Question 1

Underinsured Motorist coverage

Accepted Answer

A) is the same as Uninsured Motorist coverage 
B) is automatically included in the PAP's Part C coverage 
C) pays for property damage you cause when victims have no coverage 
D) none of the above 
A) is the same as Uninsured Motorist coverage 
B) is automatically included in the PAP's Part C coverage 
C) pays for property damage you cause when victims have no coverage 
D) none of the above

Question 2

The "no contact" rule has a direct impact on whether or not _____________ coverage in the PAP will pay for a given claim.

Accepted Answer

A) Liability 
B) Uninsured motorists 
C) Collision 
D) Other than Collision 
A) Liability 
B) Uninsured motorists 
C) Collision 
D) Other than Collision

Question 3

When you have an auto accident that is your fault,your PAP's Liability coverage will pay for all of the following except:

Accepted Answer

A) Bodily injuries of your family members riding with you 
B) Bodily injuries of non family members who are passengers in your car at the time of the accident 
C) Bodily injuries of your best friend who is a passenger in your car at the time of the accident (moderate) 
D) The cost to repair or replace property belonging to others that you damaged in the accident 
A) Bodily injuries of your family members riding with you 
B) Bodily injuries of non family members who are passengers in your car at the time of the accident 
C) Bodily injuries of your best friend who is a passenger in your car at the time of the accident (moderate) 
D) The cost to repair or replace property belonging to others that you damaged in the accident

Question 4

When you borrow someone's car and wreck it,you have the option of letting your automobile insurance pay on a primary basis for the accident.

Accepted Answer

A) True 
 B)False

Question 5

Under the PAP Liability Coverage,the "insured" is:

Accepted Answer

A) the person who causes the accident and/or damages 
B) the person or persons who is/are injured in the accident 
C) both the at fault driver and those persons injured 
D) the police officer who arrives at the scene and beats up the at fault driver 
A) the person who causes the accident and/or damages 
B) the person or persons who is/are injured in the accident 
C) both the at fault driver and those persons injured 
D) the police officer who arrives at the scene and beats up the at fault driver

Question 6

Which one of the following is false concerning the PAP?

Accepted Answer

A) a pedestrian struck by an automobile can collect under his Medical Payments coverage 
B) defense, settlement, and supplementary payments are in excess of the stated limits of liability in the PAP 
C) Other Than Collision coverage will pay for theft of the automobile 
D) Medical Payments coverage will not pay for the insured's injuries if the accident is the insured's fault 
A) a pedestrian struck by an automobile can collect under his Medical Payments coverage 
B) defense, settlement, and supplementary payments are in excess of the stated limits of liability in the PAP 
C) Other Than Collision coverage will pay for theft of the automobile 
D) Medical Payments coverage will not pay for the insured's injuries if the accident is the insured's fault

Question 7

Property Damage Liability of the Personal Automobile Policy,provides coverage to reimburse you if your automobile is damaged.

Accepted Answer

A) True 
 B)False

Question 8

Uninsured Motorist coverage:

Accepted Answer

A) provides first-dollar coverage for damage to the insured's own autos 
B) protects the insured against financially irresponsible drivers who have no auto liability insurance 
C) doubles the premium for liability coverage 
D) is available only to drivers with excellent driving records 
A) provides first-dollar coverage for damage to the insured's own autos 
B) protects the insured against financially irresponsible drivers who have no auto liability insurance 
C) doubles the premium for liability coverage 
D) is available only to drivers with excellent driving records

Underinsured Motorist coverage

The "no contact" rule has a direct impact on whether or not _____________ coverage in the PAP will pay for a given claim.

When you have an auto accident that is your fault,your PAP's Liability coverage will pay for all of the following except:

When you borrow someone's car and wreck it,you have the option of letting your automobile insurance pay on a primary basis for the accident.

Under the PAP Liability Coverage,the "insured" is:

Which one of the following is false concerning the PAP?

Property Damage Liability of the Personal Automobile Policy,provides coverage to reimburse you if your automobile is damaged.

Uninsured Motorist coverage:

Fundamentals and Terminology

Defining the Insurable Event

Risk Management

Financial Services Companies

Insurance Occupations

the Insurance Market: the Economic Problem

Insurance Regulation

Insurance Contracts

Basic Property and Liability Insurance Contracts

Homeowners Insurance

Professional Financial Planning

Life Insurance Policies

Standard Life Insurance Contract Provisions And Options

Annuities

Medical Expense and Disability Insurance

Advanced Topics in Risk Management

Commercial Property Insurance

Commercial Liability Insurance

Bonding,Crime Insurance and Reinsurance

Employee Benefits

Social Security

Unemployment and Workers Compensation Insurance

Filters

Exam 11: the Personal Auto Policy

Underinsured Motorist coverage

The "no contact" rule has a direct impact on whether or not _____________ coverage in the PAP will pay for a given claim.

When you have an auto accident that is your fault,your PAP's Liability coverage will pay for all of the following except:

When you borrow someone's car and wreck it,you have the option of letting your automobile insurance pay on a primary basis for the accident.

Under the PAP Liability Coverage,the "insured" is:

Which one of the following is false concerning the PAP?

Property Damage Liability of the Personal Automobile Policy,provides coverage to reimburse you if your automobile is damaged.

Uninsured Motorist coverage:

Fundamentals and Terminology

Defining the Insurable Event

Risk Management

Financial Services Companies

Insurance Occupations

the Insurance Market: the Economic Problem

Insurance Regulation

Insurance Contracts

Basic Property and Liability Insurance Contracts

Homeowners Insurance

Professional Financial Planning

Life Insurance Policies

Standard Life Insurance Contract Provisions And Options

Annuities

Medical Expense and Disability Insurance

Advanced Topics in Risk Management

Commercial Property Insurance

Commercial Liability Insurance

Bonding,Crime Insurance and Reinsurance

Employee Benefits

Social Security

Unemployment and Workers Compensation Insurance

Filters