Elizabeth Is a Middle-Age Female Who Was Planning to Purchase

Elizabeth is a middle-age female who was planning to purchase a new spring wardrobe with her credit card.  When she handed the salesperson her credit card, she was surprised to find out that it was denied.  Elizabeth had no idea how this could possibly have happened.  She has a $20,000 credit limit and currently has a zero balance.  Elizabeth realized that a crime had been committed against her. Elizabeth was most likely the victim of identity theft perpetrated by

A) a transnational crime syndicate.
B) local criminal element.
C) organized crime .
D) possibly all of the above

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