From the Practical Viewpoint of the Average Citizen,what Is the Difference

From the practical viewpoint of the average citizen,what is the difference between 'regulations' and 'by-laws'?

A) Regulations are more serious than by-laws.
B) By-laws are more serious than regulations.
C) There is no difference - they should be respected equally.
D) Regulations are encountered more in day-to-day life.

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