Exam 11: Health,disability,and Long-Term Care Insurance

Disability income insurance is probably the least neglected form of available insurance protection.

Which of the following is not a source of disability income?

Jose Gonzales is purchasing disability income insurance.He should aim for a benefit amount that,when added to other income,will equal ________ percent of his gross pay.

A hospital indemnity policy pays benefits directly to the hospital only when you are hospitalized.

Sophie Bennett must pay $500 for doctor's visits each year before her insurance company will make any payments for doctor's visits.What is this requirement called?

Home health care does not include:

Name the five basic types of health insurance?

The Affordable Health Act of 2010 requires new health plans to allow young people to remain on their parents' insurance policy until what age?

Medicare was never intended to pay all medical costs.

To qualify for disability income under Social Security,you must be totally disabled for ________ months or more,and you must be unable to do any work.

A recent industry survey estimated that ________ percent of employed Americans are enrolled in some form of managed care.

The two best-known sources of government health insurance are Medicare and Medicaid.

People are more likely to lose their incomes due to ________ than death.

Medicare supplement insurance is a government-sponsored program.

Which one of the following is a source of government health insurance that is administered by each state?

Very few group health insurance policies have a coordination of benefits provision.

Physician expense insurance coverage excludes which of the following:

Which type of health insurance plan may not provide benefits for the major portion of your medical care bills?

Medicare medical insurance helps pay for:

Which one of the following is a correct statement about the administrative costs of the health care system in the U.S.?