Exam 1: The Origins of Health Insurance

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The out-of-pocket expense that patients must pay before insurers begin paying benefits is called a/an ____________________.

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The new healthcare reform laws make it more difficult for Americans to qualify for state Medicaid programs.

(True/False)
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Under HIPAA,employees who quit their jobs or are laid off can extend their group healthcare coverage for up to 5 years.

(True/False)
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Factors listed in the text that drive healthcare issues include all of the following except:

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The business of protecting,through legal means,a person or property against loss or harm is referred to as:

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In the United States,the "birth" of health insurance occurred in:

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The transformation of health insurance from what it was in the beginning to what we know it to be today can be compared with an organic process referred to as __________.

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Many employed individuals obtain healthcare coverage through a/an:

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Healthcare plans that provide cost-effective care while attempting to contain expenditures are referred to as ____________________.

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Fee-for-service healthcare plans are also referred to as:

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Congress passed the Health Maintenance Organization Act in:

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Securitas is the Latin term for:

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The federal healthcare program for the elderly and certain qualifying others is:

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A set of government-regulated,standardized plans eligible for federal subsidies from which individuals can purchase low-cost health insurance.

(Multiple Choice)
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The acronym for the congressional act that standardized electronic data interchange,enhanced confidentiality and security of patient information as well as other health-related matters is:

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Justin Ford Kimball introduced a health plan in Dallas in 1929 that evolved into what is known today as Medicare.

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A system of healthcare payment or delivery arrangements in which the plan attempts to control the use of services by its enrolled members to contain expenditures and/or improve quality.

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The two basic types of healthcare are ___________________ and ____________________.

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Medicare provides healthcare coverage for qualifying low-income individuals.

(True/False)
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The type of healthcare policy that a business entity frequently offers its employees is called a/an ___________________ policy.

(Short Answer)
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