in the three roles of education,work,and leisure. 
C) Older adults are discouraged from retiring until they can no longer work full-time due to physical disability. 
D) People are required to work part-time while still in school and they must retire by the age of 62.

Question 6

The most recent version of the Age Discrimination in Employment Act (ADEA) ____________.

Accepted Answer

A) only covers hiring practices 
B) does not apply to companies with fewer than 20 employees 
C) only applies to demotion and termination of employees 
D) applies to workers between the ages of 40 and 65 
A) only covers hiring practices 
B) does not apply to companies with fewer than 20 employees 
C) only applies to demotion and termination of employees 
D) applies to workers between the ages of 40 and 65

Question 7

Based on what we know today,the median age of retirement of American workers is likely to _________.

Accepted Answer

A) increase 
B) decrease 
C) stay the same 
A) increase 
B) decrease 
C) stay the same

Question 8

Which of the following workers is most likely to plan for retirement ahead of time?

Accepted Answer

A) A married man who works for a large company 
B) An unmarried woman 
C) A man who is self-employed 
D) A married woman who has been in and out of the paid labor force 
A) A married man who works for a large company 
B) An unmarried woman 
C) A man who is self-employed 
D) A married woman who has been in and out of the paid labor force

Question 9

Which of the following would be most reliant on income from Social Security benefits for retirement income?

Accepted Answer

A) European American single men 
B) European American widowed women 
C) African American single women 
D) All of the above would be equally reliant on income from Social Security benefits when they retire. 
A) European American single men 
B) European American widowed women 
C) African American single women 
D) All of the above would be equally reliant on income from Social Security benefits when they retire.

Question 10

Compared to men who retire,women who retire ________________,

Accepted Answer

A) receive higher pension benefits 
B) receive the same level of pension benefits 
C) receive lower pension benefits 
D) never receive any pension benefits 
A) receive higher pension benefits 
B) receive the same level of pension benefits 
C) receive lower pension benefits 
D) never receive any pension benefits

Question 11

Which of the following is the most accurate order in the phases of retirement?

Accepted Answer

A) Termination,disenchantment,honeymoon 
B) Reorientation,honeymoon,disenchantment 
C) Honeymoon,disenchantment,reorientation 
D) Stability,disenchantment,termination 
A) Termination,disenchantment,honeymoon 
B) Reorientation,honeymoon,disenchantment 
C) Honeymoon,disenchantment,reorientation 
D) Stability,disenchantment,termination

Question 12

Age discrimination is most difficult to detect when it comes to ______.

Accepted Answer

A) hiring older workers 
B) terminating older workers 
C) promoting older workers 
D) demoting older workers 
A) hiring older workers 
B) terminating older workers 
C) promoting older workers 
D) demoting older workers

Question 13

Compared with younger workers,older workers are often considered to be __________.

Accepted Answer

A) more reliable 
B) less dependable 
C) quicker to learn 
D) less satisfied with their jobs 
A) more reliable 
B) less dependable 
C) quicker to learn 
D) less satisfied with their jobs

Question 14

What is the difference between an age-integrated living environment and an age-segregated living environment? Give an example of each.

Accepted Answer

Age-integrated living environments are h

Question 15

Describe what is meant by "aging in place."

Accepted Answer

"Aging in place" refers to older adults

Question 16

Compared with their evaluations of young workers,supervisors are most likely to give an older worker a negative job evaluation when ________________.

Accepted Answer

A) they have limited information about their employees 
B) the other workers in the company are young 
C) Both a and b 
D) Neither a nor b 
A) they have limited information about their employees 
B) the other workers in the company are young 
C) Both a and b 
D) Neither a nor b

Question 17

Nursing homes ____________________________.

Accepted Answer

A) are more closely regulated than any other age-segregated living environment 
B) may be paid for on a short-term basis by Medicare under some circumstances 
C) may be paid for by Medicaid if residents fall below a certain income and have limited assets 
D) All of the above 
A) are more closely regulated than any other age-segregated living environment 
B) may be paid for on a short-term basis by Medicare under some circumstances 
C) may be paid for by Medicaid if residents fall below a certain income and have limited assets 
D) All of the above

Question 18

Abraham and Hansson studied the strategies older workers say they would use to cope with any age-related losses in order to maintain their job performance.Older workers in their study said that they would try _______________.

