Matheson's Car Was Damaged When a Hurricane Hit the Town

Matheson's car was damaged when a hurricane hit the town he lived in.But since his car was insured, it was restored.Matheson himself was severely injured in the disaster, rendering him a paraplegic.Matheson was forced to hire a chauffer to drive him around.
-If Matheson wishes to be covered for the possibility of the chauffer getting into an accident, he would require a(n) ________.

A) omnibus clause in his automobile insurance
B) collision clause in his automobile insurance
C) deductibility clause in his automobile insurance
D) double indemnity clause in his automobile insurance

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