What Distinguishes a Means-Tested Program from a Social Insurance Program

What distinguishes a means-tested program from a social insurance program?

A) A means-tested program extends benefits based on age categories,while a social insurance program provides benefits based on immediate need.
B) A means-tested program only extends benefits to the elderly,while a social insurance program extends benefits to everybody.-
C) A social insurance program extends benefits only to the working poor,while a means-tested program extends benefits to everyone,regardless of social class.
D) A social insurance program provides benefits to those who have paid into the program,while a means-tested program provides benefits based on demonstrated need.

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