What Is the Maximum Deductible Contribution That Erick (Age 32 $\quad$

What is the maximum deductible contribution that Erick (age 32 and single) can make in 2019 to an Individual Retirement Account(s) if he earns $62,000 and is not covered by an employer-sponsored retirement plan?

A) $7,000 ($6,000 plus an extra $1,000 catch-up contribution) to a traditional IRA and zero to a Roth IRA.
B) $6,000 to a traditional IRA but only $1,500 additional to a Roth IRA
C) $6,000 to a traditional IRA
D) $4,500 to a traditional IRA due to the income limitation
AGI Phase-Out Ranges for 2019 IRAs
$\quad$$\quad$$\quad$$\quad$$\quad$$\quad$$\quad$$\quad$$\quad$$\quad$$\quad$$\text { Phase-out range }$
$\begin{array}{lcc} \hline & \text { Single } & \text { Married filing jointly } \\\text { Traditional } & \$ 64,000-\$ 74,000 & \$ 103,000-\$ 123,000 \\\text { Roth } & \$ 122,000-\$ 137,000 & \$ 193,000-\$ 203,000\end{array}$

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