Less Than Three Months Ago, the Debtor Used His Credit

Less than three months ago, the debtor used his credit card to pay off his utility bills since his electricity and water were about to be shut off. The total amount was $579.89 since he was several months behind. This will result in ___________.

A) the bankruptcy being denied because of fraud under §523.
B) a 2004 examination.
C) mostly likely nothing under §523 because utility bills are necessities, not luxury items.
D) none of the above.

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