Accepted Answer

A) to do as many tasks at one time as they can do to demonstrate their competency 
B) to downplay their deficiencies to others 
C) not to delegate any tasks to other people unless it becomes absolutely necessary 
D) not to take credit for any of their accomplishments to their boss and co-workers 
A) to do as many tasks at one time as they can do to demonstrate their competency 
B) to downplay their deficiencies to others 
C) not to delegate any tasks to other people unless it becomes absolutely necessary 
D) not to take credit for any of their accomplishments to their boss and co-workers

Question 19

Retirement is least likely to have negative consequences when individuals _____________.

Accepted Answer

A) retire because of poor health 
B) retire because of downsizing at their place of employment 
C) choose to retire at a stage of life typical for their culture 
D) retire in order to take care of a family member who needs help 
A) retire because of poor health 
B) retire because of downsizing at their place of employment 
C) choose to retire at a stage of life typical for their culture 
D) retire in order to take care of a family member who needs help

Question 20

What are the advantages and disadvantages of defined contribution (DC) retirement plans?

Accepted Answer

Employees with DC plans do not have to w

Compared to defined benefit (DB) retirement pension plans,defined contribution (DC) pension plans ____________________.

Which of the following is true about Social Security retirement benefits?

What factors are likely to make for happiness and satisfaction in retirement?

The busy ethic refers to the __________________.

Which of the following best describes Riley's definition of an age-integrated society?

The most recent version of the Age Discrimination in Employment Act (ADEA) ____________.

Based on what we know today,the median age of retirement of American workers is likely to _________.

Which of the following workers is most likely to plan for retirement ahead of time?

Which of the following would be most reliant on income from Social Security benefits for retirement income?

Compared to men who retire,women who retire ________________,

Which of the following is the most accurate order in the phases of retirement?

Age discrimination is most difficult to detect when it comes to ______.

Compared with younger workers,older workers are often considered to be __________.

What is the difference between an age-integrated living environment and an age-segregated living environment? Give an example of each.

Describe what is meant by "aging in place."

Compared with their evaluations of young workers,supervisors are most likely to give an older worker a negative job evaluation when ________________.

Nursing homes ____________________________.

Abraham and Hansson studied the strategies older workers say they would use to cope with any age-related losses in order to maintain their job performance.Older workers in their study said that they would try _______________.

Retirement is least likely to have negative consequences when individuals _____________.

What are the advantages and disadvantages of defined contribution (DC) retirement plans?

Introduction to Aging and Older Adulthood

Theory and Method in Studying Aging and Older Adulthood

Biological Aging and Health

Sensation, Perception, and Attention

Memory

Intellectual Functioning

Cognition and Problem Solving in the Everyday World

Personality and Coping

Social Interaction and Social Ties

Mental Health, Psychopathology, and Therapy

Coping With Death, Dying, and Bereavement

Looking Ahead: Aging in the Future

Filters

Exam 10: Employment, Retirement, and Living Arrangements

Compared to defined benefit (DB) retirement pension plans,defined contribution (DC) pension plans ____________________.

Which of the following is true about Social Security retirement benefits?

What factors are likely to make for happiness and satisfaction in retirement?

The busy ethic refers to the __________________.

Which of the following best describes Riley's definition of an age-integrated society?

The most recent version of the Age Discrimination in Employment Act (ADEA) ____________.

Based on what we know today,the median age of retirement of American workers is likely to _________.

Which of the following workers is most likely to plan for retirement ahead of time?

Which of the following would be most reliant on income from Social Security benefits for retirement income?

Compared to men who retire,women who retire ________________,

Which of the following is the most accurate order in the phases of retirement?

Age discrimination is most difficult to detect when it comes to ______.

Compared with younger workers,older workers are often considered to be __________.

What is the difference between an age-integrated living environment and an age-segregated living environment? Give an example of each.

Describe what is meant by "aging in place."

Compared with their evaluations of young workers,supervisors are most likely to give an older worker a negative job evaluation when ________________.

Nursing homes ____________________________.

Abraham and Hansson studied the strategies older workers say they would use to cope with any age-related losses in order to maintain their job performance.Older workers in their study said that they would try _______________.

Retirement is least likely to have negative consequences when individuals _____________.

What are the advantages and disadvantages of defined contribution (DC) retirement plans?

Introduction to Aging and Older Adulthood

Theory and Method in Studying Aging and Older Adulthood

Biological Aging and Health

Sensation, Perception, and Attention

Memory

Intellectual Functioning

Cognition and Problem Solving in the Everyday World

Personality and Coping

Social Interaction and Social Ties

Mental Health, Psychopathology, and Therapy

Coping With Death, Dying, and Bereavement

Looking Ahead: Aging in the Future

Filters