Exam 12: Depository Financial Institutions

In a typical year, about __________ of bank business loans in the United States are made by foreign-owned banks through their branches here.

Which of these does not qualify as a "miscellaneous liability" of a bank?

The difference between a bank's assets that will be re-priced in less than one year and the bank's liabilities that will be re-priced in less than one year expressed as a percent of total assets is

Suppose that Samsung, a South Korean corporation, issues bonds denominated in dollars. These are called

Since 1970 there has been a huge increase in the relative importance of __________ as a source of bank funds.

Banks can lower their liquidity risk by having more __________ on their balance sheet.

A forward looking measure of a bank's credit risk is

The decline in the relative importance of transactions deposits as a source of bank funds between 1970 and 1997 can be attributed to

Empirical evidence suggests that there are economics of __________ in banking for all bank sizes.

The GAP ratio is a measure of __________ risk.

Regulation Q was responsible for the drop in importance of __________ as a source of bank funds.

Since 1960 U.S. banks have __________ the proportion of their total lending which is done overseas.

The Glass-Steagall Act prevented commercial banks from

Depository institutions are the most important source of credit to

Eurobonds are bonds that are

As a source of bank funds, __________ has fallen by nearly two-thirds in relative importance since 1970.

Economies of scope exist when a business becomes more efficient by

A major loophole was punched through the McFadden Act as banks

The Riegel-Neal Act of 1994 made reciprocity pacts

With overnight repos, __________ earn interest while sacrificing virtually no liquidity.