Robert Purchased an Unendorsed Homeowners 3 Policy

Robert purchased an unendorsed Homeowners 3 policy.He is concerned that if his personal property is destroyed,the insurer will take depreciation into consideration when determining the loss settlement and will pay him less than the amount needed to purchase new property.Which endorsement can Robert add to his Homeowners 3 policy to address this concern?

A) inflation guard endorsement
B) personal injury endorsement
C) personal property replacement cost endorsement
D) earthquake endorsement

Correct Answer:

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